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creativealliances

SAVE Your Sellers and Buyers with Job Loss Protection Alan Pyles President Creative Alliances, LLC apyles@creativealliances.com. www.creativealliances.com. 24 Month Protection Up to $1,800 Assistance Up to 6 Months INCLUDED with SAVE (*) (*) Provided to all eligible buyers

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creativealliances

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  1. SAVE Your Sellers and Buyers with Job Loss Protection Alan Pyles President Creative Alliances, LLC apyles@creativealliances.com www.creativealliances.com

  2. 24 Month Protection • Up to $1,800 Assistance • Up to 6 Months • INCLUDED with SAVE (*) (*) Provided to all eligible buyers within 15 days of settlement. See separate terms and conditions.

  3. SAVE Flyer “Front/Back”

  4. Many would argue putting the customers needs first is our fiduciary duty… Almost everyone would agree… Customer Service remains the #1 tool for personal business growth. #1 Tool for Business Growth…Customer Service

  5. We’re already in the “Post Foreclosure” business…

  6. 24 Month Protection • Up to $1,800 Assistance • Up to 6 Months • INCLUDED with SAVE (*) (*) Provided to all eligible buyers within 15 days of settlement. See separate terms and conditions.

  7. “Practice Safe Real Estate” 

  8. Responsible Ownership

  9. Consumer Mindset During Transaction = Perception During Ownership = Reality

  10. Non-Exclusive

  11. “Hear no, See on, Speak no…”

  12. Quick rhetorical question… “How many of the 87,500 families that were foreclosed on (LAST MONTH!!!) anticipated losing their job when making their home purchase?”

  13. FACT- The number one time period for foreclosure is the first 24 months (when excess resources are the least). FACT- The number one reason for foreclosure is Job Loss.

  14. Ignoring the news does not professionally serve the client

  15. “Assurance Inspires Confidence”

  16. What do national builders know?

  17. Has the light bulb turned ON yet?

  18. Job Loss Protection Details

  19. 24 Month Protection • Up to $1,800 Assistance (*) • Up to 6 Months • INCLUDED with SAVE (*) National Association of Realtors estimates the national average mortgage payment in 2011 to be $934.00.

  20. Program Details Up to $1,800 PITI Up to 6 Months of financial assistance ($10,800 maximum benefit)- POTENTIAL SAFETY NET other listings do not provide. Assistance does not have to be contiguous 30 Day waiting period from unemployment. Assistance retroactive to unemployment date. Eligibility Employed full time (min 30 hours) Cannot be more than 10% self employed, independent contractor or active military Must be between the ages 18-66 and reside in the US Primary residence, secondary homes and single family investment properties

  21. Partial Client List American Automotive Group Amex Direct Chrysler Citibank Creative Alliances Cross Country Group eBay GE Capitol General Motors Genworth JC Penny Polaris Pricegrabber.com Quicken Loans Simonize Volkswagen Yahoo Ziebart Program Administrator

  22. Umbrella (Required for Compliance)

  23. New movers spend an average of $9,400 within three months of their move. In the first 24 months, they will make 6-8 times as many major purchases than in the past. 55% of homeowners buy at least one appliance when moving. New movers are much more likely to make major (unrelated) purchases such as a computer or car within 4-8 weeks of relocation. Most homeowners undertake some kind of remodeling or home improvement project in excess of $5,000 within the first 24 months. - Source- CRM Associates/Sprint

  24. PRIVATE HOME SAVING PORTAL

  25. SAVE stress with Job Loss Protection (*) - 1 Month $1,800 - 2 Months $3,600 - 3 Months $5,400 - 4 Months $7,200 - 5 Months $9,000 - 6 Months $10,800 Strictly a benefit! Not a deferral. Not a loan. (*) A benefit included at no additional charge for qualified SAVE buyers.

  26. Monthly e-Newsletter with home related tips, benefit reminders and additional SAVE information.

  27. SAVE Program Details • $595.00 Payable at settlement (*) • No money changes hands until/unless you actually get to settlement. • Purchase of the SAVE Program includes Job Loss Protection (*) Application and funding due to Creative Alliances, LLC within 15 days of settlement for enrollment. • Acceptable VA/FHA/USDA Seller Concession. (Reference- MORTGAGEE LETTER 93-29 and 96-48) For other financing options, buyer should confirm with local lender.

  28. SAVE Flyer “Front/Back”

  29. Risk Management

  30. SIMPLE APPLICATION 1.Buyers Name and New Address. 2. Copy of HUD-1 for information verification. (Not required to be reflected). 3. Funding- Sent to Creative Alliances PO Box 117 Stanardsville, VA. 22973

  31. Three Step Fulfillment Process TWO Certified Provider & Buyer enrolled In e-Newsletter ONE Certified Provider & Buyer E-mail Confirm THREE Program Administrator Direct Buyer Contact

  32. 10,800 Reasons to…

  33. WWPD? What Would (a) Professional Do?

  34. “Practice Safe Real Estate” 

  35. FREE to offer… INVALUABLE to receive.

  36. SAVE Your Buyers with Job Loss Protection Your Direct Support Alan Pyles President Creative Alliances, LLC 703 831-1110 Direct apyles@creativealliances.com www.creativealliances.com

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