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What are the 10 Essential Group Health Insurance Benefits in NC?

In the new Health Insurance Marketplace, individuals are guaranteed 10 general group insurance health care benefits. Learn more about these u201cessential health benefits. Independent Benefit Advisors is happy to discuss any health insurance coverage questions with individuals and businesses in Apex, Raleigh, Greensboro NC and surrounding areas. Call us today at (919) 303-9690. Visit at https://www.thebenefitadvisors.com/frequently-asked-questions/essential-health-benefits/

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What are the 10 Essential Group Health Insurance Benefits in NC?

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  1. What are the 10 Essential Group Health Insurance Benefits in NC?

  2. 1. Ambulatory Patient Services Includes any outpatient care received without hospital admittance 2. Emergency Services Includes any outpatient care received at in-network or out-of-network hospitals, such as trips to the emergency room 3. Hospitalization Includes any treatment received in the hospital for inpatient care, such as surgery

  3. 4. Maternity, Prenatal & Postnatal Care Includes care for mother or baby, before, during and after the baby is born 5. Mental Health & Substance Use Disorder Services Includes behavioral health treatment, counseling, and psychotherapy 6. Prescription Drugs 7. Rehabilitative & Habilitative Services & Devices Includes services and devices designed to help people with injuries, disabilities, or chronic conditions gain or recover their mental and physical skills, such as physical therapy, occupational therapy, speech language pathology, psychiatric rehabilitation, and more

  4. 8. Laboratory Services 9. Preventive & Wellness Services Includes chronic disease management, as well as alcohol misuse screening and counseling, aspirin use, blood pressure screening, cholesterol screening, colorectal cancer screening, depression screening, Type 2 diabetes screening, diet counseling, HIV screening, immunization vaccines, obesity screening and counseling, STI prevention counseling, syphilis screening, tobacco use screening, and more 10. Pediatric Services Includes oral and vision care

  5. Customers should note that coverage under the previously listed benefits will vary by state — to learn more about the group health insurance benefits NC residents will receive, please contact Independent Benefit Advisors today at (919) 303-9690. Independent Benefit Advisors is happy to discuss any health insurance coverage questions with individuals and businesses in Apex, Raleigh, Durham, Varina, Greensboro, Rocky Mount, Sanford, Wake Forest, and other North Carolina locations. Cary, Charlotte, Fuquay-

  6. Contact - Independent Benefit Advisors Phone: (919) 303-9690 Toll Free: (888) 303-9690 Fax: (919) 303-9691 Email: john@thebenefitadvisors.com Web: http://www.thebenefitadvisors.com

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