FMG INSURANCE BROKERS LTD

1. FMG INSURANCE BROKERS LTD PROPOSAL FOR INSURANCE BROKERAGE SERVICES FOR YOUR ORGANISATION

2. APPLICATION FOR APPOINTMENT AS INSURANCE BROKERS/CONSULTANTS We are pleased to introduce FMG Insurance Brokers Limited to your esteemed organization for considered and appointment as insurance brokers/consultants to YOUR ORGANISATION FMGIB is a duly registered and licensed wholly Nigerian owned Insurance Brokerage firm run by seasoned professionals with its headquarters in Abuja, Nigeria. FMGIB services the entire gamut of the Insurance business and it’s a reliable and service oriented risk management consultant. Weare familiar with the industry and are able to give more informed assessment of the security and services provided by Underwriters. We are also able to provide technical advice and assessment of the clients risk profile and determine the cover they require. The brokers’ duty also includes the processing of claims and ensuring prompt settlement. We are able to reduce insurance budget without sacrificing adequacy of coverage. Our services are free to the insured as the insurers traditionally pay the brokers commission. We Present below the following required documents confirming our compliance to the Federal Government of Nigeria/NAICOM directives and requirement for the operation of Insurance Brokerage business in Nigeria labeled as Appendix I-VIII .

3. APPENDAGES EVIDENCING STATUTORY COMPLIANCES • Evidence that Our head office is located at TY Danjuma Foundation Building Plot 2015 Oda Crescent Off Dar Es Salaam Street Wuse 11 Abuja Appendex I • Original Certified True Copy of the Certificate of Incorporation obtained from the Corporate Affairs Commission of the Company’s Certificate of Registration. Increase in Share Capital from N5M to N10M and NAICOM approval of change of name from Ayo Randle to FMG Insurance Brokers Ltd Appendix II • Original Certified True copy by NAICON, NCRIB and Certification of CEO by NCRIB of the Company’s current License to operate as an Insurance company Appendix III • Company’s Published Audited Accounts for the years ended 2012, 2011, 2010 • Appendix IV • Certified true copy by the Federal Inland Revenue Services of three years Tax Clearance Certificate and Current VAT Registration and Auditors Certification Oath Appendix V • Evidence that we are compliant with the Pensions Reform Act of 2004, we have Group life Insurance for our Staff and professional indemnity cover of N500,000,000.00 • Appendix VI • Evidence of CEO’s attestation of Staff, Profile of Management Staff of the company with their Insurance working experience & workmen compensation insurance Appendix VII • A profile of the Board and Management Staff of the Company with its Organogram Appendix IX

4. OUR HEAD OFFICE (Appendix I) Our head office is located at TY Danjuma Foundation Building Plot 2015 Oda Crescent Off Dar Es Salaam Street Wuse 11 Abuja REGISTERED CORPORATE HEADQUARTERS: 2ND FLOOR, TY DANJUMA FOUNDATION BUILDING, PLOT 2015, ODA CRESCENT, OFF DAR ES SALAAM STREET, WUSE II, ABUJA. PHONE NUMBERS: 09-781663 ; +234 70 34 85 10 10 OR +234 80 52 55 10 00 WEB ADDRESS: www.fmginsurancebrokers.com

5. INCORPORATION (Appendix II) Original Certified True Copy by the Corporate Affairs Commission of FMG Insurance Brokers Ltd. CERTIFICATE CAPITAL INCREASE CHANGE OF NAME APPROVAL It was incorporated on the 16th of October 1990 It was bought over re-engineered and repositioned, with share capital increased from N5m to N10m with its name changed to FMG Insurance Brokers Ltd to enable her provide more competitive service delivery from 2010

6. CURRENT NAICOM & NCRIB CERTIFICATE AND CEO’S CERTIFICATION (Appendix III) Original Certified True Copy NAICOM and NCRIBate Certificate and Certification of the Company’s CEO 2014 NICOM Certificate 2014 NCRIB Membership Certificate Certification of CEO by NCRIB

