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Personal Loan is the type of loans where you can borrow money from a bank without having to use an asset as collateral. Personal Loans are always the best option in terms of the loans as it makes our life convenient to meet any unexpected expenses be it a short-term or long-term financial need. As there are no restrictions on the end use of the loan amount, the personal loan amount can be used to meet personal financial emergencies such as meeting wedding expenses, home renovation, and home extension expenses and also to meet any other high expenses. <br><br>
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Covid 19 Covid 19 Offers: 62004949 9351224 Global India Google Play Application 0120-411-0376 Sign In /Sign Up Track Home ⮚ Personal Loan ⮚ C entral Bank of India Personal Loan Central Bank of India Personal Loan Personal Loan Business Loan Calculators BT Calculator IFSC Finder Blogs Published on: Author: Rated: 26 Nov 2020 Afinoz 4.3/5 News Forum More Based on 420 Customer Reviews Check your Personal Loan Eligibility Loan Amount ₹ Monthly Salary ₹ EMI ₹ Helpline Number Company Name +91-11-23978046 Email VERIFY +91
Covid 19 Covid 19 Offers: 62004949 9351224 Global India Mobile Number Google Play Application 0120-411-0376 Sign In /Sign Up Track APPLY NOW 1. Description 2. Interest Rate & Charges of Central Bank of India 3. CBI Personal Loan Scheme Details 1. Cent Personal Loan Scheme 2. Cent Personal Gold Loan Scheme 3. Cent Liquid Scheme 4. Cent Pensioner Scheme 5. Cent Swabhiman Plus Scheme 4. Central Bank of India Personal Loan Documents Required 5. Personal Loan EMI Calculator - Central Bank of India 1. Cent Personal Loan Scheme 2. Cent Pensioner Scheme 6. Customer Care Number - Central Bank Of India 7. Why apply for your Central Bank of India Personal Loan through A?noz 8. FAQs 9. Central Bank of India Personal Loan with other lender's Personal Loan Business Loan Calculators BT Calculator IFSC Finder Blogs News Forum More Central Bank of India Personal Loan with other lender's Banks Interest Rate SBI Personal Loan 10.90% Helpline Number ICICI Personal Loan 10.99% +91-11-23978046 HDFC Personal Loan 11.25% Axis Personal Loan 16%
Covid 19 Covid 19 Tata Capital Personal Loan 11.25% 0120-411-0376 Sign In /Sign Up Offers: 62004949 9351224 Global India Google Play Application Track Fullerton Personal Loan 12.99 % Indusind Personal Loan 11.25% BOB Personal Loan 11.60% Aditya Birla Personal Loan 14% Personal Loan Business Loan Calculators BT Calculator IFSC Finder Blogs PNB Personal Loan 12% News Forum More Want to apply for a Personal Loan Business Loan Education Loan Car Loan Home Loan Loans by Type Personal Loan For Self Employed Personal Loan For Wedding Personal Loan for Doctors Business Loans for Women SBI Pension loan: Avail a Pension Loan from Your Banker Friend Helpline Number Latest Blog +91-11-23978046 ??????????????? for Government Employees – Eligibility, Interest Rate
Covid 19 Covid 19 Axis Bank Business Loan: Highly Trusted and Useful Offers: 62004949 9351224 Global India Google Play Application 0120-411-0376 Sign In /Sign Up Track Top 10 Banks & NBFCs for Personal Loan in India What are the Valid Address Proofs in India? Personal Loan Prepayment – How to do it? Personal Loan Business Loan Calculators BT Calculator IFSC Finder Blogs News Forum More Loan Status by Banks SBI Personal Loan Status Tata Capital Personal Loan Status ICICI Bank Personal Loan Status Bajaj Finserv Personal Loan Status HDFC Bank Personal Loan Status Helpline Number Description +91-11-23978046 Central Bank of India Personal Loans Personal Loan is the type of loans where you can borrow money from a bank without having to use an asset as collateral. Personal Loans are always the best option in terms of the loans as it makes our life convenient to meet any unexpected expenses be it a
