Beatriz Armendariz –Professor at the University College London and Harvard University

1. Beatriz Armendariz –Professor at the University College London and Harvard University

2. Beatriz Armendariz –Professor at the University College London and Harvard University • Beatriz Armendariz is a senior lecturer in Economics at University College London and holds Ph.D. in Economics from EHESS, Paris, France. Currently, she has been appointed as summer school professor at University of the Andes (Columbia) - a co-educational private university located in city center, Bogota, Columbia. It was founded in 1948 and has 9 faculties, including Administration, Architecture and Design, Arts and Humanities, Sciences, Law, Social Sciences, Economics, and Engineering and Medicine. In addition, the University offers an international summer school program that gives students an opportunity to expand their international perspective by attending special courses in specialized areas.

3. Beatriz Armendariz- Member of Board of Directors, Grameen Credit Agricole Microfinance Foundation Beatriz Armendariz is associated with Grameen Credit Agricole Microfinance Foundation as Member of its Board of Directors. The mission of this foundation is to fight against the poverty by encouraging financial inclusion of most disadvantaged individuals and their access to essential goods. It promotes the development of local microfinance institutions and social businesses in developing nations.

4. Research Fellow at Center For European Research In Microfinance (CERMi) • Moreover, Beatriz Armendariz also works as Research Fellow at the Center for European Research in Microfinance. CERMi focuses on promoting academic research to support key stakeholders in microfinance industry, including NGOs, donors, cooperatives and financial institutions. It also aims at developing suitable frameworks to examine existing microfinance practices.

5. Lecturer at Harvard University Beatriz Armendariz is also a lecturer at Harvard University- an American private Ivy League research University that was founded in 1636 by the Massachusetts legislature. Known as the oldest institution of higher learning in the U.S., Harvard University comprises 11 separate academic units including 10 faculties and the Radcliffe Institute for Advanced Study, with campuses located throughout the Boston metropolitan area.a

6. Books and articles Beatriz Armendariz has co-written the Economics of Microfinance, 2nd Edition, along with Morduch, J. (2010), and Handbook of Microfinance, London (World Scientific Publishing Co Pte Ltd.) along with Labie, M. Some other publications by lecturer Armendariz includes Gender Empowerment in Microfinance, joint with Philippe Aghion; Poverty and Development: a New Growth Perspective, joint with Philippe Aghion (2002); and Peer Group Formation in An Adverse Selection Model (with Christian Gollier), The Economic Journal (2000).

7. Beatriz Armendariz Received Raul Bailleres Academic Award (2006-2007) Beatriz Armendariz, a well qualified professional, holds years of experience in serving as a Lecturer at several prestigious educational institutions. She holds a Bachelor of Arts degree in Economics from Instituto Tecnológico Autónomo de Mexico (ITAM), Mexico. She later joined the University of Cambridge, UK, and thereby completed her M. Phil in Economics in 1986. Besides, she also holds a doctorate in Economics from EHESS, Paris, France, with Dissertation on “Foreign Debt Negotiations: An Historical and Theoretical Analysis”.

8. Founding Member - Grameen Credit Agricole Microfinance Foundation, Paris Beatriz Armendariz is the Founding Member of Grameen Credit Agricole Microfinance Foundation, Paris, and also serves on its Board of Directors. Apart from this, she is a Research Fellow and Member of the Scientific Committee for the Center for European Research in Microfinance (CERMi). From 2010 to 2011, she served as a Senior Lecturer in Economics, University College London, United Kingdom. Besides, she was also a Lecturer in Economics at Harvard University, USA.

9. Lecture In Economics At University College London (1999-2000) • Over the course of her career, Beatriz Armendariz has held several prominent positions at several reputed educational institutions. From 2007 to 2008, she was a Visiting Professor at Solvay Brussels School of Economics, Business, and Management, Université Libre de Bruxelles. Brussels, Belgium. Apart from this, she served as a Research Associate for the Organization for Economic Cooperation and Development (OECD), Development Centre, Paris, France, from 1989 to 1991. Besides, Beatriz also worked as a Teaching Assistant at ITAM; Research Officer at INEGI (Mexico).

10. Co-Authored The Economics of Microfinance, First Edition (2005) Beatriz Armendariz has significantly contributed in a large number of publications. She co-authored The Economics of Microfinance, First Edition (2005), and Second Edition (2010), with Jonathan Morduch. Apart from this, along with Ariane Szafarz, she has made a significant contribution in the paper, “Microfinance Mission Drift?” This paper highlights the poorly understood phenomenon in microfinance which is often referred to as a “mission drift”, i.e. a tendency reviewed by several microfinance institutions to extend larger average loan sizes in the process of scaling – up.

11. Conferred “Brains Back in Brussels” Research Grant Beatriz Armendariz was conferred the “Brains Back in Brussels” research grant by the Government of Brussels, Belgium. Besides, she is also the (2006-2007) recipient of the Raul Bailleres Academic Award”, given by ITAM Mexico, D.F., Mexico.

12. Thank You