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How to pay for college if you don’t have the money

Explore innovative strategies to cover college costs: from considering 2-year schools and military benefits to working a summer job or starting a small business. Discover options like online courses, employer subsidies, and grants to make education affordable.

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How to pay for college if you don’t have the money

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  1. How to pay for college if you don’t have the money `

  2. School Choice • 2 Year schools • small colleges • Look at cost of financial aid package

  3. Career Choice • High demand occupations-see handout.

  4. Buying Used Books • borrowing • buying • renting • reselling

  5. Military Benefits • ROTC • Guards • Reserves • Active Duty

  6. Summer Job • Job choice • actually saving some of the money

  7. Job During School • Work study • Off campus • Start your own small business?

  8. Sell the Wheels • Tough as it may be, you might have to...

  9. Parent’s Household Budget • With you gone, they’re bound to save money on groceries etc.

  10. Future Gifts in Cash • Birthdays • Christmas • Graduation • ?

  11. Scholarships • Apply early and often-- “nothing worth having is easy” “Nothing in the world is worth having or worth doing unless it means effort, pain, difficulty… I have never in my life envied a human being who led an easy life. I have envied a great many people who led difficult lives and led them well.” ― Theodore Roosevelt t

  12. Loan Forgiveness Programs • Health Care • Teach • Smart • Public Service Loan Forgiveness

  13. Online Colleges • Less Overhead Costs

  14. MOOC’s and Online Courses • Massive Open Online Course • Certificate Programs

  15. Cooperative Ed. • Internships • some with pay • possible job opportunities • Practical Application-Great for resumes

  16. Program Sponsorships • Mostly Vo-Tech (i.e. John Deere, Caterpillar, Komatsu, Case-IH • Specific Companies who need highly skilled and trained employees

  17. Employer Subsidies • Employers who value you • Worker shortages

  18. Live at home • Room and board is $8,000 a year-do the math!

  19. CLEP out of Classes • Study up and test out!

  20. Get to know profs. and watch dept. posts and boards • Grant opportunities • Scholarships • Research assistantships • All the way through College...

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