Top 6 Best Employee Health Insurance Companies in India

1. Top 6 Best Employee Health Insurance Companies in India

2. Health insurance is essential for organizations nowadays. It helps in risk management by providing complete financial assistance during any health-related crisis. The premium amount is regularly deducted from the employee’s monthly salary. Additionally, the health insurance plan and group health insurance policy follow the income tax act and tax-related compliances. With employee health insurance, companies earn tax advantages as well. The group health insurance plan and policies ensure employees’ overall wellness, making them 100% dedicated to their work. Though Finding a suitable health insurance plan that covers what you need is a bit challenging. You may think about what plan would your requirement be or which health insurance company limited is best for employees’ health benefits. Various top-notch companies in India have exceptional medical group health insurance plans and policies to minimise the burden of huge medical expenses on their employees. And on the other hand, more than 90% of employees feel safe and secure working with the company has good group health insurance plans, group health insurance policy and better medical insurance assurance. In this blog, we are sharing the benefits of having employee health insurance policies and the details of the best comprehensive health insurance providing companies and their affordable health insurance plan.

3. What Do Affordable Group Health Insurance Plans typically Include? The Affordable Care Act passed in 2010, covers ten healthcare services as essential benefits. Everyone should know about the benefits before choosing any health insurance company here. • Preventative services and chronic disease management coverage • New-born care and Paediatric care • Pregnancy, maternity • Prescription drug coverage • Coverage for emergency services • Hospitalization coverage • Outpatient care • Mental health services and substance use disorder services • Coverage for rehabilitative and habilitative services and devices • Coverage for other additional benefits, like dental and vision.

4. Top 6 Health Insurance Company in India In this section we are sharing the top 5 health insurance company and their most affordable premiums health insurance plans typically include. 1. New India Health Insurance New India Assurance is one of the best government-owned general and group health insurance companies that offers health insurance plans, and group health insurance policies. They have a wide network of branches and provide coverage for individuals and families. The New Health Insurance Company aims to provide end-to-end health insurance coverage that includes a wide range of insurance policies, including health insurance, motor insurance, property insurance, liability insurance, and more. Additionally, It promotes financial security by offering a customised insurance solution by maintaining customer satisfaction.

5. Benefits of Having an Insurance Plan with New India Insurance Company Let’s see what are the benefits of choosing the New India Insurance Company Limited as the employee health insurance partner. New India insurance company offers in-patient hospitalization expense that includes nursing expenses, room rent, boarding, medicines, specialist’s fees, blood, oxygen, etc. It provides Pre hospitalization expenses which are covered up to 30 days before hospitalization and post-hospitalization expenses are covered up to 60 days after hospitalization. Along with candidates get the facilities of daycare procedures, which requires hospitalization for less than 24 hours are covered. The health insurance and health insurance covers organ donor transplant expenses, pacemaker expenses and other expenses. Even it provides the critical care benefit as 10% of the Sum Insured is paid. • What is Covered by New India Health Insurance? In this section, there are thorough details on the plans and policies of the new India health insurance company. ➔ New India Asha Kiran Policy New India Asha Kiran Policy aims to take care of the healthcare needs of your family. It covers hospitalization expenses of the family and Personal accidents for Parents, spouses, and children. ➔ New India Mediclaim 2012 Policy Mediclaim 2012 Policy is all about the family members. It covers a separate Sum Insured available for each Insured member of the policy. This policy thus takes proper care of the healthcare needs of your family. ➔ New India Family Floater Mediclaim Policy Family Floater Mediclaim Policy is designed to cover the family members. It includes Room Rent / Boarding Nursing Expenses amount and more. With this policy, you can get health coverage to cater healthcare needs of the family.

6. ➔ New India Janata Mediclaim Policy Janata Mediclaim Policy is another health coverage for your family. This policy covers the premium discounts for choosing family cover along with Loyalty discounts and Good health discounts. ➔ New India Top-Up Mediclaim Policy New India Top-up Mediclaim Policy covers in-patient hospitalization expenses. It is a top-up policy providing additional health coverage for individuals and families. AYUSH treatment and other avail tax benefits are covered within this policy. 2. Onsurity Onsurity is a tech-driven employee health benefits platform based in India. It offers a range of employee health benefits such as health insurance, group insurance doctor consultations, mental wellness programs, medical emergency and fitness and wellness programs. Onsurity aims to simplify employee health benefits and make them more accessible and affordable for small and medium-sized businesses. Onsurity offers customizable health plans tailored to meet employees’ specific needs. The plans include health insurance coverage from top insurance companies, such as ICICI Lombard, HDFC ERGO, and Religare Group Health Insurance.

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