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Importance of Health Insurance

Know what is Health Insurance meaning & how it is one of the safest way to provide financial coverage to your family. Check the different types of Health Insurance in India & select the best one.<br>

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Importance of Health Insurance

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  1. ImportanceofHealth Insurance

  2. WhatisHealth Insurance? • Today, having healthinsuranceisarequirement.Thefirstthingahospital • will inquireaboutwhenyouhave to beadmitteddueto an accidentor • illnessisyourhealthinsurance.Nowthatwe knowwhathealthinsurance is, why isit so crucial? • Aform ofinsuranceproduct known as health insurancepaysforthe • insured'shospitalization-relatedmedical and surgicalcosts.These • expendituresincludethe price of prescriptiondrugs,hospitalization,and • medicalvisits. Hospitals and other topprovidersofhealthcare have • partnershipswiththeimportanceofhealthinsurancefirms,enabling • insuredpeople toreceivecare withoutpayingfor it.Ifthe insurance • providerandtheinsurancecompanyare not affiliated,the insurance • companyreimbursestheinsuredfor thecosts.Althoughtheemployer • frequently contributes to the cost of health insurance premiums, you can also buyoneonyour own.Healthinsurancebenefitsaretax-free

  3. TypesofHealth Insurance: • IndividualHealthInsurance:Itpaysforthepersonwhohaspurchasedthepolicy'smedicalcosts.According to theinsured's ageandhealth,the premiumiscalculated. • Family HealthInsurance Plan:Everyone inthefamilymaybecoveredunderonepolicyunderthisone.The planprovidesa fixedsumassured forthefamilymembersthatmaybeaccessedbyeitheronepersonorthe entirefamily. • SeniorCitizenHealthinsurancePlan:Thisisintendedforseniorsoranyonewhoareover60yearsold. • Surgery and Critical Illness Insurance Plan: This policy is appropriate for a person who needs medical care for a serious condition, such as cancer, paralysis, a heart attack, kidney failure, etc. Due to the high cost of these diseases'treatments,thepremiumsforthesepoliciesaretypicallysubstantial. • MaternityHealthInsurancePlan:Theexpendituresof prenatalandpostoperativecareaswellas the newborn'sdeliveryarecoveredbythis plan.Accordingtotheplan,thepolicywillcoverinfantchargesupto aspecifictimeperiod. • PersonalAccidentPlan:Intheeventofanaccident,itpays hospitalbills.Thepremiumisbasedonthelevel ofcoverage chosen. • Unit LinkedHealthPlan:Theseinsuranceproductsprovidea specialsynergy ofsavingsandinsurance.They aidincreatingacorpusthatcanbeutilizedtopayfor expensesthattheinsurancepolicydoesnotcover.

  4. ThankYou

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