7. Company’s Published Audited Accounts for the years ended 2012, 2011, 2010 AUDITED ACCOUNTS (Appendix IV) 2010 Account 2012 Account 2011 Account

8. TAX COMPLIANCE (Appendix V) Certified True Copy by the Federal Inland Revenue Services of three years Tax Clearance Certificate, Current VAT Registration as well as Auditors certification of our Account Tax Clearance VAT Registration Auditors Certification

9. REGULATORY COMPLIANCE (Appendix VI) We are compliant with Pencom, Have Group Life Insurance for our Staff and Professional Indemnity cover of N500,000,000.00 Staff Group Life Insurance Professional Indemnity Nat. Pension Commission

10. REGULATORY COMPLIANCE (Appendix VII) We are compliant with ITF and Fin Reporting Council registration as required 2014 ITF Receipt ITF Contribution 2014 Fin Reporting Receipt Fin. Reporting Council

11. REGULATORY COMPLIANCE (Appendix VII) We are compliant with NSITF, DPR, andNIPEX registration for companies operating in the Oil sector DPR Certification NIPEX Compliant NSITF Registration

12. CEO ATTESTATION OF STAFF (Appendix VII) CEO attestation of Staff Strength and locational Address. Mgt Staff of the company with their years of Insurance working experience

13. BOARD OF DIRECTORS We have enhanced the capacity of management and our board of Directors bringing leaders with versed experience in Insurance, Banking and Risk management locally and internationally. Mr. FalowoOlukayodeAkintunde(Chairman) Mr. KayodeFalowo, a BSc. (Hons) Agricultural Engineering and MBA degrees holder and Diploma certificate holder in Information Management with over twenty-five years of working experience.  Kayode is currently the Chief Executive Officer of Greenwich, one of the leading Investment and Trust companies in Nigeria. He is a distinguished Fellow of the Chartered Institute of Stockbrokers and a Member of the Nigerian Institute of Management, the Institute of Management Consultants, Nigerian Society of Engineers, Certified Pension Institute of Nigeria, and Nigerian-British Chamber of Commerce and Nigerian-Indian Chamber of Commerce. He is also a member of the Presidential Advisory Committee on the Nigerian Capital Market.

14. BOARD OF DIRECTORS Olorogun Francis Okumagba (Executive Vice Chairman)Olorogun Francis Okumagba holds a Bachelor of Science Degree and Masters Degree in Business Administration from the University of Benin. He worked in various capacities with Ecobank, City Express Bank, Equatorial Trust Bank and Universal Trust Bank before joining Oceanic Bank where he rose to become an Executive Director.Francis Okumagba is an alumnus of the prestigious Lagos Business School now Pan African University and Cranefield School of Management, UK. He is a Licensed Agent with Insurance council of Alberta Canada, Member of the Chartered Institute of Bankers of Nigeria, fellow of the Nigerian Institute of Credit Administration and Nigerian Certified Institute of Pension Managers. He is also an investment adviser with World Financial Group of Canada. Mr. Busari Oyebanji (CEO/ Technical ACII, ACIIN, DIP.)Mr. Busari Oyebanji has over 28 Years experience in the Insurance Industry that cut across the Insurance, Underwriting, Broking, Marketing Reinsurance and Management. He started his insurance career with Nigerian General Insurance Co. Plc.. He later served with Viva Insurance Brokers as the Managing Director. He worked briefly with Philex Insurance Brokers before joining Financial Assurance Company Ltd. Before joining the present company, he was the Deputy General Manager (Operations) of Shepherds Insurance Brokers. He has attended several courses in Nigeria and Overseas.

