PWB510: Moving PowerBuilder Enterprise Banking Solution from Client-Server to the Web using Appeon

1. PWB510: Moving PowerBuilder Enterprise Banking Solution from Client-Server to the Web using Appeon Naji Moukadam Executive Vice President – R&D Path Solutions nmoukadam@path-solutions.com August 15-19, 2004

2. Agenda • The company • Moving PowerBuilder to the Web using Appeon • Enterprise Portal Experience • Mobile Banking Solution- eBIS*Anywhere • The bottom line • Q&A

3. The Company • Established in 1992 • Investment & Commercial Banking solution provider • Offices in Kuwait, Lebanon & Bahrain • Business Dimensions • More than 5000 users • 7 countries • 600 million transaction per year • US$ 20 billions per year • Path Solutions supports banks in the middle east managing in excess of US$ 45 billions

4. The Company • Comprehensive solution for banks • Corporate & Retail Banking • Personal & private banking • Credit & financing • Investment Banking • Funds & Portfolios • Treasury & Brokerage • Trade Finance • Settlement • AML, ALM & Risk Management • Internal Audit, Accounting & MIS • Fixed Assets, HR, Payroll and Shareholders Registration • Business intelligence

5. The Company • Sybase Infrastructure • PowerBuilder & Pocket PowerBuilder • ASE, ASA & IQ • Appeon • EAS • Functional Infrastructure • On-line transaction processing • Store & Forward • Transaction driven • Process driven • Client centric • Built-in electronic workflow • Imaging, archiving & Signature verification

6. eBIS E n t e r p r i s e B a n k i n g & I n v e s t m e n t S y s t e m The Company

7. PowerBuilder Appeon FAS SADS SWIFT PPS TaskManager IntegrationManager Shareg ReportDesigner Core Banking Operations CIF TemplateReports NostroVostro SAFE Alerts Marketprod Accounting Business Intelligence Risk Management Profitability Analysis Sales Analysis Pocket PB &iAnywhere Sybase EP Anywhere Connect KIOSK Retail Treasury Facility Lending Trade Finance Assets Direct Invest Registrar BTS Sybase IQ

8. … 2 Tiers 3 Tiers N Tiers Java ... The Problem • Technology is changing quickly • Customers are becoming technology aware • Investments have been made • Systems have been implemented

9. Effort & Time • Risky • Costly • Difficult to sell • Divert company objectives • Other deficiencies • Leverage investment • Quicker Time to market • Other advantages • Leverage investment • Quicker Time to market • Tested functionality • Resource empowerment • One code version support • Other advantages The Solution? Application Rewrite Alternative 1 Migrate Alternative 2 Deploy Alternative 3

10. Appeon Overview • Bring the utility of your PowerBuilder applications to the Web in no time • Deploys client/server PowerBuilder applications into browser-based n-tier, Web-deployed production applications while retaining the complete functionality of the original application

11. Appeon Overview • Appeon is a Web-enabling extension to PowerBuilder IDE • The conversion process is automatic, configurable and self-contained • Appeon Developer extends the PowerBuilder IDE, it scans and analyzes PowerBuilder applications, generates Web files, previews the Web application in a browser interface, and deploys the Web application to Appeon Server. • Appeon Server manages database connections and security, and provides scalability and high availability to your applications • Appeon Server implements the run-time environment that delivers a PowerBuilder-style graphical user interface within Web browsers and provides complete DataWindow support

12. Appeon Overview • Appeon Server provides run-time services for the deployed Web application such as load balancing, database connectivity, transaction management, printing support, and Adobe Acrobat PDF and Microsoft Excel files from any DataWindow • Appeon Server provides a complete set of JavaScript functions that match client-side PowerScript statements and minimizes the need for page refresh • Appeon supports advanced programming model concepts like PowerBuilder’s window inheritance, event sequencing structure, and embedded SQL

13. APPEON PowerBuilder Appeon running PowerBuilder Objects

14. PowerBuilder APPEON Appeon running PowerBuilder Objects

15. APPEON PowerBuilder Appeon running PowerBuilder Objects

16. APPEON PowerBuilder Appeon running PowerBuilder Objects

17. APPEON PowerBuilder Appeon running PowerBuilder Objects

18. APPEON PowerBuilder Appeon running PowerBuilder Objects

19. Enterprise Portal Experience

20. EP Benefits • Advanced Security Framework • Personalization • Quicker time to market • Wireless access • Leverage existing investments • Increase operational efficiency • Performance & Scalability