Covid 19 Covid 19 short-term or long-term ?nancial need. As there are no restrictions on the end use of the loan amount, the personal loan amount can be used to meet personal ?nancial emergencies such as meeting wedding expenses, home renovation, and home extension expenses and also to meet any other high expenses. Offers: 62004949 9351224 Global India Google Play Application 0120-411-0376 Sign In /Sign Up Track A?ordable rate of interest: Central bank of India o?ers competitive interest rates. No collateral or security required Flexible tenures available Personal Loan for Pensioners: For pensioners who maintain a pension account with CBI, the personal loan is o?ered at a special rate of interest Multipurpose Personal Loan: CBI Personal Loan can be used for any genuine personal credit need including educational expenses, wedding expenses, travel costs and to meet the expenses of medical emergencies Quick processing and disbursal Loan repayment in easy installments Personal Loan Business Loan Calculators BT Calculator IFSC Finder Blogs News Forum More Interest Rate & Charges of Central Bank of India Personal Loan Scheme Gold Loan Scheme Liquid Scheme Pensioner Scheme Swabhiman Scheme Particulars Rate of Interest 11.2% p.a. 10.2% p.a. 12.2% p.a. 10.7% p.a. 8.7% p.a. Loan Tenure 12 – 48 months 12 months 12 months 12 – 24 months NA Loan Amount ₹ 10 Lakh ₹ 2 Lakh ₹ 20 Lakh ₹ 5 Lakh ₹ 10 Lakh CBI Personal Loan Scheme Details Central Bank of India is one of the oldest serving banking institution in the country, which in turn widely spreads their customer base ranging from large corporate houses, varied business professionals, employees of government institutions and others. To cater to the diversi?ed needs of their expanding customer base, the bank o?ers a range of personal loans specialized in speci?c needs for all the applicants. Helpline Number The product portfolio of Central Bank of India is as follows; +91-11-23978046 1. Cent Personal Loan Scheme 2. Cent Personal Gold Loan Scheme 3. Cent Liquid Scheme 4. Cent Pensioner Scheme 5. Cent Swabhiman Plus Scheme
Cent Personal Loan Scheme Covid 19 Covid 19 Offers: 62004949 9351224 Global India Google Play Application 0120-411-0376 Sign In /Sign Up Track Central Bank of India o?ers its personal loan facility to salaried individuals working full- time, this loan is o?ered without any restrictions on its use and can be used for various purposes including travelling, house renovation and medical expenses. Eligibility Criteria Key Features Profession Salaried person with a Public or Private company Personal Loan Business Loan Calculators BT Calculator IFSC Finder Blogs Central / State Government Organisation Central / State PSUs All major Corporates including TCS, Infosys and other Private Limited Companies Employer Type News Forum More Applicant Age 21 - 58 years Rate of Interest MCLR (12m) + 3.00% p.a. ?xed Maximum Eligible Loan ₹ 10 Lakh For Non-Govt: 36 months, Minimum 1 year in the current organisation For Govt: Minimum 1 year Min. Work Experience Repayment Period 12. months to 48 months *MCLR for Central Bank of India is subject to change, and is at bank’s disposal. Current MCLR (12m) = 8.2% p.a. Cent Personal Gold Loan Scheme Central Bank of India o?ers a specialized personal loan against the 22 carat pure gold ornaments kept at housed or the 50 gms gold coins sold by the bank. This scheme is meant to provide funds for urgent needs pertaining to agriculture, education or any other medical emergency. Criteria Key Information Demand or Term loan against the pledge of gold ornaments (22 Carat Pure) Type of Facility Helpline Number +91-11-23978046 Eligible Loan Amount ₹ 1,750 per gm for gold ornaments or 70% of the current market price of 22 CT ₹ 1,850 per gm for coins sold by the bank or 80% of the current market price of 24 CT
