What Is Temporary Car Insurance

1. What Is Temporary Car Insurance? Car insurance can cover you on the open road, but long-term coverage may not always be necessary. If you only need car insurance for a short amount of time, such as a month or six weeks, you can consider temporary car insurance options. While temporary car insurance isn’t an actual type of policy, there are ways to buy short-term coverage.

2. How Temporary Car Insurance Works Typically, car insurance policies cover you for a term of at least six months. Some car insurance companies offer 12-month policies, though they’re not as common. Read more Duliban Insurance If you only need to be covered for a short amount of time, like six weeks, temporary car insurance could sound more appealing. After all, you’ll want to avoid paying for car insurance coverage you won’t need or use. However, most car insurance companies don’t specifically offer temporary car insurance. If you only need coverage for a month or two, one option is to purchase a six-month policy and then cancel your car insurance when you no longer need it — though there may be a cancellation fee. Does Temporary Car Insurance Exist? Not as a specific type of policy, at least from major car insurers.2 Most insurance companies sell policies with terms of six or 12 months. But you can always purchase a regular car insurance policy and cancel it when you no longer need it. You can also consider other options specific to your situation, from rental car insurance to non-owner insurance.

3. Can I Buy Daily, Weekly, or Monthly Car Insurance? Again, not from major insurers. Instead, you’ll typically need to purchase a six-month policy and cancel it early. Learn more Duliban Insurance Brokers You can also look into alternatives like being added to a family member’s policy or choosing a mileage-based insurance policy, which charges you a premium based on how much you drive each month. How Much Does Temporary Car Insurance Cost? As with all car insurance, your premiums depend on factors like your state, age, driving record, and vehicle. If you sign up for a six-month policy and plan to cancel it early, you may also be charged a cancellation fee, so make sure to read the fine print on your policy.