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1. Howto getaloanagainstproperty? A loan secured by property implies security in the form of residential or non- residentialpremisesownedbythe borrower.Ifsomethingdoesnotgo according to plan and the borrower fails to close the obligations assumed in time,thepropertywillbesold,andtheproceedsfromthesalewillbeusedto payoffthedebttothebank.Buthowto geta loanagainstproperty-read inthisarticle. Necessarydocumentsrequired by thebank First of all, when applying for a mortgage, precise documentation must be presented to the bank. In this way, the Institute can assess the customer's presentandfutureeconomicsituationandcalculatetheriskitfacesbylending the loan amount requested by the customer for the loan. The documents relatingtothe person include:

2. Identitycard TaxID Certificate of residence CertificateofFamilyStatus Certificate of service (if an employee) Photocopyofpay slip(if anemployee) Photocopy ofbank statements(ifself-employed) Thedocumentsrelatingtothepersonarerequiredtoadequatelyevaluatethe economicconditionsofthecustomers,toknowtheincome,thefamilyburden, and if there are past elements that could influence and increase the risks deriving from thegranting of theloan. The documentation relating to the property, on the other hand, is used to knowthevalueofthehouseanditsorigin,orwhetheritisasaleorsomething else,and consists of: Photocopy of the compromise Photocopyofthe certificate of origin In particular cases, the lender may request more information and other documents. Cases that require additional documentation may concern, for example,residentsat risk,divorced, or self-employed.

3. What arethestagesandtiming of theloan application? Below are indicatedthesteps tofollow to applyfor amortgage: When submitting the official loan application, you first need to verify that youmeettherequirementsandattachalltherequireddocumentstothebank. Oncethedocumentationhasbeendelivered,itwilltakeabout20daystoknow theresponseandknowiftheloanapplicationhasbeenaccepted.Intheevent of a positive outcome from the lender, it will take more or less another 30 daysfor theloantobedisbursed. The times may vary from institute to institute, and the duration for the completion of the procedures described above is, in any case, indicative. To find out the times of the procedures foreseen by your bank, it is advisable to inquire directlythrough thecustomer assistance service of thelatter.

4. In some cases, for example, such as when the bank from which the loan is requested carries out the granting of mortgages as its only activity, it will be possible to verify that the times for the procedures are shorter than those of traditional banks, around twoweeks. In any case, it is advisable to submit the loan application in advance and to find out about the offers proposed by the lenders by consulting the loan productsto find theloan offersthat bestsuit your needs. Ifyouarelookingtoget a loan againstproperty quickly, visit recashloan.com, explore the options to choose the one that best suits your needs,fillouttheformontheonlinewebsite,andgetmoneyoncreditforany purpose withthe bestconditions.