Steve Schappert “The Real Estate & Green Building Expert”

1. Steve Schappert“The Real Estate & Green Building Expert” Click above to launch video of NBC interview

2. Schappert to be featured speaker at national conference

3. 1 of four speakers scheduled to present 3 hour work shop

4. Schappert to be featured speaker at national conference Steve Schappert will teach you how to make more money by helping people, saving the planet and boosting the economy. When looking for a real estate or Green Building expert, media sources rely on Steve Schappert. Steve is recognized nationally for his expertise as a broker and contractor. As owner and founder of Buyer's Trust, Connecticut Real Estate and Construction and Panelized Building Systems, Steve has over 20 years experience as one of the countries most respected brokers and contractors. Schappert started in business at age 12. At age 29 his contracting company was 1 of 6 contractors in the country to receive a customer service award by Sherwin- Williams. He has been interviewed by Kiplinger's Financial, was featured on the cover of Builder Architect Magazine, received a screen call from the Discovery Channel, Buyer's Trust was recommended by Woman's Day Magazine, and most recently Steve was featured on ABC and NBC as the Green Building Market Leader in CT. Bios Building Technologies is Schappert's most powerful concept ever. BIOS is Schappert's trademarked product line of Zero and near Zero energy homes and commercial buildings. Schappert's first project started with a $49,000 land purchase which he turned into $1,500,000 profit. More importantly it is the very first commercial building in the state of CT that uses Geothermal heating and 108 solar panels. Schappert now has projects in all stages of building, planning and engineering worth $1.5 billion. Schappert recently partnered with a German firm to market and ship his environmentally friendly homes over seas. The first order has been placed and there are plans to ship 100 homes a year to Germany within two years, said Schappert.

5. Buyer’s Trust Real Estate Inc. is a vertically integrated real estate conglomerate. Real Estate Brokerage,International Material and Equipment Supplier, Relocation Services, Remodeling, Building, Development.

6. Vertical Integration • When a company expands its business into areas that are at different points of the same production path. • In microeconomics , the term vertical integration describes a style of ownership and control. The degree to which a firm owns its upstream suppliers and its downstream buyers determines how vertically integrated it is. • Vertically integrated companies are united through a hierarchy and share a common owner. Usually each member of the hierarchy produces a different product or service, and the products combine to satisfy a common need. • Vertical integration is one method of avoiding the hold-up problem.

7. Example of Vertical integration • One of the earliest, largest and most famous examples of vertical integration was the Carnegie Steel company. • The company controlled the mills, the iron and coal mines the ships , and the railroads. • Carnegie even established an institute of higher learning to teach the steel processes to the next generation.

8. Relocation Services The Buyer’s Trust Relocation Network has 2143 prescreened buyer agents and 211 builders across the country.

9. Real Estate Sales & RentalsBuilding, Remodeling, DevelopmentResidential, Commercial, Investment

10. Panelized ConstructionDistributor/Manufacturer Panelized Building Systems LLC. is an independent distributor of panelized homes, churches and commercial buildings, with plans to expand into manufacturing. PBS supplies the basic building materials such as framing, roofing, siding, windows, doors, trim, and cabinets.

11. GREEN / ZERO ENERGYbuilding products and equipment “BIOS Homes” TM is our trademarked product line of ZERO energy homes. BIOS BUILDING TECHNOLOGIES will be developed into a distributor specializing in : Green building products Alternative energy equipment ZERO ENERGY HOMES AND COMMERCIAL BUILDINGS

12. BIOS BUILDING TECHNOLOGIES • A "BIOS HOME" TM  Is The  Ultimate Smart Home! • We are construction and energy consultants producing energy efficient, technologically advanced and cost effective homes, churches, commercial and industrial buildings. • Our goal is to optimize the quality of life for our clients through the use of alternative energy, green products, and home automation.

