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Money and the Move

Money and the Move. Money and the Move. Travel pay and allowances Financial planning for transfers Moving expenses Ways to save Resources. Travel Pay and Allowances. Per Diem Allowance PCS Mileage (aka MALT) Dislocation Allowance (DLA ) Temporary Lodging Expense (TLE).

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Money and the Move

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  1. Money and the Move

  2. Money and the Move • Travel pay and allowances • Financial planning for transfers • Moving expenses • Ways to save • Resources

  3. Travel Pay and Allowances • Per Diem Allowance • PCS Mileage (aka MALT) • Dislocation Allowance (DLA) • Temporary Lodging Expense (TLE)

  4. Moving Overseas? • Overseas Housing Allowance (OHA) • Move-in-Housing Allowance (MIHA) • Temporary Lodging Allowance (TLA) • Cost of Living Allowance (COLA)

  5. Entitlements Requiring Payback • Advance Pay • Advance Housing Allowance

  6. The Importance of Financial Planning for Transfers • Planning is the key • Planning worksheets • Financial Planning Worksheet for a PCS Move • Estimating Travel Costs and Reimbursements

  7. Financial Planning Worksheet for a PCS Move Income Expenses

  8. Estimating Travel Costs & Reimbursements • www.militaryonesource.com • www.housing.navy.mil/onestop/ • http://perdiem.hqda.pentagon.mil/perdiem/

  9. PCS Transfer Expenses • House hunting trip • Move out • Exceeding weight limitations • Insurance • Creditor and Credit Reports

  10. PCS Transfer Expenses • Miscellaneous Expenses • Loss of spouse’s income • Medical and Dental • Pets • Passports and Visas • Car Preparation

  11. POVs • Government pays to ship one vehicle overseas • Government pays storage fees up front • Government will ship POVs stateside as long as it doesn’t cost any more than to drive there

  12. Expenses In Transit • Driving costs • Overnight accommodations • Food and miscellaneous expenses • Fun

  13. Expenses at New Duty Station • Temporary lodging and food • Laundromat • Utility/telephone deposits • Rental deposits/house purchase closing costs • Extra long distance phone calls

  14. Expenses at New Duty Station • Cleaning supplies/restocking food supplies • Insurance • Car registration/licenses/Personal property tax • Miscellaneous

  15. Cost Cutting • Yard sales • Change of address • Bill paying • Reference letters • National providers

  16. More Cost-Cutting Ideas • Checking and saving accounts • Loan pre-qualification/pre-approval • Military facilities • Dependent healthcare • Sponsor • WIC

  17. Who Can Help? • Command Financial Specialist • Fleet and Family Support Center • Personal Property Shipping Office • PSD or Disbursing Clerk • Navy-Marine Corps Relief Society

  18. Helpful Web Sites for the Military Move • See the websites listed on the Financial Planning Worksheet for a PCS Move

  19. Summary • Financial planning • Travel pay and allowances • Expenses • Ways to save • Resources

  20. Print Your Certificate Click on the following link to add your name to the certificate and print it: Money and the Move

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