USAvsDebt

1. USAvsDEBT USA vs. DEBT is A+ rated by the Better Business Bureau, and we specialize in debt settlement with NO UP-FRONT FEES! It is very common for consumers today to find themselves in a heavy debt situation that is out of control. USA VS DEBT has developed an excellent debt settlement program to settle your problem debt in the shortest amount of time possible while putting more money in your pocket each month. Many of the numerous debt consolidation programs available today do not decrease the amount of debt you need to pay off; they simply combine your current balances into one large new loan. You may not qualify for a loan. DEBT SETTLEMENT: DEBT SETTLEMENT: Our debt settlement program is different. We take your existing amount of debt and we settle your outstanding debt for approximately 40 cents on the dollar. Another benefit of our program is we set you up on a monthly payment plan that fits your budget, not theirs to pay the settled amount. That means you can settle your debt and keep your hard earned money if you qualify. We offer various repayment options, including standard, graduated, income-based, income-contingent, and pay-as-you-earn. There are two primary types of educational loans — private and federal. While both may be eligible for consolidation, it is important to think of these two types independent of each other when considering consolidation loans. STUDENT LOAN CONSOLIDATION: STUDENT LOAN CONSOLIDATION: Private student loans are granted and managed by regular lending institutions – banks, college foundations, various state agencies – and typically charge a higher fixed or variable-interest rate than federally funded loan programs. Private student loans are credit-based; meaning student borrowers with better credit card scores will pay lower interest rates than those with lower scores because banks assess the risk of each borrower. Federal student loans are the easiest and most beneficial to consolidate because they offer low interest rates, increased payback terms (which decreases the monthly cost) and because they reduce the number of lending institutions you have to pay every month. For example, instead of making multiple payments to multiple lenders at various times of the month, you simplify the equation by making a single monthly payment. CREDIT RES CREDIT RESTORATION: TORATION: Our credit services partner (Lexington Law) has provided debt settlement as an opportunity for thousands of consumers to get a handle on their credit card consolidation and other unsecured debt.

2. USAvsDEBT Over the past years, we have found that many of our clients and former clients also want to do something about their credit score. All too often, inaccurate or erroneous credit report information causes a consumer’s credit score to be lower than it really should be, causing lost opportunities for financing or having to pay higher interest rates. Good News: We offer a free DEBT consultation and review to help determine if you have inaccuracies that are affecting you. After an audit, if there are items that need corrected, we earn a fee only if and when that correction is made. Call us at 800-648-5771 or e-mail us at Info@USAvsDEBT.com to find out now what we can save you! We do not collect a fee unless we settle your debt!, and we have 24 and 36 month options available to fit your budget.