21. Solution Overview • Customers can process their own transactions • Investment orders • Divestment orders • FX orders • Account transfers • Corporate financing • Consumer financing • Letter of credit • Letter of guarantee • Bills for collection • Restricted investments

22. Solution Overview • Customers can see their own portfolio position • Cash • Investment • The system provides the user with a • Drill down Facility up to the transaction level • Click across facility

23. Solution Overview • Global Portfolio Position

24. Solution Overview • Portfolio Position – Drill Down

25. Solution Overview • Account Statement – Click Across

26. The Bottom Line • Technology enabler: • EP provides the features that are required to Enterprise Portal and web based solution • Leverage your investment: • EP can leverage your investment through the use of existing skills and application code • Quick time to Market: • Weeks versus Months • Do Not Reinvent the Wheel • Use the EP framework • Make use of the benefits at all levels (Security, Personalization, Wireless access , Performance & Scalability, etc..)

27. Mobile Banking Solution- eBIS*Anywhere

28. Product Snapshot • What is eBIS*Anywhere? • A solution that empowers banks to provide mobile financial services to its: • Customers • Investors • Bank employees • Relationship officers • Private bankers • Personal bankers • Customer Sales Representatives • Anytime….Anywhere….Anyplace….

29. Product Snapshot • What does it provide? • Full Featured m-banking solution • Ideal for mobile environments • Easy to use, easy to administer • Unmatched reliability and power • Performance • Functionality • Data publishing • Transaction processing • Order management

30. Product Snapshot • Functionality • Ideal for mobile users • Customers or investors can: • See their own data • Process their own transactions • Bank Relationship officers can: • See their relevant customer’s data • process their relevant customer’s transactions

31. Product Snapshot • Functionality • Alerts & messaging • Data publishing • Investment overview • Investment by country • Investment by sector • Investors by country • Investors by sector • Etc…

32. Product Snapshot • Functionality • Transaction processing • Investment orders • Divestment orders • FX orders • Account transfers • Other transactions

33. Product Snapshot • Additional Functionality (Sep.2004) • Request management processing • Corporate financing • Consumer financing • Letter of credit • Letter of guarantee • Bills • Restricted investments • Other transactions

34. Product Snapshot • Technology Infrastructure • Windows CE / PocketPC • Pocket PowerBuilder • iAnywhere • Mobilink (Synchronization via GSM, GPRS, etc…) • ASA / ASE

35. Product Snapshot • Technological Advantages • Availability: Allows for offline access to important data • Security (No flat files) • Economical (Connect, Synchronize, Disconnect) • Efficient (mobile users will always be able to be supported remotely) • Performance (Faster)

36. eBIS*Anywhere Application On the Pocket PC Pocket PowerBuilder Deployment Libraries Sybase Mobilink eBIS*Anywhere Database (iAnywhere ) eBIS*Anywhere Server Database (ASA or ASE) SAFE In the Bank HOST SYSTEM Front Office Deposits Investments Other Loans Trade Finance Treasury Core Banking System Solution Architecture Integration Middleware

37. eBIS*Anywhere ASA ML Solution Architecture eBIS*Anywhere Pocket Powerbuilder Application MobiLink eBIS*Anywhere Consolidated Database ASA Pocket PowerBuilder VM TCP/IP HTTP HTTPS ActiveSync (wired or wireless)

38. Solution Architecture

39. Required functionality • Pocket PowerBuilder • Right-To-Left functionality support • Support for other platforms (like Palm OS) • Enterprise Portal • Right-To-Left functionality support • Comprehensive support of PowerBuilder objects

40. Success Story • FIIB Bahrain, June 2003 • Investment bank with subsidiaries in London & Atlanta • Managing in excess of US$8 billions • Offering private equity placements • 40 Users distributed between pocket PC & laptop

41. Product Demonstration

42. The Bottom Line • Technology enabler • Migrate your PowerBuilder application to the WEB using Appeon • EP provides the features that are required to Enterprise Portal and web based solution • Pocket PowerBuilder provides the features that are required to develop smart client applications • Leverage your investment • Using Appeon PowerBuilder applications can now be migrated to the WEB at minimal cost with no rewrite • EP can leverage your investment through the use of existing skills and application code • PowerBuilder users can use their existing skills and application code to develop Windows CE applications • Quick time to Market • Weeks versus Months and Years

43. The Bottom Line • Extend your application with a multi-delivery channel platform Information can be collected from a mobile user through Pocket PowerBuilder, Internet User through Enterprise Portal & Appeon

44. Q&A