Combining Factors in Mutual Fund Investments: June 2024 Presentation by UTI

1. Adding factors to your advantage Advantage of adding two factors i.e. Momentum and Low volatility 1

2. Asset Class and Volatility Price fluctuation is a common phenomena across asset classes, however they are most highlighted in Equities Real Estate Fixed Income Equities Commodities These fluctuations i.e. upward and downward movements in price are known as “ Volatility” 2 For illustration purpose only

3. Investment Journey – A combination of Returns and Volatility Investors Objective: To capture the market Not very comfortable with the element of volatility that comes along Government & Other Regulatory Policies momentum and generate investment portfolio But… returns in an Nifty 50 Movement in Last 3 years Nifty 50 Movement in Last 3 years Interest Rate & Inflation 23000 23000 22000 22000 21000 21000 20000 20000 19000 19000 18000 18000 17000 17000 16000 16000 15000 15000 14000 14000 Nov-23 Nov-21 Jan-22 Mar-22 Nov-22 Jan-23 Jan-24 Apr-21 May-21 May-22 Mar-23 May-23 Mar-24 Jul-21 Jul-22 Jul-23 Sep-21 Sep-22 Sep-23 Sep-21 Sep-22 Sep-23 Jul-21 Jul-22 Jul-23 Nov-21 Jan-22 Nov-22 Jan-23 Nov-23 Jan-24 Mar-24 May-21 May-22 May-23 Apr-21 Mar-22 Mar-23 Economic Variable – GDP Growth, Fiscal Deficit etc. Expectation Vs Reality 3 For illustration purpose only

4. Smart Beta or Factor Based Investing for your support 4

5. What is Smart Beta ? Smart beta defines a set of investment strategies that emphasize the use of alternative index construction rules to capitalization-based indices. traditional market Smart beta aims to capture the investment factors like momentum, volatility, quality, value etc. in a rules-based and transparent way. The philosophy of smart beta strategy is linked to a desire for portfolio risk diversification along factor dimensions, as well as seeking to enhance risk-adjusted returns above cap-weighted indices. management and 5

6. Benefit of Smart Beta Investing Simple Yet effective: Smart beta provides simple yet effective investment solution to generate returns in long term 01 Simple yet effective Performance : Factor based investments creates potential to generate returns over broad market indices 02 Performance Result-Oriented: Align results with selected factor like momentum, value, low volatility etc. Result-Oriented 03 Diversification : Smart beta’s variety of alternative index exposure with various factors offers and efficient diversification to the portfolio Diversification 04 Low Cost 05 Diversification Low Cost : Cost effective as compared to actively managed schemes 6

7. How Smart Beta strategies work ? Momentum Volatility Momentum investing broadly refers to capturing the ‘trend in movements of stock prices’ and going along with general opinion of the market Volatility investing broadly refers to capturing the relatively stable stocks with lowest volatility. The underlying belief here is that companies with low volatility have strong business fundamentals to generate economic value. The underlying belief is that the prices are true reflection of investors’ reaction to the publicly available knowledge. Outcome-Oriented Quality Value Quality investing broadly refers to capturing the quality stocks selected based on quality Value investing broadly refers to capturing the Value companies through value filters to determine the intrinsic value of the companies. Diversification filters like ROE, Financial leverage, EPS growth etc. The underlying belief here is that quality companies at reasonable valuations have potential to outperform the broad markets Value filter includes parameters such as PE, PB, Dividend Yield, Sales to price ratio 7

8. What is key to a perfect driving ? To Move and Speed the vehicle To Control the speed of vehicle and prevent crash The “Accelerator" The "Brake” 8

9. What is key to a perfect Investment Journey ? An approach to represent a momentum strategy, aiming for rapid gains, but needing careful handling during market turbulence. An approach that resembles a low volatility strategy, emphasizing stability and risk management. The "Accelerator" The "Brake” This analogy mirrors the characteristics of investment strategies: The "Brake" approach aims for stability, while The "Accelerator" strategy seeks high gains but with increased risk 9

