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DigiPay.guru is boosting the digital revolution by helping startups and enterprises to digitize their business with its top-notch digital payment solutions.
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COMPANY PROFILE 2011 100+ EAR FOUNDED COMPANY SIZE 08 India PRESENCE EAD QUARTER
Industries We Serve 1.31 Billion CAGR of 26.93% 50% People are projected to Mobile payment use of American retailers use a mobile payment set to rise between plan to incorporate mobile app worldwide by 2023. 2020-2025 payment into their stores. $128 Billion 70% 39% for ecosted value of of millennials use of U.S. consumers would in-store mobile payments mobile payment for use mobile payments in the US by 2021 rewards and discounts. more frequently
Industries We Serve Non-Banking Financial Banks Enterprises MNOs/Telcos Institutions MNO’s and Telcos are also Not just NBFI’s but to the main We also assist enterprises and some of our target audience Our product caters to all the financial services providers, established organizations with with requirements of services Non-Banking Financial Banks are also our esteemed services such as Mobile Wallet, like Mobile Wallets, Top-Up & Institutions with services such customers for services such as Collection Account, Bill payments, P2P, G2P as Mobile wallets, Top-Up & Bill Mobile Wallet, Agency Banking, Disbursement Account, Bulk transfers, international payments, Money transfers, E- Mobile Banking, Top-up & Bill Salary disbursement, Bulk Air remittances, bulk air time KYC, Merchant payments, E- Payments, Merchant time disbursement, Sales distribution, merchant Ticketing, Loyalty & Rewards, Payments, and Loyalty & collection, Vendor Payments payments, E-KYC, Loyalty & and International Remittance. Rewards, E-KYC. Enterprises. Rewards.
Logical Architecture Portal App SMS USSD API POS ACCESS MANAGEMENT CORE PLATFORM ADD-ON BI MANAGEMENT Android POS Admin Management Customer Management Merchant Management Location Based Services Dynamic Dashboard CRM M-POS Enterprise Management Bank Aggregator Management Campaign Management Management Reports Payment Gateway / EFT NFC Integration Layer Wallet Management Commission Management KYC Loyalty & Rewards/ Gift Card / Coupon/ Voucher Mgmt. Management BI Analytics QR Code Anti-Money Laundering Biller / Aggregators Reconciliation Management Service Management Biometrics Management 3rd Party Coupon / Voucher Mgmt. Trust Account Management Multiple Currency Security Management
Solution Uniqueness Orchestrate Process Improve Optimize Comprehensive, Omni Process transactions via any Boost your conversion rate Monitor, optimize and Channel White labelled payment method in any and eliminate payment automate your payment Solution currency friction operations ? Acquirer? ? Card? ? Stored card? ? Real time dashboar? ? Payment method? ? Alternative payment ? Pay by lin? ? Payment acceptanc? ? E-KY? method? ? QR Code? ? Payment cos? ? Biometric? ? Loyalty points ? NFC? ? Acquirer networ? ? Transaction routin? ? RFI? ? Payment method? ? International Remittance? ? Installment? ? Reconciliatio? ? Value-add services ? Recurrin? ? Chargeback dispute? ? Currency conversio? ? Customized Report? ? Fraud protection ? Threshold management
Features for Admin ? User Managemen? ? E-KYC Managemen? ? Threshold Managemen? ? User Profile Managemen? ? Settlements and Reconciliation? ? Transaction Histor? ? Loyalty & Reward Managemen? ? Language Managemen? ? Tree and Commission Managemen? ? Role & Permission Managemen? ? Rule Managemen? ? Reports & KPIs
Features for Consumers ? Self & Assisted Onboardin? ? E-KYC Verificatio? ? Cash I? ? Cash OU? ? P2P Transfer? ? Merchant Payment? ? Recharges & Utility Bill Payment? ? Loyalty & Reward? ? Referral Programme? ? Profile Management
Features for Merchants ? Self & Assisted Onboardin? ? E-KYC Verificatio? ? Store & Branch Managemen? ? Accept Payment? ? Settlement? ? Reports & KPIs
Features for Agents ? Self & Assisted Onboarding? ? E-KYC Verificatio? ? Consumer Onboardin? ? Merchant Onboardin? ? Cash IN for Consumer? ? Cash OUT for Consumer? ? Cash Transfers for Consumer? ? Settlement? ? Profile Managemen? ? Reports & KPIs
Compliance And Guidelines We Follow We follow a set of rules, compliances, and guidelines to ensure the safety and security of the users. Security Compliances AML PCI SSF Compliant This compliance has been Anti-money Laundering Our solution protects the architectured to offer secure compliances are a set of integrity of the software and and reliable transaction regulations that financial the confidentiality of the processing to all the users and institutions follow for detecting sensitive information and user prevents spoofing or and preventing money data that it captures, stores, unauthorized access to the laundering or terrorist financing processes, and transmits. system. activities.
Scalability For Your Needs 1 Microservice Architecture It divides the single application into a small set of services, out of which, each runs on its own but communicates with each other. Every service implements different functionalities or features. 2 Implementation We follow the Agile methodology for improving the effectiveness of our software development team. It is an iterative process for project management and software development. 3 Deployment Our solutions are built based on the client needs and the country regulations and deployed on cloud, premises or through a hybrid approach.
Why DGB Bank? White-Labelling & Exemplary Lower TCO Agile Implementation Customization Integrations (APIs) Process Multi-currency & Faster Secure Multi-tenant Deployment Platform
Our Engagement Model CAPEX Indefinitely use of the licensed software with ownership
Case Study About Us DigiPay helped its client based in South Africa to come up with their own digital payment application. In recent years, the mobile payment industry in South Africa has boomed.Cryptography and has strength of 2048 bits. According to a study, it’s estimated that the mobile payment industry in South Africa is expected to record a CAGR of 12.9 % by the year 2025 with an evaluation of US$ 29,424.4 million. This was one of the biggest motivation for our client to enter this industry. Challenges • App size • Onboarding and KYC • Rest API security • QR scanner Solution • Reduced app’s download size • Made the onboarding and KYC process easier • REST API security • Optimized QR scanner
Please contact the team to discuss queries and further discussion: hello@digipay.guru hello@digipay.guru +91 9574 078295 www.digipay.guru