Covid 19 Covid 19 Offers: 62004949 9351224 Global India Google Play 0120-411-0376 Sign In /Sign Up Track Weight of Gold coins 50 gms per borrower Application Margin 30% of the value at the time of sanction Rate of Interest MCLR (12m) + 2.00% p.a. ?oating Processing Fees 0.5% of the loan amount + Tax + Appraiser Fee Repayment Period Business Loan 12 months Calculators Personal Loan BT Calculator IFSC Finder Blogs *MCLR for Central Bank of India is subject to change, and is at bank’s disposal. Current MCLR (12m) = 8.2% p.a. News Forum More Cent Liquid Scheme Central Bank of India o?ers its customers a scheme for providing loan against the shares and debentures in dematerialized form. Criteria Key Information Demand or Term loan against the pledge of Shares and Debentures (Dematerialised) Type of Facility Eligible Loan Amount Maximum to the tune of ₹ 20 Lakh The lien with depository participant should be marked in bank’s favour Security 50% of the value of shares worked out on Average price for the last 6 months or current price (whichever is lower) Margin Rate of Interest MCLR (12m) + 4.00% p.a. ?xed Processing Fees 0.5% of the loan amount + Tax + Appraiser Fee Whenever asked or within 12 months (Limit may be reviewed on annual basis) Repayment Period *MCLR for Central Bank of India is subject to change, and is at bank’s disposal. Current MCLR (12m) = 8.2% p.a. Cent Pensioner Scheme Helpline Number Central Bank o?ers customizable personal loans to senior citizens or pensioners who maintain their pension account with the bank. Also, the loan is o?ered to the pensioners as well as the family pensioners who are entitled for it. +91-11-23978046 Criteria Key Information Type of Facility Term loan for Pensioners & Family Pensioners
Covid 19 Covid 19 Offers: 62004949 9351224 Global India For age up to 75 years Application Google Play 0120-411-0376 Sign In /Sign Up Track 18 months pension or ₹ 5 Lakh Eligible Loan Amount For age above 75 years 12 months pension or ₹ 2 Lakh Security No security requirements Calculators Personal Loan Business Loan BT Calculator IFSC Finder Blogs Rate of Interest MCLR (12m) + 1.50% p.a. ?xed News Forum More Processing Fees 0.5% of the loan amount + Tax + Appraiser Fee Repayment Period 12 months to 24 months *MCLR for Central Bank of India is subject to change, and is at bank’s disposal. Current MCLR (12m) = 8.2% p.a. Cent Swabhiman Plus Scheme Central Bank of India o?ers a unique scheme exclusively for senior citizens who are owners and occupants of a self-acquired, inherited or gifted residential property. All those who are using the property as their primary place of residence can avail a personal loan against the property through the bank. Criteria Key Information Type of Facility Term loan for senior citizens (owners of a residential property) The applicant’s age must be between 60 to 99 years Married couples can apply as co-borrowers/joint-borrowers Eligible Applicants Liable to the market value of the property, as assessed by the bank’s sources (Minimum ₹ 10 Lakh) Age of the applicant Prevailing Rate of Interest Eligible Loan Amount Security The property is to be kept as a collateral Helpline Number Rate of Interest MCLR (12m) + 0.50% p.a. ?xed +91-11-23978046 0.15% of the loan amount (Subject to Min. of ₹ 500 and Max. ₹ 10,000) Processing Fees Purpose
Covid 19 Covid 19 Outright payment towards the Life time annuity plan from any Insurance Company. Borrower shall be covered under an individual policy assignable to the bank Offers: 62004949 9351224 Global India Google Play Application 0120-411-0376 Sign In /Sign Up Track The annuity payments shall be transferred to the borrower’s designated bank account at the Central Bank of India Repayment Repayment Period Business Loan Till the demise of the last surviving borrower Calculators BT Calculator Personal Loan IFSC Finder Blogs *MCLR for Central Bank of India is subject to change, and is at bank’s disposal. Current MCLR (12m) = 8.2% p.a. News Forum More Here are some key bene?ts of the Central Bank’s Swabhiman Scheme; Easy Settlement: The bank o?ers a one-time settlement option to the borrowers under the Swabhiman scheme. The loan gets due and is to be paid at the demise of the last surviving co-borrower, or in case the borrower no longer wishes to utilize the mortgaged property as the primary place of living. The loan is settled with the proceedings of sale of the property. However, any other property of the deceased or the heirs to the borrower are not liable for loan settlement. Loan Pre-payment: In case, the borrower wishes to pre-pay the loan amount and does not want to continue with the loan, the bank o?ers a no cost pre-payment facility. Policy surrender: The Central Bank of India ensures that the applicants are under no obligation to