10. Aims to add the advantage of two factors Momentum + Low Volatility Allocation to Nifty 200 Momentum 30 Index & BSE Low Volatility Index 10

11. Investment Journey : Nifty200 Momentum 30, BSE Low Vol & Nifty 50 TRI Nifty 200 Momentum 30 Index TRI BSE Low Volatility TRI Parameter Nifty 50 TRI 40000 CAGR Returns % 20.68% 18.38% 13.70% 35000 Annualised Volatility % 22.61% 16.32% 21.42% 30000 Value of Rs. 1 Lac Invested 33.71 23.51 11.07 25000 20000 15000 10000 5000 0 Nifty 200 Momentum 30 Index TRI Nifty 50 TRI BSE Low Volatility TRI The Momentum 30 TRI & Low Volatility TRI has significantly outperformed the Nifty 50 TRI Source : MFI, NIFTY Indices Ltd as on May 31,2024, based on Total Returns Index. Past performance may or may not be sustained in the future and shall not be used for comparison with other investments. The figures pertain to performance of the index and do not indicate the returns/performance of the scheme. It is not possible to invest directly in Index. 11

12. Investment Journey : Momentum + Low Vol Scenarios Vs Nifty 50 TRI 35000 Scenario 1* Scenario 2* Scenario 3* Nifty 50 TRI Parameter CAGR Returns % 19.71% 19.94% 20.24% 13.70% 30000 Annualised Volatility % 18.88% 19.55% 20.64% 21.42% 25000 Value of Rs. 1 Lac Invested 29.0 30.0 31.5 11.07 20000 15000 10000 5000 0 Nifty 50 TRI Scenario 1 Scenario 2 Scenario 3 * Scenario 1 – 50% Nifty200 Momentum 30 Index Fund & 50% BSE Low Volatility Index Fund * Scenario 2 – 60% Nifty200 Momentum 30 Index Fund & 40% BSE Low Volatility Index Fund * Scenario 3 – 75% Nifty200 Momentum 30 Index Fund & 25% BSE Low Volatility Index Fund Source : MFI, NIFTY Indices Ltd as on May 31, 2024, based on Total Returns Index. Past performance may or may not be sustained in the future and shall not be used for comparison with other investments. The figures pertain to performance of the index and do not indicate the returns/performance of the scheme. It is not possible to invest directly in Index. 12

13. FY Performance :Nifty200 Momentum 30, BSE Low Vol & Nifty 50 TRI CAGR Returns Standard Deviation Risk Adjusted Returns Nifty 200 Momentum 30 Index TRI Nifty 200 Momentum 30 Index TRI Nifty 200 Momentum 30 Index TRI Period BSE Low Volatility TRI BSE Low Volatility TRI BSE Low Volatility TRI Nifty 50 TRI Nifty 50 TRI Nifty 50 TRI FY 2007 FY 2008 FY 2009 FY 2010 FY 2011 FY 2012 FY 2013 FY 2014 FY 2015 FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FYTD Source : MFI Explorer as on May 31,2024 based on Total Returns Index. Past performance does not guarantee future performance of the scheme. * Since September 16, 2006, ^FYTD as on May 31, 2024. 4.71% 40.90% -34.91% 62.90% 14.06% -0.26% 16.44% 21.38% 60.18% -4.38% 40.17% 21.58% 11.57% -16.42% 62.39% 37.73% -9.19% 7.00% 25.07% -25.77% 85.56% 13.46% 4.14% 14.04% 23.22% 42.65% 3.32% 18.38% 15.84% 11.09% -12.44% 58.63% 7.51% 8.28% 14.32% 25.12% -35.44% 75.29% 12.36% -8.18% 8.72% 19.47% 28.17% -7.82% 20.16% 11.76% 16.45% -25.02% 72.54% 20.26% 0.59% 0.15 0.97 -0.90 2.79 0.77 -0.02 1.52 1.27 3.60 -0.21 2.45 1.49 0.82 -0.63 2.91 1.77 -0.49 4.95 0.71 0.27 0.97 -0.93 4.09 1.11 0.31 1.54 1.74 3.75 0.23 1.65 2.00 0.98 -0.61 3.75 0.62 0.71 4.93 0.05 0.51 0.79 -0.85 2.47 0.70 -0.40 0.68 1.08 2.07 -0.46 1.63 1.18 1.33 -0.93 3.23 1.29 0.04 3.09 0.12 30.64% 25.78% 25.72% 27.95% 31.87% 42.09% 38.80% 22.52% 27.58% 41.80% 20.93% 30.50% 18.17% 12.12% 17.69% 15.82% 13.44% 20.45% 10.79% 9.11% 12.90% 16.88% 13.36% 18.04% 16.70% 11.36% 14.48% 13.63% 17.13% 20.81% 16.39% 14.51% 11.16% 12.39% 7.92% 9.93% 14.14% 11.37% 12.36% 26.20% 20.43% 26.98% 21.42% 15.63% 22.43% 21.37% 12.19% 15.73% 18.61% 11.61% 14.66% 14.14% 69.97% 11.03% 43.86% 0.47% 30.08% 1.27% 8.89% 9.75% 15.48% 10.19% 10.20% 13

