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The Strategic Health Care Update

The Strategic Health Care Update. David Ratner, Dave’s Soda & Pet City Neil Trautwein, NRF. Dave’s Soda & Pet City. David Ratner, entrepreneur. From a humble start – has built his business into a four-store chain that competes with and thrives against superstore chains.

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The Strategic Health Care Update

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  1. The Strategic Health Care Update David Ratner, Dave’s Soda & Pet City Neil Trautwein, NRF

  2. Dave’s Soda & Pet City • David Ratner, entrepreneur. • From a humble start – has built his business into a four-store chain that competes with and thrives against superstore chains. • Dave did not have to contend with the Affordable Care Act when starting his business 27 years ago. • Would Dave’s Soda & Pet City still thrive today?

  3. How Many Employees are Required to Make Me Subject to Penalties?

  4. Applicable Employers are Subject to Mandate Penalties as of 2014

  5. Who Must I Offer Coverage To?

  6. Who Must I Pay For?

  7. Who is Full-Time?

  8. What are the Mandate Penalties?

  9. What Does “Affordable” Mean?

  10. What Should I Ask Myself? • Am I big enough to trigger penalties? • Will I grow beyond 50 employees by 2014 or later? • What new coverage options are available? • Health Insurance Exchanges • Small Employer Tax Credits • Summary of Benefits and Coverage mandate/penalties

  11. Contact info: David Ratner President, Dave’s Soda & Pet City Dave@daveratner.com Neil Trautwein Vice President, Employee Benefits Policy Counsel TrautweinN@nrf.com Materials are also available at www.retailmeansjobs.com/healthcare

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