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<br>Apply online for personal loan with iServe financial.We comes with personal loan having plenty of benefits ✔Check Eligibility✔Check Interest Rates✔Check EMI
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Personal loan Quick Loans from 50+ Banks at your Doorstep www.iservefinancial.com
Personal loan • A personal loan is AN unsecured loan provided to a salaried or freelancereceiver by a bank or NBFC with none security or collateral.It’sadditionally referred as signature loans. Lenders provideconsumer loan to individuals on the idea of their net monthly financial gain, profile, financial gain stability and credit/CIBIL score.These loans will be availed inside 2-5 working days’ time, by providing financial gain statements and private details to a private loan investor. The loan quantity varies from as low as Rs. 10, 000 to as high as Rs. fifty lakhs for a tenure starting from1 year to 5 years.
Personal loan interest rates • Personal Loan Rate of Interest and Other Details • Interest Rate Range :10.50% -28.00% • Loan Amount :Rs. 0.50 to Rs. 50.00 Lakhs • Processing Fees :1- 3% plus GST • Tenure : 1 to 5 years • Lowest EMI :Rs. 2162 • Foreclosure Charges :2-4% • Loan Processing Time :1-5 Days
Personal Loan Eligibility Criteria SalariedSelf Employed Self Employed Professional Minimum Age (years) :23 Maximum Age (years) :60 Net Income :Rs. 17, 000/ Month Working Experience (years) :2 CIBIL Score required :700 Minimum Eligible Loan Amount :Rs. 50,000 Maximum Eligible Loan Amount :45 lakhs
Personal Loan Documents Required • KYC Documents :Identity Proof- PAN Card/Passport/Voter Id/ Driving license. • Residence proof- Aadhaar card/Passport copy/ Electricity Bill/ Driving license/ Rental agreement (if you are residing in a rented premise) • Application Form: Duly signed personal loan application form with self-attested photographs. • Income Documents Required for Salaried Individuals: • 3 month’s salary slips/certificates • 2 years’ Form 16 (TDS certificate)/ Income Tax Return • 12 Months bank statement of your salary account
Income Documents required for Self- Employed Business Owners & Professional: • Latest 3 years Income Tax returns and computation of income • Latest 3 years balance with Profit and loss account and all the schedules of the balance sheet • 12 months bank statements • Company/Business profile • Audited reports of applicable • OtherDocuments:Details of ongoing obligations and recently closed loansBanks may require few additional documents based on your overall profile. You may be required to submit only self-attested copy of the documents. The original documents may be required only for verification of the copies.
Top Personal Loan Providers in India • HDFC Bank Personal: • State Bank of India: • ICICI Bank Personal Loan: • Axis Bank Personal Loan: • Yes Bank Personal Loan: • Yes Bank Personal Loan: • Kotak Mahindra bank Personal Loan: • Tata Capital Personal Loan: • Citibank Personal Loan: • Capital First Personal Loan: