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Stock Market Analysis and Personal Finance

Stock Market Analysis and Personal Finance. Mr. Bernstein Health Care Insurance, pp 444-459 June 13, 2014. Stock Market Analysis & Personal Finance Mr. Bernstein. Health Insurance Plans Most people are part of a Group Plan , commonly through their employer

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Stock Market Analysis and Personal Finance

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  1. Stock Market Analysis and Personal Finance Mr. Bernstein Health Care Insurance, pp 444-459 June 13, 2014

  2. Stock Market Analysis & Personal Finance Mr. Bernstein Health Insurance Plans Most people are part of a Group Plan, commonly through their employer Self-employed or otherwise uncovered persons may purchase Individual Health Insurance COBRA is a law enacted in 1986 which allows workers who lose their jobs to purchase Group Plan insurance through their former employer for a set amount of time

  3. Stock Market Analysis & Personal Finance Mr. Bernstein Types of Health Insurance Coverage Basic Health Insurance Hospital Expense Surgical Expense Physician Expense Major Medical Coinsurance or deductibles Comprehensive Both Basic Health and Major Medical

  4. Stock Market Analysis & Personal Finance Mr. Bernstein Other Health Insurance Policies Dental Expense Vision Care Long-Term Care Trip Accident* Dread Disease Policies* Supplemental * Discount Plans* * - not comprehensive insurance

  5. Stock Market Analysis & Personal Finance Mr. Bernstein Health Care Providers HMOs (Health Maintenance Organization) Patients must be preapproved professionals PPOs (Preferred Provider Organization) May select “in-network” or more expensive “out-of-network” professionals

  6. Stock Market Analysis & Personal Finance Mr. Bernstein Resource for Health Care Insurance information Provided by US Federal Government http://www.healthcare.gov/index.html Includes information on obtaining health insurance through government-run programs, including information on subsidies Information is provided by the Federal Government, who has an interest is expanding their program, so a critical thinker cannot consider this website a neutral source of information

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