Fractional Ownership Minimal Risk, Financial Freedom

1. Fractional Ownership: Minimal Risk, Financial Freedom Let’s do what we enjoy while the money keeps flowing into our bank account every month. Love the sound of it? Good news. It is achievable too. Try ‘Fractional Ownership’. What is Fractional Ownership? It is percentage ownership of a very high-value tangible asset wherein several unrelated individuals can own ‘fractions’ of an asset and enjoy the returns and capital appreciation proportionately. The risk, however, is mitigated to a large extent. Consider a well-managed pre-leased commercial real estate. As it is occupied, the monthly rentals will ensure a steady income flow. Further, the furnishing, fit outs, and shared services such as concierge, technical support, etc. are paid for by the tenants resulting in multiple income streams. The rental agreements come with a lock-in period of three to five years, so the revenue is assured and recurring in nature. Also, the companies which occupy such premium real estate are reputed firms with very good credit ratings hence less chance of default. What will the value of my ‘fractional ownership’ be in five years? Let’s say you invest INR 25 Lakhs to own a ‘fraction’ of this premium commercial real estate. Let us assume rental yield at 8% per annum which is higher than the interest earned through a savings account, fixed deposit, or any other fixed income assets. The return per year on your investment would be INR 2 Lakhs or 10 Lakhs over a five-year period. We have not factored in the regular increase in rentals here. The premium real estate occupied by reputed companies would be in a very accessible and popular part of the city and may appreciate at around 7% per annum. Hence, in five years, the value of your fractional ownership would appreciate to INR 35.6 Lakhs. The total value of your investment in five years would be INR 45.6 Lakhs which is more than 80% appreciation in 5 years. Such returns can easily compete with the best financial instruments available in the market today. How can it set you on the path to Financial Freedom? Compounding, they say, is the eighth wonder of the world. If you start re-investing your returns into premium commercial real estate on a ‘fractional ownership’ basis, you will own multiple ‘fractions’ over time and it would create multiple recurring revenue streams. The best part is that these returns are hassle-free and managed by a professional ‘fractional ownership’ platform on your behalf while you enjoy transparent and clear insights on the returns that you make. These multiple income streams may soon set you on a path to ‘financial freedom’ – which means that your investments will yield more returns than the cost and expenses that you incur every month. With ‘fractional ownership’, you can embark on a journey to financial freedom – hassle-free and with very less risk. What more can you ask for as an individual investor? How does ‘Fractional Ownership’ led to Financial Freedom change your life? Relatively Low-Risk Investment: The clear mantra in the financial markets is that the greater the risk, the greater is the return. However, in the case of fractional ownership, the downside risks are limited. With professionally managed companies taking care of your ‘fractions’, you can sit back and enjoy the show. There are very few investments that return more than 10% per annum over five years with limited risk, hence ‘fractional ownership’ is a rarity. Build your corpus of Emergency funds: The steady return that you generate from ‘Fractional Ownership’ can be left untouched and used as a corpus to navigate a ‘rainy day’. An emergency such as an accident, health issue, etc. will come unannounced. However, becoming prepared for it financially is in your hands and ‘fractional ownership’ is a very positive step towards it. Enhance Real-Returns on your investments: Inflation at around 5% normally eats into the real returns that you make on your investments. Hence, any investment which returns less than 5% doesn’t add much value to the real returns that you make. Your savings account in most banks in India may return 4% or even less per annum. A Fixed Deposit at 6%-7% may just beat inflation but is still not efficient in terms of returns. On the other hand, ‘Fractional ownership’, which yields more than 80% return in five years, can enable you to beat inflation with real returns. Why not make your money as responsible and hardworking as you are? Start with ‘fractional ownership’ today. It is better explained in the table below and the additional amount that you might make on your investment over a five-year period is significant. Fixed Deposit Capital Appreciation (8% Simple Interest) Rental Yield (7.32%) Total Amount Difference in returns Invested Amount Rs 25,00,000 Rs 25,00,000 Year 1 (Principal+Interest Rs 26,75,000 Rs 2,00,000 Rs 26,83,000 Rs 28,83,000 Rs 2,08,000

2. Year 2 (Principal+Interest) Rs 28,62,250 Rs 4,00,000 Rs 28,79,396 Rs 32,79,396 Rs 4,17,146 Year 3 (Principal+Interest) Rs 30,62,608 Rs 6,00,000 Rs 30,90,167 Rs 36,90,167 Rs 6,27,560 Year 4 (Principal+Interest) Rs 32,76,990 Rs 8,00,000 Rs 33,16,368 Rs 41,16,368 Rs 8,39,378 Year 5 (Principal+Interest) Rs 35,06,379 Rs 10,00,000 Rs 35,59,126 Rs 45,59,126 Rs 10,52,746 Total Difference in returns over a 5-year period 10,52,746 Isn’t it just fantastic that you will make more than Rs. 10 Lakh over five years with fractional ownership than in a Fixed deposit if you invest Rs. 25 Lakhs? It’s time to give it some serious thought. Kick ‘compromise’ out of the window: No more compromises in life. Send your children to the best schools. Fund your dream house, car, or electronic gadget today. It's time to go the ‘fractional ownership’ way, attain financial freedom and create a happy future for your family and you. Why wait? Buy your first ‘Fraction’ today.