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Dollars & Change and Dollars & Sense Dr. Bill Gustafson Center for Financial Responsibility &

Dollars & Change and Dollars & Sense Dr. Bill Gustafson Center for Financial Responsibility & Division of Personal Financial Planning. C enter for F inancial R esponsibility. What will happen Awareness of resources Human Resources Red to Black Example of resource use

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Dollars & Change and Dollars & Sense Dr. Bill Gustafson Center for Financial Responsibility &

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  1. Dollars & Change and Dollars & Sense Dr. Bill Gustafson Center for Financial Responsibility & Division of Personal Financial Planning

  2. Center for Financial Responsibility • What will happen • Awareness of resources • Human Resources • Red to Black • Example of resource use • What won’t happen • debate on change in pay period • miracle fix for debt-to-income problems • everything solved in 50 minutes

  3. Center for Financial Responsibility • Financial solutions for Texas Tech community • One-on-one financial planning and counseling for individuals and couples • Educational programs for groups • Websites www.r2b.ttu.edu

  4. Center for Financial Responsibility • Individual sessions in the TTU Family Therapy Clinic • Special Sessions at your workplace • Satellite sites (as needed): • Health Sciences Center • Texas Tech Federal Credit Union

  5. Center for Financial Responsibility Example topics • creating a spending plan • establishing and using credit • obtaining and using loans • tax strategies • selecting and comparing employee benefits • planning for expenses during and after college • identity theft prevention • pre-marital financial planning

  6. Center for Financial Responsibility $ Inflow

  7. Center for Financial Responsibility www.depts.ttu.edu/personnel/administration

  8. Center for Financial Responsibility

  9. Double click on “Banner Pay Frequency Worksheet” Center for Financial Responsibility

  10. You can print it and do it by hand or… Center for Financial Responsibility

  11. Or save this on your computer Center for Financial Responsibility

  12. Open in Excel and “Unprotect” worksheet Center for Financial Responsibility

  13. Type in either your “Annual Salary” or “Hourly Rate” amount Center for Financial Responsibility

  14. Center for Financial Responsibility Remember that the dollar amounts shown are BEFORE DEDUCTIONS for taxes, retirement, dependent insurance, etc.

  15. Center for Financial Responsibility

  16. Center for Financial Responsibility Type in your “Hourly Pay” and hit “enter”

  17. Center for Financial Responsibility

  18. Center for Financial Responsibility $ outflow

  19. Budget Basics • Fixed expenses • Mortgage • Car payment • Not quite “fixed” • electricity • phone • Variable expenses • entertainment • food away from home Center for Financial Responsibility

  20. WWW.R2B.TTU.EDU Center for Financial Responsibility

  21. Center for Financial Responsibility • Click on “Money Management”

  22. Center for Financial Responsibility

  23. Click on “Money Management” and then on “Monthly Spending Plan for Non-Exempt Employees Center for Financial Responsibility

  24. Or go to the bottom of the page Center for Financial Responsibility

  25. Save the worksheet to your computer Center for Financial Responsibility

  26. Center for Financial Responsibility

  27. Center for Financial Responsibility http://funnyaboutmoney.com Click on “December 2007” under “Archives”

  28. Helpful Tech courses Center for Financial Responsibility PFP 3301 PFP 2330

  29. Center for Financial Responsibility www.r2b.ttu.edu www.pfp.ttu.edu

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