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78.2%. 80%. 55.0%. 60%. 40%. 31.8%. 26.5%. 20%. 0. -20%. -24.6%. -26.0%. -40%. Jan 1 – Dec 31. Jan 1 - Mar 9. Mar 10 – Dec 31. Entire Period. Negative Period. Positive Period. S&P 500 Index. MSCI EAFE Index. Don’t Let Emotions Drive Investment Decisions.
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78.2% 80% 55.0% 60% 40% 31.8% 26.5% 20% 0 -20% -24.6% -26.0% -40% Jan 1 – Dec 31 Jan 1 - Mar 9 Mar 10 – Dec 31 Entire Period Negative Period Positive Period S&P 500 Index MSCI EAFE Index Don’t Let Emotions Drive Investment Decisions Market Rebounds Can Come Quickly and Unexpectedly Year-to Date Returns for 2009as of December 31, 2009 Data Sources: S&P 500 Index data are provided by Standard & Poor’s Index Services Group, MSCI Index data provided by Morgan Stanley Capital International Group Inc. www.mscibarra.com (January 2010). Indexes are unmanaged baskets of securities that Investors cannot directly invest in and their performance does not reflect the expenses associated with the management of an actual portfolio. Materials provided to approved advisors by LWI Financial Inc. (“Loring Ward”). IRN B11-071