13. Alternative Energy • Geothermal • Solar • Fuel Cells • Photovoltaic • Electric • Home Power • Solar Panel • Battery • Wind Power • Renewable Energy • Hydro Power • Smart House • Home Automation • Home Theater • Home Office • Remote Control • Lighting Control • Light Switch • Wireless • Motion Detector • Security • Computer Interface • Temperature Control • Pet Care • Phone System • Video Surveillance • Speakers • Audio • Telecommunications • Cable/DSL, Broad Band/Satellite • Panelized Construction • General Contractor • Owner / Builder • Job Coordinator • Modular • Steel Frame • Masonry • Stone • Brick • BIOS MEANS LIFE!

14. Exporting BIOS Europe is a partnership between Panelized Building Systems LLC. of Brookfield, CT and First Business Financial Solutions Inc., with offices in Las Vegas, Nevada and Hamburg Germany. The company was formed to facilitate the export of BIOS HOMES TM to Germany and other European countries. EUROPE

15. Special Zero Energy Framing developed in Germany 1.)Fir or Spruce siding2.), 3.) siding battening4.) OSB5.) insulation 6.) frame 7.) Tyvek + OSB1.) lath2.) insulation3.) not needed4.) Drywall

16. Connecticut Real Estate and Construction LLC.DBA New Milford Real Estate 72 Railroad Street, New Milford BIOS BUILDING TECHNOLOGY CENTER

17. Front Elevation The Bios Building Technology Center will be a 12,500 sf Showroom and conference center for Green Building and Zero energy products and services. New Milford Real Estate

18. Side Elevation

19. First FloorConnecticut Real Estate and Construction LLC.DBA New Milford Real EstateGarages for Residential

20. Second FloorOffice suites available for complimentary businesses(Mortgage, Insurance, Sub-contractors)

21. Third FloorApartments serviced by elevatorLiving room, Kitchen, bath, bedrooms

22. Fourth FloorUpper level of apartments • 17’ vaulted ceilings • Jacuzzi • Master baths • Balconies • Views

23. BasementBIOS BUILDING TECHNOLOGY Showroom and conference center

24. Improving your homeDo Your Homework • Wish list of everything you want to achieve - don't hold back. • Assess your home, needs and wants and decide what is realistic on your budget. • Determine if old furnaces, siding, windows, shingles and foundations needs improving or replacement. • If your home is more than 30 years old, consider hiring a building inspector for an objective opinion.

25. Get a sense of scope • Willing to liaise between contractors or rely on  a project manager. • Interview several contractors and request proposals from each. • Your mental health and the financial success of your project will depend on your ability to work as a team with your project manager or contractors.

26. Visit Town Hall • Before you start any construction, consult  with the various town boards, including sanitation, wetlands and zoning. • If you build too close to your neighbor or your well, you may be forced to tear it down. • If you don’t think you need to go to town hall… go to town hall!

27. The Century Bras Mill • Aspetuck Ridge Rd. & Housatonic Ave. New Milford, CT • Serviced by 5 rail lines • 3 lines run into the building

28. Site plan of 75 acre Brown field redevelopment plan

29. Connecticut Energy Museum Hotel Conference Center Art Gallery & Retail Business Spaces Organic Café BIOS Home Center New Milford Regional Recycling & Public Works BIOS Manufacturing and Distribution Facility

30. Manufacturing Facility Located in the redeveloped Century Brass Mill Dedicated to producing ZERO ENERGY homes, churches and commercial buildings

31. DistributorsGeothermal - Solar - Fuel Cell - Hydro and Wind Power Equipment

32. Home Networks: • Security • Home office communications • Entertainment • Automation Each home network can be customized to fit the homeowner's exact needs.

33. Wireless Mobility: • Verify that your children have arrived home from school • Check and adjust the temperature at home from your office PC • Turn appliances on and off • Just “Point & Click”

34. Energy Management: • Controls temperature based on mode (Day, Night, and Away), room occupancy, or outdoor temperature. • Temperature controls nighttime setback and adjustments for morning temperatures. • Ultimate comfort and saves you both time and money.

35. Scene Capability: With the push of a button you can transform the look of your home creating dramatic or relaxing effects to enhance your lifestyle.