14. FY Performance : Momentum + Low Vol Scenarios Vs Nifty 50 TRI CAGR Returns Standard Deviation Risk Adjusted Returns Period Scenario 1 Scenario 2 Scenario 3 Nifty 50 TRI Scenario 1 Scenario 2 Scenario 3 Nifty 50 TRI Scenario 1 Scenario 2 Scenario 3 Nifty 50 TRI FY 2007 FY 2008 FY 2009 FY 2010 FY 2011 FY 2012 FY 2013 FY 2014 FY 2015 FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FYTD 5.85% 32.98% -30.34% 74.23% 13.76% 1.94% 15.24% 22.30% 51.41% -0.53% 29.28% 18.71% 11.33% -14.43% 60.51% 22.62% -0.45% 56.91% 5.75% 5.63% 34.57% -31.25% 71.97% 13.82% 1.50% 15.48% 22.11% 53.17% -1.30% 31.46% 19.28% 11.38% -14.83% 60.88% 25.65% -2.20% 59.52% 6.81% 5.28% 36.94% -32.62% 68.57% 13.91% 0.84% 15.84% 21.84% 55.79% -2.46% 34.72% 20.14% 11.45% -15.43% 61.45% 30.18% -4.82% 63.44% 8.39% 14.32% 25.12% -35.44% 75.29% 12.36% -8.18% 8.72% 19.47% 28.17% -7.82% 20.16% 11.76% 16.45% -25.02% 72.54% 20.26% 0.59% 30.08% 1.27% 27.95% 31.87% 41.80% 30.50% 17.69% 20.45% 12.90% 18.04% 13.63% 17.13% 12.39% 9.93% 12.36% 26.98% 22.43% 15.73% 14.66% 9.75% 10.20% 0.21 0.99 -0.94 3.48 0.94 0.14 1.59 1.52 3.86 -0.03 2.20 1.77 0.92 -0.63 3.37 1.44 -0.03 5.32 0.51 0.20 0.99 -0.94 3.35 0.91 0.10 1.59 1.47 3.82 -0.07 2.27 1.71 0.90 -0.63 3.28 1.53 -0.15 5.27 0.57 0.18 0.98 -0.92 3.14 0.85 0.06 1.57 1.39 3.75 -0.13 2.35 1.62 0.87 -0.63 3.14 1.64 -0.30 5.16 0.64 0.51 0.79 -0.85 2.47 0.70 -0.40 0.68 1.08 2.07 -0.46 1.63 1.18 1.33 -0.93 3.23 1.29 0.04 3.09 0.12 28.01% 33.18% 32.17% 21.30% 14.60% 14.29% 9.57% 14.69% 13.31% 17.24% 13.31% 10.57% 12.32% 23.03% 17.95% 15.74% 14.30% 10.71% 11.27% 28.50% 34.88% 33.37% 21.48% 15.24% 14.55% 9.76% 15.07% 13.90% 17.91% 13.87% 11.29% 12.63% 23.63% 18.57% 16.76% 15.07% 11.30% 11.93% 29.28% 37.51% 35.30% 21.81% 16.28% 14.98% 10.10% 15.70% 14.88% 18.95% 14.77% 12.45% 13.14% 24.56% 19.58% 18.40% 16.32% 12.29% 13.12% Source : MFI Explorer as on May 31,2024 based on Total Returns Index. Past performance does not guarantee future performance of the scheme. * Since September 16, 2005, ^FYTD as on May 31, 2024. 14