15. BOARD OF DIRECTORS…Cont’d Teddy OmusiOkumakube Mr. Teddy Okumakube is BGL Plc’s Group Chief Marketing Officer. Prior to this, he was the Executive Director, (North and South) of BGL Securities Limited. He holds a Bachelor of Science (B.Sc) degree in Economics and a Masters Degree in Business Administration. He has over eighteen years of work experience in the Financial Services sector, spanning Auditing and Investigation, Accounting and Tax Consulting, Corporate and Structured Finance, Investment Management and Advisory, Public Sector Advisory, Project Finance/Management and Business Development. Prior to joining BGL, he worked with D.O. Dafinone & Co. (now DafinoneHowarth) a firm of Chartered Accountants where he rose to the position of an Audit Manager. Teddy has attended several local and international courses, seminars and conferences including courses on Oil, Gas and Power Project Finance, Investment Fund Strategy, Financial Analysis for Investment Advice, Personal Effectiveness and Performance Enhancement, and the Conference of International Fund Managers. He is an Associate Member of the Institute of Chartered Accountants of Nigeria and the Chartered Institute of Taxation of Nigeria, and is currently a member of the board of directors of Kings Crown Business School, a Professional Training Institute, as well as a director of JKK Plc.

16. MANAGEMENT Mr. Busari Oyebanji (CEO/ Technical ACII, ACIIN, DIP.)Mr. Busari Oyebanji has over 28 Years experience in the Insurance Industry that cut across the Insurance, Underwriting, Broking, Marketing Reinsurance and Management. He started his insurance career with Nigerian General Insurance Co. Plc.. He later served with Viva Insurance Brokers as the Managing Director. He worked briefly with Philex Insurance Brokers before joining Financial Assurance Company Ltd. Before joining the present company, he was the Deputy General Manager (Operations) of Shepherds Insurance Brokers. He has attended several courses in Nigeria and Overseas. Mr. Romanus Enahoro (Executive Director - Technical) Mr. Romanus Enahoro is a 1984 graduate of Business Administration from University of Benin, Benin City. As a young graduate, he started his Insurance career in Nigeria Reinsurance Corporation in Oil and Gas department. He has worked in the Insurance Industry and has vast experience in both Underwriting and reinsurance of Oil and Gas business. He attended several courses both locally and internationally. He is presently our Executive Director Technical.He is happily married with children.

17. MANAGEMENT Cont’d Mr Daniel Tosin Pat-Oghonemu, Executive Director Operations ACII, ACNIM, MBA, BSC Mr. Daniel Pat-Oghonemu has over 23 Years experience in the Insurance Industry that cut across the Insurance Broking and Underwriting in Nigeria. Dan started his Insurance Career in the 1987 with the Former Summit Insurance Company Limited Now Staco Assurance Plc where he had greater part of his training as an Underwriter, Claims administrator and Reinsurance Management. After a decade with Summit, he left for Minet Nigeria Ltd (Incorporated Insurance Brokers) as Head of Operations overseeing General Broking, Business Development and Accounts functions He left Minet to Join Oceanic Bank International Plc and Co-founded Oceanic Insurance Company Ltd in may 2006 and became the Assistant General Manager overseeing the Risk Management Group of the Company and left in 2010 as the Deputy General manager to Join Ayo Randle. Dan brings to Ayo Randle Insurance his wealth of experience in Risk Management Services, Claims Administration and negotiation and Customer Service. He has attended several Courses both in Nigeria and Overseas. Mrs.OhwonighoGomina– (Company Secretary)She holds a Bachelor of Laws Degree(LLB) from Ambrose Alli University, Ekpoma and was called to the Nigeria Bar in 2008.She has worked in various law firms and was fully into legal practice, especially litigation. She is a member of the Association of Negotiators and Mediators.She is currently the company secretary.

18. MANAGEMENT Cont’d Toyin Ekpenga(ED Marketing/Zonal Coordinator) Mrs. Toyin Ekpengais a Business Administration graduate from AkwaIbom State Polytechnic. She is an Associate member of Chartered Insurance Institute of Nigeria. Her insurance practice started as far back as 1987 with Fidelity Bond of Nigeria. She has since worked in the Insurance Industry both as an underwriter as well as a broker. She has a good handle on both life and Non-Life Insurance businesses.  She is happily married with children. Frank EhikioyaAburime (Accountant) He holds a degree in Accounting and Finance from Edo State University, Ekpoma, Edo State.He began his banking career in 1997 and prior to his appointment as Accountant for FMG Insurance Brokers Limited, Frank acquired management experience in various banks including Equatorial Trust Bank Ltd, Continental Trust Bank Limited (now UBA), First Inland Bank Plc (now FCMB), and Fortis Micro Finance Bank Plc Frank is a composite banker with over thirteen (13) years of cumulative experience in both commercial and micro finance banking. He has attended courses in banking operations, advance credit, cash management, fraud prevention and micro credit. His interest is in reading, music and soccer. Frank Aburime is married with kids.

