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5 Best investments plans For NRIs

Like any individual, NRIs too have to think twice before investing single rupee as they want value for their investment. NRE, NRO fixed deposits, direct equity, equity mutual funds, Offshore funds or ETF and realty investment offer all migrants an opportunity to enjoy good return after investment which has assurance of security.<br>

ManojSodhani
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5 Best investments plans For NRIs

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  1. 5 Best investments plans For NRIs NRIs have NRE, NRO, FCNR, equity mutual funds, ETIF and realty investment options to save their money while getting good rate of interest.

  2. NRE, NRO Fixed Deposit Non-resident External account (NRE) and Non-resident ordinary account (NRO) will not only save NRIs’ money but also, provide good interest on investments through: Savings account Current account Term deposit account

  3. Difference Between NRE & NRO NRE account keeps the fund that is transferred from the bank outside the country. NRO account holds the investment of the NRIs which he/she earns from the income sources in India. For example: Rental income

  4. FCNR Account-Friend for NRIs This is Foreign Currency Non Resident account (FCNR). It offers ‘no fluctuations’ in the interest rate of the money invested in any foreign currency, like Euro, Dollars, Dinar etc. The investees get lower rate of interest on investment than NRE and NRO in this account.

  5. Tax-exemption FCNR account and NRE account holder NRIs are exempted from taxes in India. The rate of interest for FCNR lies between 2% to 3%. The rate of interest for NRE is offered 8% on five years’ investment plans and 7.75 % for upto 10 years.

  6. Direct Equity Investment in these entertains NRIs with high returns for long as well as short term. For this, an NRI should have: • Trading account • Dmat account • Bank account Interest on this investment is affected by: Risk Market fluctuation Trading policy Market strategy Duration

  7. Equity Mutual Funds This investment gives NRI an alternate to deposit on monthly or quarterly basis. Will keep you away from the timely deposition of the amount as investment. Can generate 20% to 70% interest on some investments.

  8. Offshore Funds or ETF This provides a profitable option to invest on India-based financial unit of whose management is regulated from foreign land. Helps in declining the effect of Indian regulations. Risk is there. Liquidity is found in them.

  9. Realty Investment It belongs to investment in real estate sector and Real Estate Investment Trust (REIT). REIT have more liquidity Investment depends on movable and immovable property

  10. Thank You for Watching

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