The Wealth Cycle

1. The Wealth Cycle By Henry Chu Temple Master

2. Introduction • Wealth Cycle is the cycle of change for an individual’s personal wealth (miniature version of the I-Ching) • There are great insights to be learned from this perspective of life (i.e. spiritual evolution) • It is also important to note that it may take several lives to complete one cycle, thus a person will reincarnate into the a life that picks up from where he or she left off

3. Elements of Wealth Cycle • Extreme Poverty— • This is the state of lack • The individual do not even have the basic necessities of life • This is the bottom of the cycle • The individual is desperate and will do anything to acquire wealth (i.e. crime, prostitution, etc.) • This is the most difficult state to get out of (it may take many lives because of the negative karma)

4. Elements of Wealth Cycle • Regretful Exhortation— • This is the state of encouragement • This is a great breakthrough from the state of lack • The individual realizes the terrible falsehood of the state of lack (the negative cycle) • He or she has learned the lessons and begins to repent and stop the transgressions • This is the spiritual transformation that will lead a person away from poverty

5. Elements of Wealth Cycle • Diligence and Hardworking— • This is the state of gain • The individual is constantly focused on gaining and does everything to keep gaining • This is also the state where debts are paid • Never the less, the focus is so intense that everything else in life is place on hold

6. Elements of Wealth Cycle • Saving and Frugality— • This is the state of great gain • The individual begins to paid off all of the debts and begins to save • The person also learned to minimize spending so there is very little expenses or waste • At the same time, the person is still persistent in diligence so the income continues to flow in

7. Elements of Wealth Cycle • Great Prosperity— • This is the state of success • The person has amassed great wealth and has enough to live on for the rest of his or her life • This is also the state of fulfillment, which means he or she is satisfied (and no longer works as hard) • This is also the top of the cycle, which means it’s all down hill from here

8. Elements of Wealth Cycle • Extravagant Waste— • This is the state of leakage • Because there are so much excess, the person no longer values wealth and begins to squander • The person always buy the best brand and spent money on frivolous things • The pursue is on luxury and gratifications of pleasures

9. Elements of Wealth Cycle • Lustful Indulgence— • This is the state of transgressions • The person’s appetite for pleasure expands beyond socially acceptable bounds • The individual begins to venture into extreme forms of pleasure seeking and begins to participate in risky behaviors (alcohol, drugs, sex, gambling, etc.)

10. Elements of Wealth Cycle • Overwhelming Calamities— • This is the state of disaster • The risky behaviors progress to criminal behaviors as the person loses considerations for others (only focus on the gratification of his or her pleasures) • As the criminal behaviors begins to amass the individual may be able to paid some of it off • Finally, everything simply got out of hand and everything blows up

11. Elements of Wealth Cycle • Poverty (thus begins a new cycle) • This is the beginning of a new cycle • The person has lost everything and is in a state of terrible lack (may even lose his or her freedom) • This is the bottom of the cycle, which means the person is only begin to hit bottom • Once the bottom is reached then the new cycle really begins

12. Lessons to be Learned • Constant changing nature of life and that the Changes comes in sequential • It is very difficult to resist change • Physical manifestations always have spiritual components • Understanding the cycle means understanding where we are in life

13. Conclusion • Wealthy cycle is a miniature version of I-Ching (I-Ching has 64 states and the Wealth Cycle only has 8 states) • The insights of the Wealth Cycle can help us understand where we are in life • The duration of each state of the cycle may vary between people • Deviation is also possible (but rare)

14. Question