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Order of Worship

Order of Worship. Mat 5:1-16 572 Prayer 397. 599 Lesson 800 Lord’s Supper Prayer. Stewardship. Stewardship:. What is it? Why is it important? How can we be good stewards?. Steward:. person who manages another's property or financial affairs. New Testament Passages.

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Order of Worship

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  1. Order of Worship Mat 5:1-16 572 Prayer 397 599 Lesson 800 Lord’s Supper Prayer

  2. Stewardship

  3. Stewardship: • What is it? • Why is it important? • How can we be good stewards?

  4. Steward: • person who manages another's property or financial affairs

  5. New Testament Passages • 1 Timothy 6:6-10 • Godliness with contentment • Temptation and a snare • Love of money is the root of evil • Mark 10:24 • Hard for those who trust in riches to enter heaven • Romans 1:29; Eph 5:5 • Covetousness is worthy of death • Matthew 6:19-21 • Where your treasure is, there your heart will be also

  6. Wealth in itself is not condemned • God blessed many great men with riches(Abraham, David, Solomon, Job..) • They were not condemned for being wealthy • Many good people living today are wealthy • They gained their wealth honestly and without greed. • Their riches should be viewed as a blessing from God.

  7. What does Godexpect of us financially?

  8. We are expected to work • In order to provide for our own families (1Tim 5:8) • In order to be givers (Eph. 4:28; 2 Cor. 9:6,7; Luke 6:38; Acts 20:35; Prov. 3:9,10) • In order to leave an inheritance (Prov 13:22) • We should make good use of the $ we are blessed with. (Mat 25:14ff)

  9. Tips on Good Stewardshipfrom Dave Ramsey

  10. What to Avoid

  11. Avoid Credit • Use debit instead of credit. • Teens are now the #1 target of credit card companies. • Payday loans, rent-to-own, title pawning, tote-the-note car lots, 90 days same as cash – all generally result in paying exorbitant interest and fees

  12. Other Things to Avoid • Get rich schemes /Infomercials • Cash value life insurance • Cosigning a loan – (Prov. 17:18 CEV)

  13. Making Wise Decisionson Large Purchases

  14. Items with WheelsLose Value Quickly • New Cars, Boats, ATVs, Trailer Houses, Motor Homes, etc.

  15. More Cautions AboutObtaining Vehicles • Leasing = the most expensive way to operate a vehicle. • Financing will cost you a lot of $. Better to save up and pay cash. • Check KBB.com or NADA.com for values of used vehicles.

  16. Home Ownership • Should be a blessing • 15-year or less note if at all possible • Good down payment • Credit cards not necessary to qualify for mortgage

  17. Dave Ramsey’s Advicefor Financial Responsibility

  18. Dave’s Plan: Budgeting • Have a budget, and put it in writing. • Minimize expenses • Plan for emergencies • $1000 emergency fund (1st) and 3-6 month living expenses emergency fund (later) • Murphy-repellent • Men and woman usually see emergency funds differently • "Even if you don't 'get' the emergency fund, get one"

  19. What is an Emergency?

  20. Dave’s Plan: Insurance • Be insured: • Home & Auto • Life • Long term disability • Health • Long term care

  21. Dave’s Plan:Planning for the Future • Make a will • Give • Invest • Save for first, then go to college if possible

  22. Dave Ramsey’s Advicefor Dealing With Debt

  23. For Those in Debt • Get Motivated • Maximize income • Sell unnecessary items • “Beans and rice” diet • Become debt free except the house (Debt Snowball) • Collectors are not your friends! • Avoid Bankruptcy; Pay your debts.(Rom13:8)

  24. Debt “Fixes” to Avoid • Debt consolidation • Debt management • Credit Report Clean-Up Kits

  25. A Few More Wordsof Advice

  26. Additional Considerations • Perform Routine Maintenance • Beware of timeshares. • Avoid convenience store items • Look for bargains on things you need • Don’t shop around just looking for stuff to buy • Don’t let treats become habits • Save receipts • Avoid expensive sodas at restaurants , theaters, stadiums, etc.

  27. Extended Warranties: Bathtub Curve

  28. Conclusion: • Attitude of thankfulness, not greed • Our hearts should be on spiritual things. • Trust in God for our blessings. • Work hard, but not overwork to be rich (Prov 23:4). • Be givers. • Think about the future but not worry. (Mat 6:34) • Budget • Avoid credit and debt • Beware of pitfalls • Remember that everything belongs to God. We are merely stewards.

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