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The Canadian Super Visa Program has been helping Canadian citizens and permanent residents reunite with their foreign parents and grandparents since 2011. Because of the accompanying Super Visa medical insurance, those individuals have been protected if they experience a medical emergency while they are visiting. However, beginning August 3, Immigration, Refugees, and Citizenship Canada (IRCC) will no longer accept Super Visa medical insurance that is paid monthly. This represents a significant change from the policies that had been in place before this point. What does this mean for current p
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Shop SIGN IN Home Explore Podcasts Is a Monthly Payment Option Available for Super Visa Medical Insurance? By Parent Super Visa INFO Is a Monthly Payment Option Available for Super Visa Medical Insurance? The Canadian Super Visa Program has been helping Canadian citizens and permanent residents reunite with their foreign parents and grandparents since 2011. Because of the accompanying Super Visa medical insurance, those Start writing 0 0
individuals have been protected if they experience a medical emergency while they are visiting. However, beginning August 3, Immigration, Refugees, and Citizenship Canada (IRCC) will no longer accept Super Visa medical insurance that is paid for monthly. This represents a signi?cant change from the policies that had been in place before this point. What does this mean for current policyholders, pending applicants, and their family members? What exactly is the super visa? Foreign parents and grandparents of Canadian citizens and permanent residents are eligible to apply for a special visitor's visa known as a super visa. Many people who now call Canada home got their start in the country as immigrants. Therefore, their relatives may be still considered to be foreign nationals even though they currently reside in Canada. The majority of people who come to Canada are granted a visitor visa that is valid for six months. On the other hand, the super visa is unique. It's a visa valid for 10 years with multiple entries that lets visitors stay for up to 5 years at a time and gives them the option to apply for an additional 2 years of stay. Basically, it's a way to have your out-of-country family members visit you for an extended period without putting undue stress on your budget in the event of any emergency medical care. Super Visa Medical Insurance: What Is It? Super Visa Medical Insurance is a specialized kind of travel insurance that covers visitors for the full duration of their time spent in Canada. It is designed to ful?l the requirements of the Super Visa. It contributes to the coverage of costs associated with any medical emergencies or other types of healthcare needs that may arise during their stay. In most cases, expenses such as the following are covered by the Super Visa Medical Insurance: Treatment of a medical emergency, whether for an illness or an injury Medication available only by prescription Emergency dental care Essential medical equipment (crutches, wheelchairs, slings, braces, etc.) In addition to other diagnostic services, we o?er X-rays (laboratory procedures, bloodwork, ultrasounds, etc.) Required ambulance services on the ground, in the air, or at sea Treatment that comes afterwards Start writing 0 0
Transportation in an ambulance to the closest hospital However, the Super Visa medical insurance coverage can change because policies can cover a variety of costs to varying degrees. Is it necessary to have super visa medical insurance? Super visa holders who wish to travel to Canada for medical treatment must have super visa medical insurance. Visitors to Canada are not eligible for coverage under the public healthcare system (like OHIP in Ontario). Therefore, the Government of Canada mandated that all visiting parents and grandparents who intend to remain in Canada for extended periods must obtain this type of medical insurance under the Super Visa program. This is done so that they will always have access to private medical coverage if they require it. However, it is essential to take into account the fact that this particular kind of insurance coverage comes with several strict requirements. For example, it must Include coverage for hospitalization, medical evacuation, and return to your home country. O?er a minimum coverage amount of one hundred thousand Canadian dollars (CAD) Have a minimum validity period of one year. 0 Start writing 0
Be purchased from an insurance provider located in Canada. Already purchased in advance before arrival in Canada Can I Make Monthly Payments For My Super Visa Medical Insurance? Visitors who entered Canada before August 2022 are the only ones who are eligible to keep paying their Super Visa medical insurance premiums monthly. That is if they had already been participating in a payment plan with their insurance provider that required them to make a monthly payment. However, beginning in August 2022, Immigration, Refugees, and Citizenship Canada (IRCC) will no longer accept super visa medical insurance unless the entire premium has been paid. If this requirement is not satis?ed, the IRCC has the authority to refuse a visa application or even refuse entry into Canada. This rule applies to anyone who has not yet entered Canada, including but not limited to the following individuals: Those who currently have applications being processed Those individuals whose applications have been accepted but who have not yet arrived in Canada Those who are just starting the application process Applicants who have not yet begun the application process Suppose, for example, that you have already purchased super visa insurance on a monthly payment plan, but that your application for a visa is still being processed. In this scenario, the IRCC would not accept your Super Visa medical insurance policy; therefore, you should get in touch with your insurer or broker to change your policy from one that is paid monthly to one that is paid in full. Visitors who are already in Canada and who have been paying their insurance premiums monthly will not be impacted by this change. They do not need to be concerned about having their premium payments for their Super visa medical insurance revoked because of this reason; they can continue to pay those payments as usual. In addition, visitors who are already in Canada and who wish to apply to extend their visa can continue to make monthly payments directly to their insurance 0 0 Start writing
provider even after the visa extension has been granted. Conclusion: You have the option of applying for coverage through a licensed Canadian broker like Parent Super Visa or directly from a Canadian insurance provider like Manulife, Tugo, Group Medical Services (GMS), Allianz, or 21st Century Travel Insurance Limited, among others. Contact Parent SuperVisa for professional guidance if you are uncertain about the type of travel and medical insurance that is required for you or any members of your family. You can reach us at 888-444- 0076 or schedule an appointment to meet with one of our licensed experts. Be the ?rst to recommend this story! Parent Super Visa Follow 1 Story 0 Followers 0 Following What did you think of this story? Post Stay connected to your stories Get android app About App Help FaqsPrivacyTerms Copyright © 2022 Launchora / Ideora Start writing 0 0