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Home Loans and the Reducing Loan Amount Offered As Loans

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ShradhaMahadik
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Home Loans and the Reducing Loan Amount Offered As Loans

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  1. Home Loans

  2. Home Loans and the Reducing Loan Amount Offered As Loans

  3. Property rates are rising till the sky and though the procedures for applying and getting a home loan are many and easy it is becoming difficult for the client or borrower to pay back this loan amount. • Inflation and increasing cost of individual homes has made buying a dream home more difficult. • Loans are available easily but the down payment amount has increased.

  4. This down payment is the total amount to be paid by the borrower of the loan on purchase of the flat. • Home Loans to value ratio scheme has been implemented by many nationalized banks to seal the percentage of amount offered as loan. • Homes are becoming much dearer and many people are opting for the outskirts of the city or suburbs which still have affordable houses.

  5. Also the monthly installments are a large amount. Hence it is becoming more and more difficult for the buyers to arrange for the down payment and also payment of the EMI's is becoming increasingly difficult as the monthly installments come to a substantial figure. • On calculations of most of the upper end homes it is seen that the client and borrower needs to have a salary of more than 5 lakhs per month to remove the amount for monthly installments. • [Source: http://ezinearticles.com/?Home-Loans-and-the-Reducing-Loan-Amount-Offered-As-Loans&id=5596213]

  6. Follow us on : https://www.facebook.com/HDFCHomeLoanExperts https://twitter.com/HomeLoansByHDFC https://www.youtube.com/user/hdfcltd https://www.linkedin.com/company/hdfc?trk=top_nav_home

  7. Click to know more on Home Loans : https://www.hdfc.com/home-loans-salaried Thank You…

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