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Critical illness List

Critical illness insurance policy helps you secure yourself against life-threatening illnesses. Let us have a look at what are the 36 critical illnesses that critical illness plan offers cover for.<br>

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Critical illness List

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  1. Critical illness List

  2. What is Critical illness ? • A critical illness policy is a stand-alone financial strategy that can help you protect yourself from potential life-threatening illnesses, conditions, and disorders. There are 36 critical illness list to focus on. • In contrast to health insurance, critical illness insurance often offers a far better payout that can be applied anyway you see fit, including for daily expenses or medical costs.

  3. Critical illness list : 1. Heart attack 2. Heart valve replacement due to defects or abnormalities 3. Coronary artery diseases requiring bypass or other  surgery 4. Aorta surgery via thoracotomy or laparotomy 5. Stroke 6. Cancer 7. Kidney failure 8. Fulminant viral Hepatitis or massive necrosis of liver caused by a virus which can lead to liver failure 9. Major organ transplant including Kidney, Lungs, Liver, Heart and Bone marrow 10. Paralysis or Paraplegia including the complete and permanent loss of one or all of the limbs 11. Multiple sclerosis 12. Primary pulmonary Arterial Hypertension  13. Total and/or permanent blindness 14. Total and/or permanent deafness 15. Total and/or permanent loss of speech 16. Alzheimer’s disease or other degenerative brain disorder 17. Parkinson’s disease 18. Coma 19. Third-degree burns covering at least 20% of the surface area of the body 20. Terminal illness 21. Motor neuron disease 22. Chronic liver disease 23. Chronic lung disease 24. Major head trauma 25. Anemia due to chronic persistent bone marrow failure 26. Muscular dystrophy 27. Benign brain tumour 28. Encephalitis 29. Poliomyelitis 30. Bacterial meningitis due to inflammation of brain membranes or spinal cord 31. Brain surgery (Craniotomy) 32. Other serious coronary heart diseases caused due to narrowing of the lumen of the three major arteries- the Circumflex, right coronary artery (RCA), and Left Anterior Descending Artery (LAD). 33. Apallic syndrome or the Universal necrosis of the brain cortex 34. AIDS contracted by medical staff, in case it is caused due to injury or exposure to contaminated blood 35. AIDS due to blood transfusion in case the victim has contracted it due to receiving infected blood. 36. Full-blown AIDS

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