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Guide for First time Home buyers by scott adlhoch

Guide for First-time Home Buyers by Scott Adlhoch<br><br>This Guide will help all the People who don't have the knowledge or they don't know how they can the property without breaking any law.<br><br>Ready for New Home?<br><br>Are you ready to buy your first home? For many newbies to the real estate market, buying your first home can be a long, complicated and stressful process. If you plan ahead, you’ll see how rewarding and exciting buying your first home can be. Scott will work closely with you through each step of the process so you can feel informed and empowered as you buy your first home!<br><br><br>Contact : <br><br>Phone: 313-550-1181<br><br>Email: sadlhoch@adlhoch.com<br><br>Website: http://scottadlhoch.com/<br><br>Follow me:<br><br>https://www.facebook.com/realtorScottAdlhoch/<br><br>https://twitter.com/scottadlhoch<br><br>https://www.linkedin.com/in/scott-adlhoch-a1b6359<br><br>https://youtu.be/mR6ArtN01UI<br>

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Guide for First time Home buyers by scott adlhoch

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  1. Scott Adlhoch Guide for First time Home Buyers by Scott Adlhoch

  2. Going to buy new House??? Are you ready to buy your first home? For many newbies to the real estate market, buying your first home can be a long, complicated and stressful process. If you plan ahead, you’ll see how rewarding and exciting buying your first home can be. Scott will work closely with you through each step of the process so you can feel informed and empowered as you buy your first home!

  3. STEP 1 || Improve Your Credit Work on your credit for a while before you seek a mortgage. The better your credit score, the lower your mortgage interest rates will be – potentially saving you hundreds a month!

  4. STEP 2 || Save for a Down Payment and Closing Costs A traditional mortgage generally requires 20% of the purchase price down, but with recent changes lenders have made it possible to purchase a home with as little as zero down. Remember, the more money you put down ahead of time, the less interest you will have. Closing costs amount to 1 – 2% of the price of the home you choose.

  5. STEP 3 || Determine How Much House You Can Afford As a general rule, buyers have a mortgage of 3 to 4 times their annual income. Factor that in with your entire budget to help determine what you can afford. Scott will help you establish a budget that is within your means.

  6. STEP 4 || Shop Around for a Mortgage Shopping, comparing and negotiating for the best mortgage could save you thousands of dollars.

  7. STEP 5 || Find Your Dream Home Now the fun part comes in! Determine your wants and needs and Scott will show you homes that are a match!

  8. STEP 6 || Make an Offer Scott will be honest with you and help you make a reasonable offer considering factors like the length of time the home has been on the market and current market conditions.

  9. STEP 7 || Inspect Your Home Before closing, be sure to get your home inspected by a certified home inspector so there are no unexpected problems that aren’t visible during a walkthrough.

  10. STEP 8 || Get Homeowners Insurance Every property should have homeowners insurance. Policies, protection and costs differ in homeowners insurance, so you’ll want to shop around for the best package. Scott can make recommendations as to the best option for you.

  11. STEP 9 || Sign the Papers Congratulations, you are now a homeowner!

  12. Contact Scott Adlhoch For Purchase a New House 313-882-5200 www.scottadlhoch.com

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