15. Strategies behave differently across Market Events 100% 70% 73% 77% 80% 71% 69% 63% 60% 51% 42% 48% 36% 21% 33% 40% 10% 15% 12% 25% 13% 11% 17% 14% 14% 20% 11% 11% 6% 0% -5% -4% -9% -8% -20% -12% -15% -23% -15% -17% -33% -28% -40% -39% -37% -60% -52% -58% -80% E1 E2 E3 E4 E5 E6 E7 E8 E9 E10 E11 E12 E13 Nifty 200 Momentum 30 Index TRI Nifty 50 TRI BSE Low Volatility TRI E7 E8 E9 E10 E11 E12 E13 LTCG on Equities Demonestisation and GST implementation Covid-19 Pandemic Post Covid Recovery Geo- Political Tension Rising Interest Rates Rally after Interest Peak 31/01/2018 28/03/2018 07/02/2020 23/03/2020 18/01/2022 17/06/2022 28/02/2023 28/03/2018 07/02/2020 23/03/2020 18/01/2022 17/06/2022 28/02/2023 31/05/2024 E1 E2 E3 E4 E5 E6 Global Financial Crisis Post Crisis Recovery Eurozone Debt Crisis Policy Paralysis Oil Price Correction Global Growth Stabilisation 10/01/2008 09/03/2009 09/11/2010 30/01/2012 30/08/2013 31/03/2015 09/03/2009 09/11/2010 30/01/2012 30/08/2013 31/03/2015 31/01/2018 15 Source : MFI ,NSE Indices Ltd. Past performance may or may not be sustained in the future.

16. Current Performance RETURNS % STANDARD DEVIATION (%) RISK ADJUSTED RETURNS PERIOD Nifty 200 Momentum 30 Index TRI Nifty 200 Momentum 30 Index TRI Nifty 200 Momentum 30 Index TRI BSE Low Volatility TRI BSE Low Volatility TRI BSE Low Volatility TRI Nifty 50 TRI Nifty 50 TRI Nifty 50 TRI 68.24% 35.28% 23.02% 15.13% 9.49% 10.05% 4.51 3.72 2.29 1 Year 27.13% 16.67% 14.44% 18.25% 10.97% 13.27% 1.49 1.52 1.09 3 Years 25.89% 17.95% 14.93% 20.91% 14.36% 18.89% 1.24 1.25 0.79 5 Years 22.49% 16.42% 14.34% 19.21% 13.27% 17.15% 1.17 1.24 0.84 7 Years 24.03% 17.76% 13.42% 18.92% 13.01% 16.36% 1.27 1.37 0.82 10 Years Since Inception 20.68% 18.38% 13.70% 22.61% 16.32% 21.42% 0.91 1.13 0.64 Data From Since Inception September 16, 2005 to May 31,,2024. TRI i.e., 'Total Return Index’ consider reinvestment of dividends issued by companies forming part of Index. Source: MFI Explorer & Asia Index Pvt. Ltd. Returns are CAGR. Standard Deviation is based on the daily returns for the respective period. Past performance does not guarantee future performance of the scheme 16

