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Introduction

Introduction. to Bravo Insurance Group. Bravo Insurance Group 100 S. Rolling Meadow Dr. Wylie, TX 75098 972-767-7426 3/1/2011. Leadership. Who Is Bravo Insurance Group?. Marketers Of Insurance Needs For : Individuals Families Businesses Groups

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Introduction

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  1. Introduction to Bravo Insurance Group Bravo Insurance Group 100 S. Rolling Meadow Dr. Wylie, TX 75098 972-767-7426 3/1/2011

  2. Leadership

  3. Who Is Bravo Insurance Group? Marketers Of Insurance Needs For: • Individuals • Families • Businesses • Groups • Work with A or A+ rated carriers (Markel, Chartis, Us Health Group and National Union Fire) Experience: • Collective 35 years of marketing, insurance and sales Licensed States: 21 • AL, AR, AZ, CA, FL, GA, IL, IN, LA, MD, MI, MO, NC, NJ, NY, OH, PA, SC, TN, TX, VA

  4. Overview In order to determine the best needs of our clients, we ask a series of questions: • Review client’s needs • Identify potential problems • Present best possible solution • Explain coverage • Generate enrollment • Process billing (direct bill or bill to employer) • Issue plan • Maintain point of contact

  5. Plan Highlights Bravo Insurance is the marketing arm of several health plan providers: Here are 3 indemnity* plans we offer: • Homeland Health Care (2 options) • NowCare • PrimeCare • GetMed 360 • E-HealthStarr These providers carry guaranteed* issue plans: • Most conditions accepted • One cost for all • PPO / Provider benefits • Direct bill / or bill to employer *Indemnity: Stated dollar amount the provider must pay regardless of charge. *Guaranteed issue: No restrictions or health questionnaire.

  6. Plan Details HomeLand Health Care • NowCare Basic ($169 - $999) includes the following benefits on an indemnity basis: • Daily Hospital Benefit • Intensive Care • Doctor Office Visit • Emergency Room • $10,000 AD&D Benefit • Value Benefits include Generic Prescription Card $10 or 50% co-pay • $2,000 Accident Medical Benefit, Vision Discounts, Hearing Discounts and Direct Lab Program. States Not Available: AK, CA, CT, FL, KS, ME, MD, MA, MN, MT, NV, NH, NJ, NY, OH, OR, PR, SD, UT, VT, WA **There is a 12 month waiting period before benefits will be paid for medical services for Hospital Confinement, Surgery, Anesthesia and Critical Illness relating to a pre-existing condition

  7. Plan Details • Prime Care ($144 - $844) Association benefits include Limited Benefit Health Insurance • Daily hospital confinement • Provider office visits • Routine Wellness • DXL • up to $2,000 Accident Medical Expense • up to $10,000 Accidental Death & Dismemberment • NAC benefits, ConsultADoctor, Compass - Patient Advocacy, NVA Vision, $10,000 Mutual of Omaha Life and Premier Access. States Not Available: AK, CA, CT, DC, HI, ID, KS, ME, MA, MN, MT, NH, NJ, NM, NY, ND, OR, RI, SD, UT, VT, WA, WI **There is a 12 month waiting period before benefits will be paid for medical services for Hospital Confinement, Surgery, Anesthesia and Critical Illness relating to a pre-existing condition

  8. Plan Details Ehealth Starr ($204 - $849) • Emergency Room Benefit • Surgery & Anesthesia • Inpatient Hospital Benefit • Wellness Test Benefit • Diagnostic X-Ray & Lab • Mental Health • Doctor Office Visits (co-pay) • Substance Abuse Association Membership Discount Medical and Consumer Savings Benefits Include: Pharmacy, Medical Discounts, Tele-Doc, Vision, Dental, Hearing Wellness, And much more! **There is a 12 month waiting period before benefits will be paid for medical services for Hospital Confinement, Surgery, Anesthesia and Critical Illness relating to a pre-existing condition States Not Available: AK, CA, CO, CT, IN, KS, KY, ME, MD, MA, MN, MT, NV, NH, NJ, NY, NC, ND, OR, PR, RI, SD, UT, VT, WA, WY

  9. Plans Details Get Med 360 ($139 - $729) • Doctor Office Visits (Co-pay) / Wellness Visits • Hospital Confinement Benefit / Ambulance Benefit • Diagnostic, X-Ray, Laboratory Benefit • Surgical & Anesthesia Benefits • Emergency Room Benefit: $1,000 • Accidental Death & Dismemberment Benefit: $15,000 • Excess Accident Medical Expense Benefit: $5,000 • Guaranteed Issue Term Life Insurance: $10,000 • Critical Illness Insurance: $10,000 These features provided are designed to help you receive savings (in addition to the benefits listed above) on things like hospital stays, lab work, doctor visits, dental work, vision care, prescription drugs, hearing care and more! **There is a 6-12 month waiting period before benefits will be paid for medical services for Hospital Confinement, Surgery, Anesthesia and Critical Illness relating to a pre existing condition Plans available in TX, NC, PA and OH

  10. Additional Services • Guaranteed Issue Life Plan • Dental Indemnity Plans • Prescription Plans

  11. Q / A I can answer any questions you may have.

  12. Thank You • Thank you for watching! • Thank you for considering Bravo Insurance Group to be your health insurance provider for you or your company. Bravo Insurance Group 100 S. Rolling Meadow Dr. Wylie, TX 75098 972-767-7426

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