19. ORGANISATIONAL STRUCTURE An abridged version of our organogram is enclosed “Appendix. 11I” showing the structure of our organization with an indication of the key professional/management staff. Attached to the organogram and marked as “Appendix 111” The key Management staff showing their Insurance experience and skills. are: Olorogun Francis Okumagba (Executive Vice Chairman) Ex Executive Director with Oceanic Bank with over 26 year experience in Banking ,Pension, Insurance and Investments. Mr. Busari Oyebanji (CEO/ Technical ACII, ACIIN, DIP.)Mr. Busari Oyebanji has over 28 Years experience in the Insurance. Mr. Romanus Enahoro (Executive Director - Technical) Has over 26 years experience in the Insurance Industry Mr. Daniel Oghonemu (Executive Director - Operations) Has over 23 Years experience in the Insurance Industry that cut across the Insurance Broking and Underwriting in Nigeria. An experienced investment BankerToyin Ekpenga (ED Marketing/Zonal Coordinator) Has over 25 years in InsuranceMr. Frank Aburime (Head Account & Admin.) Mrs.Ohwonigho Gomina – (Company Secretary)

20. ORGANIZATIONAL STRUCTURE (Appendix VIII) BOARD OF DIRECTORS (FRANCIS) CEO (BUSARI) SECRETARY FELIX ED. MKTING/BUS. DEV (TOYIN) ED. TECHNICAL (MR. EKPENGA) ED. OPERATIONS (DANIEL) ACCOUNTANT (FRANK) LEGAL (GOMINA) EMIKE CHRIS PETER YINKA EMMA AUDU PUBLIC SECTOR (VOKE) PRIVATE SECTOR (BUKOLA) DENNIS ZONAL OFFICE, WEST (EJIRO) ZONAL OFFICES SOUTH & EAST (MOBO) ZONAL OFFICE NORTH (REGINA) SHEU JITE ALEX BRUME EDIRIN JOESPH CHRISTOPHER

21. OUR RESOURCES AND PROCESSES • FMGIB’s processes are driven by its state of the Technology to engender prompt responses in qualitative service delivery to our esteemed customers that ensures effective data management and storage. • We evaluate Insurance Cover required and compare it to existing arrangement to identify cover weaknesses and premium wastage through Risk Survey Reports. • Undertake Risk Management Surveys to ensure potential hazards both insurable and uninsurable risks are identified and managed. • Provide risk profiling methodology to ensure that risks are prioritized and managed. • Carry out asset identification and revaluation to ensure claims are not disputed. • Offer the highest technical training on Complex Risks for our client’s staff locally and internationally.

22. OUR RESOURCES AND PROCESSES • Provide forensic analysis of any event for future risk management and appreciation of what causes loss to Clients. • To use our existing Professional competence in Insurance to aid our laterally thinking underwriters. • FMGIB collaborates with foreign partners as the main route to International market for the placement of your major risks that require overseas placement. • We have a formidable research Unit that comes up with innovative products to soothe the peculiar needs of our clients. Also, the unit will research into issues like Regulations.