17. Current Performance – Momentum + Low Vol Scenarios Vs Nifty 50 TRI RISK ADJUSTED RETURNS STANDARD DEVIATION (%) RETURNS % PERIOD Nifty 50 TRI Nifty 50 TRI Scenario 1 Nifty 50 TRI Scenario 1 Scenario 2 Scenario 1 Scenario 2 Scenario 2 Scenario 3 Scenario 3 Scenario 3 4.55 51.09% 54.42% 59.50% 23.02% 11.36% 12.01% 13.09% 10.05% 4.50 4.53 2.29 1 Year 1.61 22.02% 23.06% 24.61% 14.44% 13.72% 14.52% 15.84% 13.27% 1.59 1.55 1.09 3 Years 1.30 22.07% 22.85% 24.01% 14.93% 16.94% 17.65% 18.80% 18.89% 1.29 1.28 0.79 5 Years 1.26 19.59% 20.20% 21.08% 14.34% 15.59% 16.23% 17.28% 17.15% 1.24 1.22 0.84 7 Years 1.37 21.02% 21.64% 22.56% 13.42% 15.35% 15.99% 17.02% 16.36% 1.35 1.32 0.82 10 Years 1.04 19.71% 19.94% 20.24% 13.70% 18.88% 19.55% 20.64% 21.42% 1.02 0.98 0.64 Since Inception * Scenario 1 – 50% Nifty200 Momentum 30 Index Fund & 50% BSE Low Volatility Index Fund * Scenario 2 – 60% Nifty200 Momentum 30 Index Fund & 40% BSE Low Volatility Index Fund * Scenario 3 – 75% Nifty200 Momentum 30 Index Fund & 25% BSE Low Volatility Index Fund Data From Since Inception September 16, 2005 to May 31, 2024. TRI i.e., 'Total Return Index’ consider reinvestment of dividends issued by companies forming part of Index. Source: MFI Explorer & Asia Index Pvt. Ltd. Returns are CAGR. Standard Deviation is based on the daily returns for the respective period. Past performance does not guarantee future performance of the scheme 17

18. Monthly Return Distribution : When compared with Broad Market Nifty 200 Momentum 30 Index TRI BSE Low Volatility TRI Nifty 50 TRI Parameters 224 224 224 Number of months 65% 65% 61% Months delivering +ve returns Average Return – when Nifty200 Momentum 30 Index TRI delivered +ve returns 5.20% 4.75% Average Return - when BSE Low Volatility TRI delivered +ve returns - 4.25% 4.75% 110% 90% - Up-capture vs respective index Average Return in months when Nifty200 Momentum 30 Index TRI delivered -ve returns -3.55% - -4.23% Average Return in months when BSE Low Volatility TRI delivered -ve returns - -2.73% -4.23% 84% 64% - Down-capture vs respective index 80% 60% Absolute Returns 40% 20% 0% -20% -40% -60% -80% -100% Nifty 200 Momentum 30 Index TRI BSE Low Volatility TRI Nifty 50 TRI 18 Source : Nifty Indices Ltd and BSE Asia Index. Data as May 31, 2024

19. Sector Diversification Nifty200 Momentum 30 TRI BSE Low Volatility TRI Sector Nifty 50 TRI Automobile and Auto Components Capital Goods Healthcare Financial Services Consumer Services Oil, Gas & Consumable Fuels Realty Power Construction Fast Moving Consumer Goods Metals & Mining Construction Materials Media, Entertainment & Publication Chemicals Consumer Durables Information Technology Services Telecommunication 21% 19% 16% 13% 6% 5% 5% 5% 4% 3% 2% 0% 0% 10% 4% 9% 14% 8% The two factors together, offers exposure to diversified Sectors . 4% 34% 3% 13% 3% 4% 8% 4% 2% 3% 27% 3% 7% 3% 10% 3% 3% 12% 1% 4% 4% 19 Source : Nifty Indices Ltd as on May 31, 2024. BSE Asia Index as on May 31, 2024

