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Switching Mortgages – What do you need to know

Pangea Mortgages, a trusted mortgage advisor in Dublin, offers expert guidance and personalized solutions for switching mortgages. Visit our website to consult with experienced mortgage brokers, ensuring a seamless transition and optimal financial outcomes tailored to your needs.

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Switching Mortgages – What do you need to know

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  1. Reasons for Switching Evaluate your reasons for switching. Common motivations include lowering interest rates, changing loan terms, or accessing equity for home improvements.

  2. Types of Mortgages Understand the types of mortgages available. Options include fixed- rate, adjustable-rate, and interest-only mortgages, each with unique features and benefits.

  3. Interest Rates Track current interest rates. Switching mortgages is most advantageous when rates are lower than your existing mortgage, potentially reducing monthly payments.

  4. Refinancing Costs Be aware of refinancing fees. These may include application fees, appraisal costs, and points. Weigh these expenses against potential savings.

  5. Contact Us www.pangeamortgages.com 01-4425064 15/2 Crag Terrace, Clondalkin, Dublin 22

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