23. TRANSACTIONAL ROLE • TRANSACTIONAL ROLE • Obtaining quotations /indications from underwriters. • Negotiation of rates and terms and conditions of the slip and policy document. • Placement of risks with the reputable underwriters and reinsurance arrangement both locally and internationally (where required) • Interpretation of policy document and assessment of any ambiguity. • Efficient handling and processing of claims on behalf of our clients with underwriters to ensure prompt and equitable settlement of claims. • Risk management coordination and facilitation. • Administration and general servicing – forward certificates/ documents timely, respond to queries and instructions, meeting and carry out review with clients. • PARTNERSHIP: • FMGIB has partnered with the top Insurance and Health management Companies and has established Service Level agreement with them for effective service delivery and promptness in Claims settlement when the need arises. • We have developed strong relationship with niche technology driven partner, to provide our customers with smooth and effective services. • FMGIB is presently engaging Foreign Partners for a further wide spread of huge Risk.

24. OUR VALUE PROPOSITION • OUR VALUE PROPOSITION • Our services at FMGIB are free with no extra cost to our clients. • We achieve savings for you, through insurance audit and help you understand the technicalities of Insurance which you may not know. • We give relevant risk management advice, keep the client abreast of development in the industry and arrange insurance cover at competitive rate for clients. • Our understanding of Insurance contracts documented in insurance policy with technicalities, are well explained and, highlighted by us to protect clients’ interest. • Our understanding contract and influence in the Insurance industry as well as the financial system put us in an advantageous position to know the best Insurance companies to place certain risk taking into account the handling of past claims, financial strength, service delivery and capacity etc.

25. INSURANCE POLICIES AND RELEVANT INFORMATION FIRE AND SPECIAL PERILS This policy protects and provides indemnity against loss or material damage to your properties – Buildings, Contents, Furniture, Fixtures, Fittings, Plants, Machinery, Equipment and Stock, by fire, lightning, explosion, Tornado, Flood, Bush-fire and Civil commotion, aircraft damage, earthquake impact, malicious damage, bursting and overflowing of water tanks, etc. CONSEQUENTIAL LOSS Fire and special perils, as mentioned above, compensate for material damage and offer nothing for loss of income. Therefore, consequential loss insurance provides indemnity against loss of profit due to reduction in turnover, increase in cost of working, and loss in wages following business interruption consequent upon fire, lighting, explosion, aircraft damage etc. BURGLARY Due to increase in crime wave and constant increase in the price of office equipment, this policy is of immense important. The policy provides indemnity against loss of or damage to your properties, contents, stocks, furniture, fittings and equipments from your premises through violent and forcible entry into or out of your premises by thieves.

26. INSURANCE POLICIES AND RELEVANT INFORMATION Cont’d HOUSEOWNERS/HOUSEHOLDERS COMPREHENSIVE INSURANCE This policy protects and provides indemnity against loss or damages to your buildings and their contents by fire, lighting, thunder-bolt, subterranean fire, explosion, riot and strike, earthquake, volcanic eruption, tornado, aircraft or other aerial devices or articles dropped thereof, bursting and overflowing of water tank, theft through actual forcible and violent entry into or out of the building or attempt by thieves. GROUP PERSONAL ACCIDENT This policy provides compensation to your staff consequent upon an accident resulting in death, permanent disablement, total/temporary disablement and medical expenses while in employment. There is a volume discount of 15-20% where staff over 20 are covered. The Group Personal Accident is designed to serve as incentive for boosting the insured employee’s moral and output. Group Personal Accidents as 24 hour coverage is limited to an agreed sum. WORKMEN COMPENSATION This policy is compulsory as stipulated by the Workmen’s Compensation Decree Number 17 of 1987. An employer of labour is required by the above mentioned decree to take up an Insurance Cover in respect of his employees who may be injured or dead in the course of performance of his/her job.

