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Check home loan eligibility online by using home loan eligibility calculator and know about home loan eligibility for a salaried person or self-employed.<br>Visit:- https://www.bajajhousingfinance.in/home-loan-eligibility-and-documents<br>
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What is Home Loan Eligibility? Home loan eligibility is defined as a set of criteria basis which a financial institution assesses the creditworthiness of a customer to avail and repay a particular loan amount. Home loan eligibility depends on criteria such as age, financial position, credit history, credit score, other financial obligations, etc. Anyone-whether self-employed or salaried individuals/professionals with a regular source of income can apply for home loans.
Best Ways to Increase Home Loan Eligibility • Maintaining a good credit score • Choosing a longer tenure • Providing for a supplementary source of income • Adding a co-applicant for a joint home loan • Repaying existing loans/debts before applying for a new one
10 Factors That Impact Your Home Loan Eligibility • Age • Income • Credit Score • Employment Status • Property Value and Profile • Loan Amount • Loan Tenor • Current Obligations • Down Payment • Documentation
How to Calculate Home Loan Eligibility? You can check your home loan eligibility by taking into account different factors such as your monthly income, current age, credit score, existing loan obligations (if any), and the years left to your retirement. Alternatively, you can also use our home loan eligibility calculator to calculate the exact amount of loan that will be disbursed. Just enter the required details like your monthly income, existing EMIs, and loan tenure along with the other details and our housing loan eligibility calculator will instantly display the total loan amount for you.
For More Info:- BAJAJ HOUSING FINANCE LIMITED Cerebrum IT Park, 5th Floor B2 Building, Holy Cross Rd, Kalyani Nagar, Pune, Maharashtra 411014 Phone number : +91 8698010101 Email id: bhflwecare@bajajfinserv.in