20. Top 10 Stocks – Minimum Portfolio Overlap Nifty 200 Momentum 30 Index TRI BSE Low Volatility TRI Nifty 50 TRI Stocks Weightage Stocks Weightage Stocks Weightage Hindustan Aeronautics Ltd 6.91% Honeywell Automation India Ltd 4.42% HDFC Bank Limited 11.60% Trent Limited 6.01% Bharti Airtel Ltd. 3.91% Reliance Industries Ltd. 9.75% Bajaj Auto Ltd. 5.50% ICICI Bank Ltd 3.84% ICICI Bank Ltd 7.93% Coal India Ltd. 5.26% Maruti Suzuki India Ltd. 3.78% Infosys Ltd. 5.06% Bharat Electronics Ltd. 5.17% Britannia Industries Ltd. 3.74% Larsen & Toubro Ltd. 4.37% REC Ltd 5.03% ITC Ltd. 3.69% ITC Ltd. 3.81% Tata Motors Ltd. 5.02% Asian Paints (India) Ltd. 3.68% Tata Consultancy Services Ltd. 3.75% Power Finance Corporation Ltd. 4.92% Hindustan Unilever Ltd 3.67% Bharti Airtel Ltd. 3.60% NTPC Ltd. 4.54% Pidilite Industries Ltd. 3.41% Axis Bank Ltd. 3.32% TVS Motor Company Ltd 4.28% Dabur India Ltd. 3.41% State Bank Of India 3.21% 20 Source : Nifty Indices Ltd and BSE Asia Index. Data as May 31, 2024

21. Rolling return analysis - Limiting Risk not Returns 3 Years Rolling Returns 40 35 30 25 20 15 10 5 0 -5 -10 -15 Sep-08 Oct-09 Oct-10 Nov-11 Nov-12 Dec-13 Dec-14 Jan-16 Jan-17 Feb-18 Feb-19 Mar-20 Mar-21 Apr-22 Apr-23 May-24 Nifty 200 Momentum 30 Index TRI Nifty 50 TRI BSE Low Volatility TRI Scenario 1 Scenario 2 Scenario 3 Nifty 200 Momentum 30 BSE Low Volatility Scenario 1 Scenario 2 Scenario 3 Total Number of Observations 3889 3889 3889 3889 3889 % of Outperformance over Nifty 50 Average of Outperfmance over Nifty 50 Average of Underperformance over Nifty 50 84% 7.25 -2.00 82% 6.03 -1.64 94% 5.60 -1.27 94% 5.76 -1.13 91% 6.17 -1.30 Source: MFI Explorer. Rolling Returns with daily frequency of indices as mentioned above on 3 and 5 years periods respectively. CAGR – Compounded Annual Growth Rate. Data period: April 10, 2005 to May 31,2024. Past performance may or may not be sustained in future. Past performance may or may not be sustained in the future and shall not be used for comparison with other investments. The figures pertain to performance of the index and do not indicate the returns/performance of the scheme. It is not possible to invest directly in Index 21

22. Rolling return analysis - Limiting Risk not Returns 5 Years Rolling Returns 35 30 25 20 15 10 5 0 Oct-10 Nov-11 Nov-12 Dec-13 Dec-14 Jan-16 Jan-17 Feb-18 Mar-19 Mar-20 Apr-21 Apr-22 May-23 May-24 -5 Nifty 200 Momentum 30 Index TRI Nifty 50 TRI BSE Low Volatility TRI Scenario 1 Scenario 2 Scenario 3 Nifty 200 Momentum 30 BSE Low Volatility Scenario 1 Scenario 2 Scenario 3 Total Number of Observations' 3389 3389 3389 3389 3389 % of Outperformance over Nifty 50 Average of Outperfmance over Nifty 50 Average of Underperformance over Nifty 50 95% 6.56 -0.79 90% 5.55 -0.39 100% 5.60 -0.09 100% 5.72 -0.08 100% 5.91 0.00 Source: MFI Explorer. Rolling Returns with daily frequency of indices as mentioned above on 3 and 5 years periods respectively. CAGR – Compounded Annual Growth Rate. Data period: April 10, 2005 to May 31,2024. Past performance may or may not be sustained in future. Past performance may or may not be sustained in the future and shall not be used for comparison with other investments. The figures pertain to performance of the index and do not indicate the returns/performance of the scheme. It is not possible to invest directly in Index 22

