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When dealing with bad credit problem, most people would like to seek help from a credit repair agency. Read more http://www.badcreditresources.com/articles/credit-repair-agencies-when-promises-are-broken/
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CREDIT REPAIR AGENCIES When Promises are Broken BY: www.BadCREDITResources.com
Are you considering hiring a credit repair company? www.BadCREDITResources.com
Not all Fraud scam theft companies promising credit repair are on “the up and up”. www.BadCREDITResources.com
It is worth noting that some fake credit repair agencies make unreasonable promises such as fixing your credit in 30 days. These companies don’t actually “fix” anything. www.BadCREDITResources.com
Here are a few things you should do BEFORE you hire a credit repair company. www.BadCREDITResources.com
Order your credit report. Make sure you have order all THREE of your credit reports. Your credit score will vary from credit bureau to credit bureau due to the fact that not all companies report to all 3 bureaus. Contact the bureaus to remove any INACCURATE information. If you see that some of your good credit lines are not reporting, contact the companies that are not reporting and request that they report to all 3 bureaus. www.BadCREDITResources.com
4. Be patient. The credit bureaus have 30 days to respond to a credit dispute. 5. Be organized. Stay on top of your disputes. Make sure you keep all the letters you send and receive from the credit bureaus. 6. Set up a personal budget. Make it a priority to start paying off all your high interest debt. Start saving money for a rainy day or that unexpected hospital bill! www.BadCREDITResources.com
Nevertheless, if you really feel that you can’t do it on your own, find a reliable credit repair company to work with. www.BadCREDITResources.com
How to Spot a Bad Credit Repair Company: • Unrealistic promises. If it sounds to good to be true. It probably is. That is VERY true in the credit repair game. • If you tell them yes, these are legitimate charged off accounts and they still want you to dispute them rather than contact the companies in question and work out a settlement account. • Require that you pay them upfront before doing any work for you. www.BadCREDITResources.com
They don’t want you to contact the credit bureaus directly on your own. • Promise you a NEW credit identity. This in particular is a very big sign of a scam. If they tell you to stop using your SSN and use a new number they give you, or suggest you apply for an EIN number or even just tell you to change a few number in your SSN. • If they “coach” you on how to fill out credit applications and show you which info you should lie about. www.BadCREDITResources.com
What To Do If You Have Fallen For A Scam Credit Repair Company? • Contact your State Attorney General • File A Complaint with the FTC (1-877-FTC-HELP) • Do a search online for class action lawsuits against this company and join it www.BadCREDITResources.com
Looking for legitimate credit repair companies? Click Here! http://www.badcreditresources.com/credit-repair-agencies.html www.BadCREDITResources.com
Read more: Credit Repair Agencies – When Promises are Broken http://www.badcreditresources.com/articles/credit-repair-agencies-when-promises-are-broken/ If you want to know about: Credit Repair Agencies Scams Explained http://www.badcreditresources.com/articles/credit-repair-agencies-scams-explained/ For: Credit Repair Agencieshttp://www.badcreditresources.com/credit-repair-agencies.html www.BadCREDITResources.com