continue with the policy and the loan once processed and disbursed, the borrowers can surrender the policy purchased through loan proceedings at any point in time. Central Bank of India Personal Loan Documents Required For obtaining the maximum amount of personal loan from Central Bank of India, a borrower should produce the following documents according to their business pro?les as follows: List of common documents Duly signed loan application form Passport sized photographs Copy of Identity Proof: Passport/PAN Card/Voters ID card/Driving License etc. Copy of Address Proof: Ration card/Driving License/Voters ID card/Passport/Telephone Bill/Electricity bill Processing fee cheque Banks statement of last 3 months/6 months bank passbook. Helpline Number +91-11-23978046 Documents required for salaried individuals
Covid 19 Covid 19 Offers: 62004949 9351224 Latest salary slip Current dated salary certi?cate with the FORM - 16 Global India Google Play Application 0120-411-0376 Sign In /Sign Up Track Documents required for self-employed individuals Bank statement (Latest) ITR or Form - 16 (Latest) Personal Loan Business Loan Calculators BT Calculator IFSC Finder Blogs Personal Loan EMI Calculator - Central Bank of India News Forum More Cent Personal Loan Scheme Amount borrowed @ 11.55% p.a. for a tenure of 3 years: - Loan Amount ROI @ 11.55% Tenure (Months) Repayment EMI Interest ₹ 2,00,000 ₹ 2,37,598 ₹ 6,599 ₹ 37,598 ₹ 3,00,000 ₹ 3,56,397 ₹ 9,899 ₹ 56,397 0.010 ₹ 4,00,000 (E?ective ROI per month) 36 ₹ 4,75,196 ₹ 13,199 ₹ 75,196 ₹ 5,00,000 ₹ 5,93,996 ₹ 16,499 ₹ 93,996 ₹ 10,00,000 ₹ 11,87,992 ₹ 32,999 ₹ 1,87,992 Comparative; Loan Amount Tenure (Months) Bank ROI* Repayment EMI Interest ICICI Bank 0.009 ₹ 2,12,395 ₹ 17,699 ₹ 12,395 HDFC Bank 0.013 ₹ 2,17,186 ₹ 18,098 ₹ 17,186 SBI 0.010 ₹ 2,13,517 ₹ 17,793 ₹ 13,517 ₹ 12 2,00,000 IndusInd Bank 0.012 ₹ 2,16,054 ₹ 18,004 ₹ 16,054 Helpline Number Central Bank of India 0.010 ₹ 2,12,732 ₹ 17,727 ₹ 12,732 +91-11-23978046 *ROI denotes the E?ective Rate of Interest per month Cent Pensioner Scheme Amount borrowed @ 9.7% p.a. for a tenure of 5 years: -
Covid 19 Covid 19 Offers: 62004949 9351224 Global India ROI @ 9.70% Tenure (Months) Application Google Play 0120-411-0376 Sign In /Sign Up Track Loan Amount Repayment EMI Interest ₹ 2,00,000 ₹ 2,53,196 ₹ 4,219 ₹ 53,196 ₹ 3,00,000 ₹ 3,79,795 ₹ 6,329 ₹ 79,795 0.008 (E?ective ROI per month) ₹ 4,00,000 60 ₹ 5,06,393 ₹ 8,439 ₹ 1,06,393 ₹ 5,00,000 Business Loan ₹ 6,32,992 BT Calculator ₹ 10,549 IFSC Finder ₹ 1,32,992 Blogs Personal Loan Calculators ₹ 10,00,000 ₹ 12,65,984 News ₹ 21,099 More ₹ 2,65,984 Forum Customer Care Number - Central Bank Of India Central Bank of India o?ers a 24X7 customer support to all its customers. In case of any query regarding the ongoing loan process, the loan application, transactions related to the loan disbursal, the customers can call on 1800-22-1911 which is a toll-free number. Central Bank of India Personal Loan with other lender's Banks Interest Rate SBI Personal Loan 10.90% ICICI Personal Loan 10.99% HDFC Personal Loan 11.25% Axis Personal Loan 16% Tata Capital Personal Loan 11.25% Fullerton Personal Loan 12.99 % Indusind Personal Loan 11.25% Helpline Number BOB Personal Loan 11.60% +91-11-23978046 Aditya Birla Personal Loan 14% PNB Personal Loan 12%
Covid 19 Covid 19 Why apply for your Central Bank of India Personal Loan through Afinoz Application Offers: 62004949 9351224 Global India Google Play 0120-411-0376 Sign In /Sign Up Track A?noz.com is one of India's leading personalized ?nancial marketplaces and has been awarded for the same by market leading researchers. The company has created a diversi?ed platform which lets you choose the best personal loan from a wide range of options available in the market. All the options that are displayed on our website are system generated after considering your speci?c needs and requirements regarding the funds. Personal Loan Business Loan Calculators BT Calculator IFSC Finder Blogs Instant Approval – After you choose your desired product, once you ?ll in and submit the application form along with the required documents, you will get your e-approval within 