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This article by Robert S. Galvin and Suzanne Delbanco explores employers' thoughts on healthcare reform, focusing on the importance of stratification, ERISA, access, cost, quality, and information.
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by Robert S. Galvin and Suzanne Delbanco • Three Key Points • Stratify or Die • ‘You Break It, You Own It” • Don’t Mess with ERISA • General Thoughts on Reform
Do Employers Want To Preserve ESI or Find An Exit Strategy? YES
- + Responsive Innovative Not Bound By Politics Voluntary-Uninsured Portability Administrative Complexity
“You Break It , You Own It” • “There’s No Such Thing as an Accident” • “Every System is Perfectly Designed to Deliver the Results It Delivers.” • One Person’s Wasteful Technology is Another Person’s Medical Miracle
Don’t Mess With ERISA • ~90+ Million Americans Covered - And Satisfied • 50 Separate Benefit Designs A Costly, Administrative Nightmare • Eroding What Works To Fix What Doesn’t Is Doomed Policy Approach Employers United On This Topic
Access Alone Is Not Health Reform COST QUALITY ACCESS
Information Is Critical Risk-Adjusted Mortality Rate (RAMR) Hospital Columbia Presbyterian 3.93* Lenox Hill 2.26 NYU Hospitals Center 1.95 Weil Cornell – NYP 0.95* Surgeon RAMR State Total 2.25 Smith, C 4.15 *Statistically Significant Source: 1999 – 2001 NY State Hospital and Surgeon Outcomes Report
Deal or No Deal: Employers More Open To Change . . . .But It Has To Help Run The Business Employer Mind-Set • Does Change Address My Specific Issue? • Will I Be Better Off? • Is Responsibility Shared? • How Do I Maintain Control?