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Here is what you need to know about renewing your car insurance policy in Dubai. To know more about car insurance in Dubai, visit: http://www.tameen.ae/en/for-individuals/motor-insurance/car-insurance
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Why Renewing • Insurance renewals are an important part of the car insurance process. • Buying a car insurance policy is not all, you need to take good care of your car and also, you must renew your car insurance policy on time. • In Dubai, insurance companies have warned motorists not to drive vehicles with an expired registration. • Else they will not be able to claim insurance in case of accidents. • Here is all you need to know about car insurance renewal in the UAE.
Right Time To Renew • UAE provide cover for a 13 month period for car insurance policies. • When you reach the 12’th month of your existing policy, most of the insurance company will send you the remainder for renewing your insurance policy. • The extra month is a mandatory requirement as per UAE traffic laws. • In the last, it’s your choice to renew it or look out for other options.
Documents Required • For the renewal of your car insurance, you will be needing your: • Passport • Visa copy • Emirates ID • UAE driving license • Car registration details
No Claim Discounts • If you haven’t had any incidents and that ended up in a claim, then you are eligible for no claim discounts. • It’s one of the benefit that you can get by being a good driver. • The no claim certificate will be provided by your company car insurance which can lower the insurance premium on your new policy.
Calculating The Premium • The no claim discount will lower your premium. • Like wise accidents resulting in claims in the past year may take you as a risky driver and this can lead increase your premium. • You can lower your premiums by opting for a higher deductible/excess or even scaling down your policy by getting rid of extra covers such as roadside assistance, off-road cover etc.
Why Car Insurance • Car insurance will keep you from the hefty fines, suspension of your license etc. • Having only the minimum level of insurance means that you are leaving yourself open to a significant amount of risk. • Hence choose the right type of insurance for you car. • For car insurance in Dubai, visit: http://www.tameen.ae/en/for-individuals/motor-insurance/car-insurance