2 to 3 days of your application. News Forum More Real-time application tracking – Keep track of your application status in real-time with a unique transaction ID which gets generated when your loan application is successfully submitted. We ensure that all the applicants are well informed about their application process at each step via SMS and emails. Online eligibility check – Do all your dealings with the bank online, through our platform. Provide your basic information and our online personal loan eligibility calculator will let you know the amount of loan you are eligible to borrow from Central Bank of India for your personal ?nancing needs. Secure Environment – A?noz.com has a built-in security mechanism in place for all of your personal information which is shared with us, we have stored it in a secure environment within our system. This information is then sent to the bank in an encrypted format and is processed through a secure channel. 24/7 Customer Service – At any stage of the process if in case you have a query or you seek any ?nancial advice, our experienced and well-trained customer service team will o?er the best ?nancing/investment solution to your problem. So, there's no need for you to waste time and make multiple trips to the bank to discuss loan speci?cations with bankers. No third-party agent – Through its platform, the online loan application process availed through A?noz.com is absolutely free. Through A?noz, one can directly approach multiple banks online without involving any agent and therefore avoiding unnecessary delays and additional costs. Free quotations – Explore and avail online deals on Central bank Of India personal loans and free un-biased quotes of personal loan with most suitable interest rates. All you have to do is select the loan amount that you wish to borrow and the anticipated repayment tenure of your personal loan. You will get a targeted online quote within minutes of your application Helpline Number About the bank +91-11-23978046 Central Bank of India is one of the largest and oldest government-owned commercial bank in India headquartered in Mumbai, Maharashtra. The bank was established in 1911. Among the other Public Sector Banks, Central Bank of India can be described as an All India Bank, because of the distribution of its large network in all 29 states and also in 6 out of 7 Union Territories of India.
Covid 19 Covid 19 Offers: 62004949 9351224 Global India Google Play Application 0120-411-0376 Sign In /Sign Up Track FAQs Q1 I want to apply for the Cent Personal Gold scheme offered by CBI. What is the loan amount I can get per gram? The list of the maximum loan amount you can get per gram is as follows: For gold ornaments: You can get a loan amount of Rs. 2,000 per gram of gold/ 70% of the current market of 22-carat gold. For gold coins sold by the Central Bank of India, you can get Rs. 2,100 per gram of gold/ 70% of the current market value of 24-carat gold. The weight of the coin that is provided as a guarantee should not exceed 50 grams per borrower. Personal Loan Business Loan Calculators BT Calculator IFSC Finder Blogs News Forum More Q2 I want to apply for the CBI’s Cent Ratna scheme. Are there any concessions offered on the interest rate? Yes, CBI offers a concession of 50 basis points on the rate of interest to borrowers who maintain and operate salary accounts at CBI branches. Q3 Are pensioners eligible for a personal loan from Central Bank of India? Yes, pensioners are eligible to apply for a personal loan from CBI. Q4 What is the maximum tenure of Central Bank of India personal loan? Central Bank of India provides maximum loan tenure of 60 months for all personal loan borrowers. Q5 Do I need to submit any security to avail a personal loan from CBI? Yes, you need to provide security as per the bank’s norms. Q6 Why should I go for Central Bank of India Personal Loan apply? Here are some of the compelling reasons why you should opt for Central Bank of India Personal Loan apply – • You can use the loan amount pretty much for any purpose. No questions asked! • With Central Bank, you can have a flexible personal loan tenure to suit your need • You can opt for a fixed Central Bank of India Personal Loan interest. The same will be charged on a monthly reducing basis. • You will not be asked to pledge collateral against the loan if you meet the Central Bank of India Personal Loan eligibility • With this loan, you may set up multiple options such as auto-debit, PDC or ECS for automatic payment of EMI on any given month. Helpline Number +91-11-23978046
