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A Comprehensive Guide to Credit Score_ Bajaj Finserv

"Credit Score" Wondering whst is this world ? Where it is being used ? Have heard of what it is, but arn't fully aware. Don't worry, we are here. We got you all covered. Have a look at the the Visual Inteface in the form of PPT/PDF which will clear all of your doubts and give you ample understanding about CIBIL or Credit Score.

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A Comprehensive Guide to Credit Score_ Bajaj Finserv

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  1. A Comprehensive Guide to Credit Score: Bajaj Finserv

  2. What is CIBIL Score ? • CIBIL Score is a three-digit numeric summary of your credit history • The score is derived using the credit history found in the CIBIL Report • A CIR is an individual’s credit payment history across loan types and credit institutions over a period of time • A CIR does not contain details of your savings, investments or fixed deposits.

  3. How to Check your Credit Score ? • To check your CIBIL score online, Log on to the CIBIL portal. • Click on ‘Get your CIBIL score’ on the top right-hand corner of the page • Choose your membership package of 1 month, 6 months, or 1 year and pay the corresponding fee • Register as a member by filling in your details • Once your account is created, you will be able to check your CIBIL score and report

  4. Download the form from the CIBIL website • Fill in your details accurately • Attach a demand draft in favour of TransUnion CIBIL. The amount of the demand draft is as follows: Rs. 550 for CIBIL score and CIBIL report or Rs. 164 for CIBIL report only • Mail the form with the demand draft to the following address: TransUnion CIBIL Limited, One Indiabulls Centre, Tower 2A, 19th Floor, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013 • Your detailed CIBIL report and score will be mailed to your address Steps to Check CIBIL score Offline

  5. If you find that your CIBIL score is less than ideal, you can take measures to improve it. Here are some easy ways to increase your CIBIL score: • Pay your EMIs on time to ensure you seem financially responsible • Don’t max out your credit cards as you may seem credit dependant • Balance out your credit mix with secured and unsecured loans • Check your CIBIL report once you finish repaying a loan to ensure that any closed loan accounts are not listed as still unpaid. Easy tips to boost your CIBIL score

  6. Stay Tuned with me for Next PPT/PDF I would be covering following topics:- • Credit Report and why it is Importance ? • How is CIBIL Score Calculated ? People having doubts about above topics, will be cleared in next PPT/PDF.

  7. Bajaj Finserv Corporate Office 4th Floor, Bajaj Finance Ltd, Pune - Ahmednagar Highway, behind Hyatt Hotel, Viman Nagar, Pune, Maharashtra 411014 For More info, Visit:- Do you Know ? Bajaj Finserv offers you to get your Credit Score checked for free and that to unlimited times.

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