36. Appliance Control: • Turn off the iron or coffeepot. • Set your hot tub to be warm and ready when you arrive home • Schedule your water heater to turn off during the day when no one is home. Telephone Access: • Outdoor temperature • Arm or disarm the security system • Adjust lights and temperature • All from your home telephone.

37. Fire Protection: • Air conditioner and electrical appliances are turned off • Optimal interior lighting for safe exit • Outside lights flash.

38. A/V (Audio/Visual): • Touch screens • Voice recognition • Home theater controls • Command DVD player, stereo, and lights for the ultimate home theater experience. Enhanced Security: • Intrusion • Fire • Carbon Monoxide • Freezing conditions • Water pipe breaks • Away Levels of lighting/audio • Alert by phone, pager, messaging

39. Lighting: • Lights on when a door is opened or car enters driveway. • Lighting sequences for "good night," "good morning," or entertainment" modes • Turn off all lights at bedtime with one button or time of day

40. From simple four channel surround sound to THX® certified theater rooms • Defined "zones" to play music throughout the house. • In wall or freestanding speakers and distribution equipment. HOME THEATER:

41. GEOTHERMAL Heat Pump The most efficient method of heating and cooling period, according to the EPA.

42. GEOTHERMAL HEAT PUMP Lower Operating Cost • Operates more efficiently delivering five units of energy for every one unit of electrical energy used. • Combines stored earth energy with safe electric power • Geothermal system owners realize savings up to 70% Enhanced Comfort • Provide precise distribution of comfortable air all year long • Eliminates hot spots and cold spots. • Experience warm air without the hot blasts • Geothermal units deliver cool, dehumidified air. Quiet • no noisy outdoor unit. • Designed and constructed for "whisper quiet" operation Reliable • Installed indoors (like your refrigerator) not subject to wear and tear • Proven to be very reliable and require less maintenance. Environmentally Friendly • According to the Department of Energy and the EPA, geothermal systems are the most environmentally friendly way to heat and cool your home. • No carbon dioxide, carbon monoxide or other greenhouse gasses

43. Solar Energy

44. Solar is Profitable • If you have zero shade on property • Face panels in a southern direction • Qualify for 50% rebate • Your profit can out weigh your mortgage expense

45. Save Energy in the Kitchen • Let dishes air dry. A dishwasher uses more energy to dry dishes than to wash them • When purchasing a dishwasher, look for energy saving features such as a short wash cycle. Shorter washing cycles, with fewer rinses, save water and water-heating energy. • Use your dishwasher only for full loads. • Keep your refrigerator and freezer filled for most economical operation • Adjust refrigerator settings to 37° F - 40° F and freezer settings to 0° F - 5° F. To check the temperature of your refrigerator or freezer, place an outdoor or refrigeration thermometer on the middle shelf or in the center overnight. In the morning, adjust the settings if necessary and check it again until correct. • Clean refrigerator coils twice a year, more often if you have pets. Condenser coils are located at the bottom or rear of your refrigerator. If they are allowed to accumulate dust and dirt as much as 25 percent more energy is required to maintain proper temperature. • Allow foods to partially cool before placing them in the refrigerator. It takes more energy to cool hot food. For added savings, cover foods and liquids. The moisture that is released by uncovered containers increases energy use during the refrigerator's defrost cycle. • If you have a freezer or second refrigerator that is nearly empty, turn it off. • Install your dishwasher away from your refrigerator. The dishwasher's heat and moisture make the refrigerator work harder. • Select a refrigerator with a freezer on top. A side-by side unit uses up to 20 percent more energy. The Energy Guide label will help you choose the most efficient model.