Covid 19 Covid 19 Offers: 62004949 9351224 Q7 How can I keep a track of my Central Bank of India Personal Loan apply? Google Play Application Global India 0120-411-0376 Sign In /Sign Up Track When you do a Central Bank of India Personal Loan apply, you are given a unique transaction id (generated when you submit the loan application). You will be kept informed about your loan application status at every step through SMS and emails. You can speak to the bank executives any time, in case you have any query. For any query about Central Bank of India personal loan application, you can log on to afinoz.com or give us a call at 0120-411-0376 or mail us at info@afinoz.com. Personal Loan Business Loan Calculators BT Calculator IFSC Finder Blogs News Forum More Want to apply for a Personal Loan Business Loan Education Loan Car Loan Home Loan Loans by Type Personal Loan For Self Employed Personal Loan For Wedding Personal Loan for Doctors Business Loans for Women SBI Pension loan: Avail a Pension Loan from Your Banker Friend Latest Blog Helpline Number +91-11-23978046 ??????????????? for Government Employees – Eligibility, Interest Rate Axis Bank Business Loan: Highly Trusted and Useful
Covid 19 Covid 19 Top 10 Banks & NBFCs for Personal Loan in India Offers: 62004949 9351224 Global India Google Play Application 0120-411-0376 Sign In /Sign Up Track What are the Valid Address Proofs in India? Personal Loan Prepayment – How to do it? Personal Loan Business Loan Calculators BT Calculator IFSC Finder Blogs Loan Status by Banks News Forum More SBI Personal Loan Status Tata Capital Personal Loan Status ICICI Bank Personal Loan Status Bajaj Finserv Personal Loan Status HDFC Bank Personal Loan Status Central Bank of India Personal Loan with other lender's Banks Interest Rate SBI Personal Loan 10.90% ICICI Personal Loan 10.99% HDFC Personal Loan 11.25% Axis Personal Loan 16% Tata Capital Personal Loan 11.25% Fullerton Personal Loan 12.99 % Helpline Number +91-11-23978046 Indusind Personal Loan 11.25% BOB Personal Loan 11.60% Aditya Birla Personal Loan 14%
Covid 19 Covid 19 PNB Personal Loan 12% 0120-411-0376 Sign In /Sign Up Offers: 62004949 9351224 Global India Google Play Application Track Personal Loan Business Loan Calculators BT Calculator IFSC Finder Blogs News Forum More SBI Personal Loan PNB Personal Loan Axis Bank Personal Loan HDFC Bank Personal Loan Aditya Birla Personal Lo.. IIFL Business Loan Lendingkart Business Loan Prest Business Loan PNB Business Loan Personal Loan ROI Company Blog About Us News Contact Us Financial Tools ➤ Emi Calculator BT Calculator Loan Tenure Calculator Lumpsum Calculator ICICI Bank Personal Loan UCO Bank Personal Loan Vijaya Bank Personal Loa.. Oriental Bank Business L.. IndusInd Bank Business L.. Avanse Education Loan InCred Education Loan BOB Education Loan Syndicate Education Loan Axis Bank Education Loan IndusInd Bank Personal Loan Oriental Bank Personal Loan Punjab and Sind Bank Loan RBL Bank Personal Loan BOB Business Loan FD Calculator RD Calculator Interest Rate Calculator PPF Calculator SIP Calculator Loan Amount Calculator Company Financial Tools Personal Loan Business Loan Home Loan Education Loan Helpline Number +91-11-23978046
Covid 19 Covid 19 Offers: 62004949 9351224 Global India Google Play Application 0120-411-0376 Sign In /Sign Up Track Loans | Investments | Insurance Afinoz mobile app on Download and utilize our services, you can discover us on Address: C-95, Sector 2, Noida, Uttar Pradesh, 201301 Personal Loan Business Loan Phone No. +91 120 411 0376 Calculators Email ID info@afinoz.com BT Calculator IFSC Finder Blogs Follow Us On News Forum More Copyright © 2020 A?noz, Inc. All Rights Reserved Faqs | Terms of Use | Privacy Policy Helpline Number +91-11-23978046