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Email- Info@Afinoz.com Website- https://ajitsamal.wordpress.com /2020/09/28/a-short-guide-to- sbi-personal-loan/ SBI PERSONAL LOAN
A SHORT GUIDE TO SBI PERSONAL LOAN ➢There is no doubt; SBI is one of the prominent banks in India. It has a presence from the remote village to the metro cities. It offers many financial products for its customer. One of those financial products is a personal loan. In this post, we will present you a short guide to SBI personal loan to understand it better. ➢SBI personal loan is famous for offering a low rate of interest. It offers a high loan amount without any prepayment charge, and the loan is quickly disbursed.
TYPES OF SBI PERSONAL LOAN 1.SBI Xpress credit personal loan 2.SBI Pension loan 3.SBI Xpress power loan 4.SBI pre-approved personal loan 5.SBI Personal loan Govt employees
ELIGIBILITY FOR SBI PERSONAL LOAN •The applicant should be a salaried individual or a self-employed professional. •The applicant age should be between 21 years to 58 years. ( For self- employed, it is up to 65 years. ) •The minimum salary should be at least Rs 24,000 per month. •The borrower should have a minimum of 2 years of work experience.
THE REQUIRED DOCUMENTS TO APPLY FOR THE LOAN •The application form •4 passport size photographs •Proof of identity( Aadhar card, PAN Card, Passport, Voter ID Card) •Proof of residence ( Registered rent agreement, utility bills for the last 3 month) •Proof of income ( Bank statement for the last 3 months, salary slip for the last 6 months, ITRs assessment for the previous 2 years and passbook statement for the last 6 months)
SBI PERSONAL CALCULATOR Before you finally avail the loan, it is essential to know the monthly EMI. To understand it, use the SBI personal loan EMI Calculator. Enter the loan amount, rate of interest and the loan tenure. It will calculate, telling the monthly EMI.
HOW TO APPLY FOR SBI PERSONAL LOAN AT AFINOZ 1.First, download the Afinoz app from the Google play store. 2.Sign up, fill the details. 3.From the lender’s list, choose State bank of India. 4.Upload the required documents mentioned in the app. 5.Wait for verification. 6.Once the verification is completed, sign the loan agreement. 7.The loan amount will be disbursed into your bank account
THANKING YOU……… Email- Info@Afinoz.com Website- https://ajitsamal.wordpress.com/2020/09/28/a-short-guide-to-sbi- personal-loan/