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Did the Insurance Company Make a Fair Offer?

This is a very common question, one we hear probably more often than any other question. You’ve been in a car wreck and the insurance company has offered you a settlement (often before you talk to an attorney) and you wonder if it’s a fair and reasonable offer. It may seem like a lot of money… it may seem like not nearly enough, but how can you know if it’s fair? And more importantly, how can you know if you’re leaving money on the table?

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Did the Insurance Company Make a Fair Offer?

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  1. Did the Insurance Company Make a Fair Offer?

  2. This is a very common question, one we hear probably more often than any other question. You’ve been in a car wreck and the insurance company has offered you a settlement (often before you talk to an attorney) and you wonder if it’s a fair and reasonable offer. It may seem like a lot of money… it may seem like not nearly enough, but how can you know if it’s fair? And more importantly, how can you know if you’re leaving money on the table? More often than not, if you haven’t spoken to an attorney and have them fighting for your rights, you are NOT going to get the insurance company’s best offer.

  3. Why would they give you their best right away? Out of the goodness of their hearts? Please. They are in business to make money which means giving YOU as little of it as they think they can get away with. Let’s unpack this a little further: Most insurance companies have a policy to make a low offer until you file a lawsuit The first offer is almost never the final offer, and most insurance companies won’t give you an actually reasonable offer until you have hired an attorney to represent you in your case and moved forward with legal action.

  4. The adjuster is not paid to help you figure out ALL of the damages you may be owed The adjuster’s job is to give you the least amount that they can. They aren’t going to take into account any missed time from work, out of pocket expenses, and other things that an experienced attorney can help you be fairly compensated for. Make sure an attorney reviews ALL of your case details to ensure you are getting the maximum available.

  5. Remember, even though that first number may at first seem to be a lot, you want to be absolutely sure it is enough to cover every expense you may have. Besides, if you were injured through no fault of your own, you deserve to be compensated for everything… medical expenses, missed time at work, damage to your vehicle, the reduced value of your now wrecked car, and more. An experienced car wreck lawyer will be able to guide you through this process and will help you make sure you receive every penny you are entitled to.

  6. Bill Hotz and Associates is your personal advocate for any type of personal injury case. Whether you need a knowledgeable "Knoxville personal injury lawyer", car wreck lawyer, nursing home neglect attorney, wrongful death lawyer, social security disability lawyer or even "truck accident attorneys in Knoxville", we will represent you aggressively and passionately. Contact us today for your free consultation by visiting http://www.askthecarwreckattorneys.com

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