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Restoring College Affordability: Financial Barriers Research

Explore trends in family income, financial barriers, and student aid from 1990 to 2017. Recommendations include increased Pell Grants, income-based loan repayment, and work-study programs for all students.

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Restoring College Affordability: Financial Barriers Research

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  1. Intro Financial Barriers to Higher Education 1990 to 2017 Student Financial Aid Research Network Atlanta, Georgia June 6, 2019 Tom Mortenson Senior Scholar, The Pell Institute for the Study of Opportunity in Higher Education Higher Education Policy Analyst, Postsecondary Education OPPORTUNITY

  2. Unequal Family Income = Unequal Opportunity • Family income • Financial barrier trends • Unmet financial need trends • Student work loan burden trends • Net price to family trends • Net price to family tax rate trends • Expected Family Contribution (EFC) • Family income • Expected family contribution • Packaging financial aid • Cost of attendance • Financial need • Grants • Loans • Work-study • Other • Total financial aid

  3. Restoring College Affordability:My recommendations Federal $13,000 Pell Grant maximum award $2,000 Super Pell to fund negative EFC calculated from FAFSA Universal income contingent education loan repayment Universal college work-study for all students States Require 50:50 match to federal Pell Grant Institutions Continued eligibility for Title IV participation contingent on progress toward broadening enrollment of students from low income families

  4. Final Contact Information: Email to request PowerPoint from: tom@postsecondary.org

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