Make the Right Choice by Understanding the Differences Between Dental Plans and Dental Insurance

1. Make the Right Choice by Understanding the Differences Between Dental Plans and Dental Insurance When it comes to dental treatment, many people have some form of cover, whether it be dental insurance or a discount dental plan. Many companies provide health insurance to their employees, which incorporates dental treatments. If you are not covered through your company, then you need to know the blatant differences between the two, so you ca make the right choice and take care of your teeth and gums with confidence moving forward. We have put together a list of what each of the options provides, enabling you to make an informed decision on how to proceed, while ensuring you maintain a healthy smile and preserve your natural teeth. Dental Insurance - Let's take a closer look at dental insurance first. With dental insurance, whether you take it out as an individual or you receive it through your company as a benefit, requires a monthly premium, which needs to be paid in order to enjoy the dental benefits dental insurance provides. If you are a member through

2. your employer, then chances are your employer will pay part of the monthly premium and you pay the balance. But if you are taking out insurance in your personal capacity, then you will be responsible for the full monthly premium, which can be quite expensive and not easy to work into your monthly budget. When it comes time to securing dental treatment, the insurance will either pay the amount in full or part thereof, depending on the agreement. You will need to pay the amount yourself and then claim from the insurance, which can be a long and drawn out process. Insurance companies have a waiting period which must be met before you can make your first claim, along with restrictions and limitations. They may not cover all treatments or they may only allow a maximum number of dental visits per year. This can be difficult when some basic treatments require more than one appointment with the dental professional/ Dental Plans - Now let's take a closer look at discount dental plans and how they can be beneficial to you. Dental plans also require you pay a monthly premium, though this premium is usually more affordable than insurance with individual rates starting from only $8.25 per month. Dental plans work very differently to dental insurance. When you join you are given a unique membership number. When you make an appointment with a dental professional from the providers approved panel, you give them your membership number. Once the treatment is completed and you are given your invoice to pay, you will be awarded a discounted price. In most cases, clients can expect savings in the region of fifty percent off routine dental check ups, for example. With dental plans there is no claims process, you pay a discounted rate on the day of treatment. There is no restrictions and no waiting period. When you join you have immediate access to discounted dental care at top dental professionals with the finest credentials. There are no restrictions or limitations, you can visit the dentist as often as you need to.

3. Further, dental plan providers guarantee acceptance. Because there is very little risk with dental plans, as long as you pay your monthly premium, you have access to the benefits. As a result you can enjoy confidence that your application will be accepted and you will be able to secure the discounted dental treatment you need without delay. Finally you find that dental plans also offer a host of free plans, which often include prescriptions and vision plans. This means you can save even more money when it comes to your eyesight needs and when you need to buy expensive prescription medications. Avia Dental offers affordable dental and discount plans from as little as $8.25 per month. This company helps their customers save up to fifty percent, if not more, on their dental expenses with free prescription and vision discounts. The company guarantees acceptance and customers can start using their new plan straight away, there is no waiting times. Avia Dental works with more than forty thousand dentists throughout the United States, all of which have the finest credentials. Their plans include individual plans, groups, families and plans specifically designed for seniors. The company has been operating since 1994 providing access to high quality dental care to the US public. To find out more, visit https://www.aviadental.com.