27. INSURANCE POLICIES AND RELEVANT INFORMATION Cont’d FIDELITY GUARANTEE INSURANCE This is a policy covering acts of fraud or any dishonesty. It is therefore highly recommended to any employer who has some principal officers in sensitive positions. These includes; Cashiers, Accountant, Storekeepers and Account Clerks and other category of employees who handles cash in the course of their duty. MONEY INSURANCE This policy indemnifies the insured against the loss of money and damage to safe while in transit from the insured’s premises to the bank or from the bank to the insured premises during business hours, money in a securely locked safe or strong-room at the insured’s premises not exceeding 24 hours or overnight. This policy is highly recommended to any employer who needs cash periodically to meet staff wages and petty cash expenses. GOODS-IN-TRANSIT This policy indemnity against any loss or damage to insured’s goods conveyed in their own or hired vehicles from the time of dispatch until arrival at destination. MARINE INSURANCE This policy is further divided into Marine Hull and Marine Cargo. Marine Insurance Policy (Cargo) compensates the insured for any loss or damage he sustains in respect of his goods during a marine adventure. The policy covers all marine risks. The marine Hull is a policy in respect of the vessel itself. It compensates the insured for any loss or damage to the vessel. The Marine Policy (Cargo) is an inevitable requirement for all importers of goods into Nigeria, as Import regulations do not allow for insurance taken in foreign countries.

28. INSURANCE POLICIES AND RELEVANT INFORMATION PROFESSIONAL INDEMNITY INSURANCE This policy’s aim is to protect a professional person against his legal liability towards third parties for injury, loss or damage arising from his own professional negligence or that of his employees, doctors, accountants, engineers, builders, planners and a whole range of others do things that result in others suffering a loss. This policy therefore, compensates the insured up to the stated limit. CREDIT BOND This is a guarantee policy. It is a guarantee by an insurance company, using an insurance instrument, to a person or body giving out loan to another, that the loan will be re-paid at the stipulated time. For example, a person intending to carry out a job might not have the immediate cash to start the project and asks for loan from a body or finance organization. As a form of security, the Finance House might insist on adequate collateral or in the alternative, a credit bond from Insurance Company. The bond is therefore, a guarantee by the insurance company that the loan will be repaid either from the borrower who received the money, or from the insurance company giving the guarantee. PERFORMANCE BOND Government departments, Incorporated Organization or even individuals, who are in the award of contracts, ask a contractor to produce a performance bond. The performance bond is a form of guarantee by the issuing house that contractor will perform according to the terms and conditions of the tract.

29. INSURANCE POLICIES AND RELEVANT INFORMATION Cont’d CUSTOM BOND Custom bond insurance policy compensates the insured for sums he may become liable to pay to the Department of Customs and Excise for failure to pay duties either as a Custom Agent or a manufacturer of excisable goods. MOTOR COMPREHENSIVE INSURANCE Motor insurance is compulsory for all vehicle owners. The Motor Comprehensive insurance policy protects the insured against loss or damage to the vehicle as a result of Accident, Fire Theft, legal liability to third parties including passengers and medical expenses for injury to the occupants of the car. The premium for all classes of Motor Insurance is standardized PUBLIC LIABILITY This policy is not compulsory but very essential and should be seen as an indispensable working tool. It provides indemnity to the insured against his legal liability to third parties for death, bodily injury or damage to property arising in connection with the insured’s business in any premises owned, rented or occupied by the insured. We shall ensure that all possible extensions are included. PRODUCT LIABILITY It is not impossible to include the risks covered by this policy under the public liability insurance. However, it could be arranged separately. The intention of this policy is to compensate the insured for the damage he has to pay to a person who suffers a loss or damage to his person or property as a result of defects in a product consumed. The liability arising from products is not limited only to the manufacturer. The wholesaler and retailer could equally be liable to the victim where the manufacturer can be traced. This policy is therefore vital to any person or organization who deals in all types of products.