23. Why Add Momentum & Low Volatility factor to your portfolio Diversified Portfolio of High Momentum and stable companies within the Large and Midcap segment The underlying Funds shall follow a passive strategy by investing into the constituents of Nifty 200 Momentum 30 Index & BSE Low Volatility Index respectively.  Focused and Disciplined A diversified portfolio of business that are expected to deliver long term growth with reasonable volatility  Suitable for: Investors looking to take exposure in relatively stable companies within the universe of BSE Large Midcap Index while investing • in high momentum and relatively stable businesses that generate economic value Investors looking for a passive fund which brings disciplined approach to the portfolio construction, while adhering to the • defined selection process 23

24. How to invest ? Investors as per their return expectation and risk profile may consider investment in a combination of UTI Nifty200 Momentum 30 Index Fund and UTI BSE Low Volatility Index Fund UTI Nifty200 Momentum 30 Index Fund Lump sum Investment ₹1,00,000* UTI BSE Low Volatility Index Fund UTI Nifty200 Momentum 30 Index Fund SIP Investment ₹5,000* UTI BSE Low Volatility Index Fund Please note that investor has to make two separate application in the respective schemes. The data given is for understanding of investment in these two separate schemes . Investor can invest any amount and in any scheme. investor could individually choose amount of investments under each scheme as per his choice/ need. There is no automatic system driven allocation of funds among the set of schemes. Investment in each scheme is a separate investment and there is no linkage of any kind between the schemes for a given investor. Each investment is treated separately. *The amount in the respective schemes may be selected based on individual’s risk appetite. 100000/5000 is for illustration purpose only. 24

25. Key Stats : About the Schemes Scheme Name UTI Nifty200 Momentum 30 Index Fund UTI BSE Low Volatility Index Fund An Open-ended scheme replicating/tracking Nifty200 Momentum 30 Index An Open-ended scheme replicating/tracking BSE Low Volatility Index TRI Type of scheme NIFTY 200 Momentum 30 TRI BSE Low Volatility TRI Benchmark Regular Plan and Direct Plan – Both Plan offers Growth Option Only Regular Plan and Direct Plan – Both Plan offers Growth Option Only Plans & Options Entry and Exit Load Nil Nil Minimum initial investment is Rs. 5,000/- and in multiples of Rs. 1/- thereafter. Subsequent minimum investment under a folio is Rs.1,000/- and in multiples of Rs. 1/- thereafter with no upper limit. Minimum initial investment is Rs. 5,000/- and in multiples of Rs. 1/- thereafter. Subsequent minimum investment under a folio is Rs.1,000/- and in multiples of Rs. 1/- thereafter with no upper limit. Minimum Application Amount Direct – 0.46 Regular – 0.92 Direct – 0.45 Regular – 0.91 Expense Ratio* 25 * As on May 31,2024.

26. Product Label UTI Nifty200 Momentum 30 Index Fund (An open-ended scheme replicating/tracking the Nifty200 Momentum 30 Index) Scheme : UTI Nifty200 Momentum 30 Index Fund Benchmark : Nifty200 Momentum 30 Total Return Index (TRI)# This product is suitable for investors who are seeking*: Capital growth in tune with the index returns Passive investment in equity instruments comprised in Nifty200 Momentum 30 Index • • UTI BSE Low Volatility Index Fund (An open ended scheme replicating/tracking BSE Low Volatility Total Return Index(TRI)) Scheme : UTI BSE Low Volatility Index Fund Benchmark : BSE Low Volatility TRI# This product is suitable for investors who are seeking*: Capital growth in tune with the index returns Passive investment in equity instruments comprised in BSE Low Volatility Index • • Risk-o-meter for the fund is based on the portfolio ending May 31, 2024. The Risk-o-meter of the fund/s is/are evaluated on monthly basis and any changes to Risk-o-meter are disclosed vide addendum on monthly basis, to view the latest addendum on Risk-o-meter, please visit addenda section on https://utimf.com/forms-and-downloads/ # Based on the Index Composition as on May 31, 2024. 26 * Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

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