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Why Does Every Woman Need a Maternity Health Cover?

These are the health insurance plans designed to protect women during their pregnancy and help them bear a strong, healthy baby. Under these plans, you pay a fixed premium every month and the insurance provider takes care of all maternity related expenses.

RyanPolimeni
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Why Does Every Woman Need a Maternity Health Cover?

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  1. Why Does Every Woman Need a Maternity Health Cover?

  2. What Is Maternity Insurance? These are the health insurance plans designed to protect women during their pregnancy and help them bear a strong, healthy baby. Under these plans, you pay a fixed premium every month and the insurance provider takes care of all maternity related expenses.

  3. Why Should You Have a Maternity Insurance? Benefits of having a maternity insurance plan: Appointment Cover: You or your spouse get a cover for the appointments with the doctor while you or your spouse is pregnant. Diagnosis Cover: Most of the insurers cover the expenses of the necessary diagnosis exams during the pregnancy. Treatment Cover: The insurance provider bears the medical and surgical expenses during the pregnancy till the child is born safely.

  4. Types of Maternity Insurance • Immediate Maternity Cover • Scheduled Maternity Cover

  5. Immediate Maternity Cover Under these plans, the insured becomes eligible to receive a cover as soon as they buy a plan. These plans are very beneficial for those who are already pregnant or planning to have a baby as soon as possible. Scheduled Maternity Cover These plans have a waiting period ranging from 3 months to up to 2 years and the insured can get a cover only after the waiting period is over. These plans are great for newly wedded couples who aren’t planning a baby soon.

  6. What the waiting period? This is referred as the duration you are prevented from getting a cover after buying an insurance plan. Most of the insurance companies have a waiting period of six months meaning you may not receive a cover if you get pregnant before six months of buying a plan.

  7. Does the Baby Get A Cover Since Their Birth? Most of the insurers provide health insurance for children under a maternity plan. This means the child will be covered under the same insurance plan as soon as they are born. They will be treated the same way as their mother and their treatment expenses will also be covered by the insurance provider.

  8. Does the Baby Get A Cover Since Their Birth? Many insurance companies pay for the essential diagnosis examinations recommended by the doctors and you will have to pay nothing for those. Under a decent plan, the periodic appointments with your doctor are also covered and the insurance provider takes care of their fees.

  9. Is the C-section Surgery Covered? Most of the insurance providers cover the C-surgery if recommended by the doctor as it’s considered a medical complication in delivery. They will take care of the surgical expenses and you don’t need to worry about the same. However, if you choose C-section voluntarily, you may not get a cover.

  10. Get Insurance at Best prices! Optinsure has been providing cheap health insurance quotes from a large pool of reputed insurers and helps to compare them for their benefits. Contact us to avail top insurance plans at affordable premiums and choose a life insurance plan that suits your requirements the most. http://www.optinsure.com Tel: 1 (908) 232-9968 Email: quote@optinsure.com

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