1 / 12

Discover Financial Services – Global Acceptance Footprint

Discover Financial Services – Global Acceptance Footprint. Third largest global card acceptance network (1) Complementary networks with strong global presence Operates in over 185 countries / territories (2) Over 850,000 ATMs in more than 100 countries. North America 8,900,000. EMEA

amara
Download Presentation

Discover Financial Services – Global Acceptance Footprint

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. Discover Financial Services – Global Acceptance Footprint • Third largest global card acceptance network(1) • Complementary networks with strong global presence • Operates in over 185 countries / territories(2) • Over 850,000 ATMs in more than 100 countries North America 8,900,000 EMEA 2,200,000 Asia Pacific 7,100,000 Latin America 3,100,000 Total Merchant Locations 21,300,000(3) (4) • The Nilson Report, #989, March 2012. • The map denotes countries or territories with transactional activity in the last year. • Total reflects the number of merchant outlets that accept one or more card brands through May 2012. • Estimated enablement of RuPay, year-end 2012 1

  2. Confidential & Proprietary Discover® Mobile Opportunities ©2011 Discover Financial Services LLC Confidential & Proprietary 2

  3. Everyone is getting into payments Key ecosystems are migrating services, impacting the payments model, as we know it. Traditional Payments Mobile AT&T Visa Square Verizon Wells Fargo PayPal Discover ® Roam Data Apriva Motorola American Express Mastercard Intuit Bank of America Clairmail Vivo Tech Nokia Citi First Data mFoundry Verifone Chase Emerging Commerce Amazon Target Walmart Bing Apple The Home Depot Office Depot Facebook Old Navy foursquare shopkick Ace Hardware Best Buy Lowe’s Social Media & Online Advertising Traditional Retail & eTail

  4. Confidential & Proprietary Strong and growing partnership foundation – Discover is ready Cloud (software-based) B2C B2B MP NFC / EMV (hardware-based)

  5. Confidential & Proprietary There are too many choices ? ? ? • Which shopping channels? • Store • Online • Mobile web • App • Facebook • What device? • Samsung Nexus S 4G • BlackBerry 9900 • iPhone • How to identify myself? • Card • PIN • Phone # • Fingerprint • What POS? • Traditional • Portable • Customer-based mobile • What form factor? • Mag stripe card • EMV • NFC • Barcode / QR • Empty hand • Which data storage location? • Merchant • Third party • Device • Cloud

  6. Two Helpful Resources For You Objective Create awareness on how Discover can help small businesses grow Give them tools they need to differentiate themselves in the market Detailed instructions and tools to succeed Facebook Guidelines, facts and helpful hints How to set up your business’ facebook QR Codes What is a QR Code How to get and use a QR Code How a QR code can help a small merchant 6

  7. Confidential & Proprietary What is a Mobile Wallet? A mobile wallet is a digital container for payment credentials and value-added content and services, delivered via a mobile device. Mobile wallet implementations vary, but may include the following components: Payment credential (multiple forms) with singular or multiple accounts Membership andloyalty programs Personalized, location-specificcoupons, rewards and content Ticketing for sports andentertainment venues Spend tracking and otherfinancial management tools

  8. Confidential & Proprietary Discover® Mobile Wallet Pilot • Payments made leveraging Discover® Zip technology • Value added features • Merchant Offers (60% of U.S. Smartphone users shop on-line before going in-store to buy4) • Transfer funds and redeem rewards • 66% of 103.5mm U.S. Smartphone users willing to use it as a digital wallet1 • 79% are interested in mobile coupons2 • 59% use it to shop while in-store3 1 – KPMG International’s 5th Annual Consumers and Convergence survey 2 – Comscore, December 2011 3 – Insight Express Study 2011 4 – Cisco International Study, February 2012

  9. Confidential & Proprietary FPO FPO FPO FPO Applications & Solutions • Discover® Offers Browse Offers View Offer Redeem Offer *Merchants identified above are for demonstration purpose only, and may not participate in the Discover Marketing Platform.

  10. Confidential & Proprietary Form Factors Online Security Platforms & Services Micro SD Embedded NFC SecureKey Acculynk PIN pad ProtectBuy / 3D Secure P2P iPhone Case 2D Barcode Sub-account Manager Sticker SIM Wrapper Mobile Wallet Powered by C-SAM Chips, Products & Security From Discover® Zip contactless and multiple form factors to TSM certification standards, we are investing in products and security that will give us the edge in mobile

  11. A roadmap of new payment options Mag Stripe Card-based transaction at existing terminal or mobile card reader Offsite Remote eCommerce or mCommerce (mobile web or mobile app) Onsite RemoteVirtual checkout: eCommerce transaction by way of mobile device at physical POS Proximity: no payment credentialCommunication of mobile device to reader, exchanging token instead of payment information Proximity: payment credentialSending payment information directly from payment device to reader (NFC) Google Wallet Amazon Aisle Buyer Starbucks PayPal Discover® Zip® PayPal Cimbal iPhone 5 Square Bill to Mobile Bluetooth Isis Nintendo Wii ( 11/18 ) Source: Market Platform Dynamics

  12. Confidential & Proprietary Thank You! DougKrinsky@Discover.com 410-998-9163 ©2012 Discover Financial Services LLC Confidential & Proprietary 12

More Related