46. Save Energy With Cooling and Heating • Cover pots and pans with tight-fitting covers. Trapped steam allows the food to cook faster. • Use pots and pans with flat bottoms and match pan size to the size of the electric surface unit. If a pan is too big or has a warped bottom, food won't cook evenly. Energy is wasted if the pan is too small. • Use a microwave or convection oven instead of a conventional oven whenever possible. Microwave ovens use about one-third and convection ovens about two-thirds of the energy used by conventional ovens to cook the same amount of food. • Turn off your electric range two to three minutes before the end of cooking time. Retained heat will finish the cooking. • Use portable appliances for specialized cooking tasks. Appliances such as toaster ovens and slow cookers use less energy. • Don't preheat the oven. It isn't necessary to preheat the oven except for food requiring high temperatures and slow cooking times. • Cook by time and temperature. Don't open the oven door to peek at cooking food. The temperature drops 25° F to 30° F each time the oven door is opened. • Make use of the oven's leftover heat. Your oven retains heat for I5 to 30 minutes after it is turned off. Use that free heat to warm up desserts, rolls or freshen crackers and cookies. • Glass and ceramic pans retain heat better than metal pans. Lower the baking temperature 25° F when using glass and ceramic pans. • Use the self-cleaning oven feature only when really necessary. Start the self-cleaning cycle right after cooking while the oven is still hot. Less energy will be required to reach cleaning temperature.

47. Save Energy in the Laundry Room • Wash full loads only, but don't overload. It takes about as much energy to wash a small load as it does to wash a full load. Full loads also save water. • Wash and rinse in cold or warm water instead of hot whenever possible. Remember that energy is used to heat the water as well as to run the washer. • Set the thermostat on your water heater at 120° F. This temperature is normally adequate for home use and will save a considerable amount of energy. If you have a dishwasher check the manufacturer's specifications to see if the temperature needs adjusting. • Follow detergent directions for your particular washer and avoid oversudsing. Oversudsing makes your washer work harder, so always measure detergent carefully instead of estimating the amount to use. • Dry similar items together in full loads. Sort clothes by thickness to avoid running an additional cycle for only a few slow-drying items. • Select the correct drying time. Don't overdry your clothes. Besides wasting energy, overdrying can give clothes a harsh feel and cause unnecessary wrinkling and shrinkage. • Dry consecutive loads. The energy used to bring the dryer up to operating temperature shouldn't be allowed to go to waste. • Remove clothes from the dryer as soon as tumbling stops. If clothes become wrinkled from lying in the dryer, extra energy must be used to iron or dry them again. • Partially line-dry bulky and heavy items. Articles such as rugs and bedspreads should be partially line-dried to avoid overworking your dryer. • Clean the lint filter after each load to maintain full airflow and maximize drying efficiency. A clogged filter slows drying and wastes energy.

48. Save Energy With Heating and Cooling • Check the reliability of your thermostat. Place a thermometer next to the thermostat and check the degree readings of each. If they vary more than a couple of degrees, replace the thermostat. • Don't fiddle with thermostats. Set your thermostat at 68° F or lower for heating and 78° F or higher for cooling. At bedtime set the thermostat at 55° F. • Insulate your home. Wall, ceiling, floor and attic insulation will keep warmth in during the winter and heat out during the summer. • Never turn your thermostat way up or way down to speed up the heating or cooling process. This will force your unit to work harder, stay on longer and use more energy. • Check all insulation and duct work for air leaks. Repair leaks as needed, using approved materials and methods. • Keep draperies drawn and windows closed. This will prevent cool air from escaping and warm air from seeping in through glass areas. Weather-strip and seal around all doors and windows. • Seal off unused rooms. Turn thermostats off and leave vents closed in unoccupied rooms to save energy. • Help your air conditioner work more efficiently. During the summer, try to limit the afternoon use of heat-producing appliances in the kitchen and laundry areas. Clean or replace filters regularly. • Don't turn your heater on if you don't need it. Try warming up with a sweater first. Turn the heater off when you're not home. • Turn off lights when they are not being used. For added savings, install compact fluorescent bulbs in your lighting fixtures. They use one-quarter of the energy that an incandescent bulb uses and last 10 times as long.

49. Thank you! Exclusively representing the Buyer’s Trust Relocation Network, Panelized Building Systems and Bios Building Technologies. http://ConnecticutRealEstateandConstruction.com http://BiosBuildingTechnologies.com http://PanelizedBuildingSystems.com http://Buyerstrust.com 203-546-8127