30. INSURANCE POLICIES AND RELEVANT INFORMATION Cont’d This policy is therefore vital to any person or organization who deals in all types of products. PRODUCT GUARANTEE As already discussed, the products liability insurance intends to compensate for loss or damage suffered as a result of defects in products, but does not for the failure of a product to fulfill its intended purpose. The products guarantee insurance therefore protects the insured against his liability arising from failure of a product to fulfill its intended use. CREDIT INSURANCE A manufacturer, wholesaler or retailer who sells goods on credits basis exposes himself to a high level of risk as the buyer may default in paying for the goods already sold and delivered to him. Such default may be as a result of insolvency, political reasons or to any forms of monetary restrictions. Credit insurance is therefore designed to cover such situations. GROUP LIFE AND PENSION The Group Life is a compulsory package for all employers of labour to effect on the employees, a minimum of 3times Total Annual Emolument as the Total Sum Assured to take care of the dependants should any of the employees die before normal retirement. The purchase of Group Life and Pension is therefore an inevitable package for any employer who wants to retain and enjoy the unfledged loyalty and devotion of his members of staff. The scheme ensures that the employee goes home with a defined level of benefit either at withdrawal, before normal retirement and at normal retirement. The benefit goes to his dependants should he die before normal retirement. The method of arrangement is a complicated piece which cannot be fully discussed in a short proposal such as this. Our booklets on this shall be made available as soon as request is made.

31. INSURANCE POLICIES AND RELEVANT INFORMATION Cont’d DIRECTORS AND OFFICER LIABILITY INSURANCE As a result of the increasing sophistication in the management of labour and other productive resources, directors are becoming more and more exposed to acts and omissions which lead to litigation and eventually into legal liability. Such acts and omissions include publication of annual and financial statements. The aim of this policy therefore, is to protect a director or officer against his legal liability to third parties arising from his official functions. We shall work closely with any person or body that is interested in this policy to ensure that his liabilities are well covered. LEGAL EXPENSES INSURANCE The aim of legal expenses insurance is basically to provide reimbursement for cost and expenses arising out of the need to seek legal advice or to pursue or defend a civil action. The cover is therefore, very essential to an organization or person who may face an over increasing possibility of legal actions. The policy equally plays an important role when there are statutory restrictions on the indemnity provided by the directors liability insurance.

32. i –S k i l l K N O W L E D G E M A N A G E M E N T LIST OF SOME OF OUR MAJOR CLIENTS List of verifiable evidence of similar policies being managed

33. Federal Mortgage Bank of Nigeria • Niger Delta Power Holding Ltd • Ministry of Communications and its Agencies • I-Skill Knowledge Management Ltd • Society Against Prostitution and Child • labour in Nigeria • RTS Prestige Cabs • Nigerian Police • Onida Development Ltd • Babajizo & Co. • Ayoola Peters & Co. • Bravel Investment Ltd • Novel Solutions Ltd • Church of Divine Mercy Incorporated Head of Service of the Federation NNPC Oil & Aviation NNPC Non Oil Central Bank of Nigeria Nigerian Prisons Bureau of Public Enterprise Ministry of Foreign Affairs Ministry of Water Resources Federal Character Commission Revenue Mobilization and Fiscal Allocation Commission BGL Plc MINT Supol Etsu Abdul LIST OF SOME OF OUR CLIENTS List of verifiable evidence of similar policies being managed

34. LIST OF IN-COUNTRY REGISTERED OFFICE ADDRESSES: Head Office FMG Insurance Brokers Ltd T.Y. Danjuma Foundation Building (2nd floor) Plot 2015, Oda Crescent, Off Dar Es Salaam StreetSame Street with Open University Wuse 11, Abuja Zonal Offices LAGOSSuite 9, Block A2-1, Sura Shopping Complex Simpson Street, Lagos PORTHARCOURT:34 / 36 Shell Location Road Off Elelenwo, PortHarcourt. ABA: 13, Udenwala Street World Bank Housing Estate, Aba.

35. CONTACT INFORMATION • Corporate Address: T.Y. Danjuma Foundation Building (2nd floor)Plot 2015, Oda Crescent, Off Dar Es Salaam Street Same Street with Open University • Wuse 11, Abuja • Telephone: 234-9-783-853 • Company Type: Private Company • Banker: UBA & Access Bank Plc • Legal Adviser: Okpoko & Partners • Auditor: Femi Bobade & Co (Chartered Accountant) • Key Contact Persons Francis Okumagba (0805-255-1000) Toyin Ekpenga(0812-335-8784) • Web Address: www.fmginsurancebrokers.com