STAR CARE “n” CASH

1. STAR CARE “n” CASH

2. Age at entry from 22 yrs to 50 yrs • Renewal upto 75 yrs • The proposer has to choose tenure or term for which he would like to take insurance usually such tenure or term is 5 yrs, 10 yrs, 15 yrs, 20 yrs, 25 yrs.

3. Sum insured in two options • Rs. 1,00,000 • Rs. 2,00,000 • No pre-acceptance medical screening.

4. Cover: • Policy respond only in case of the following major illness • Permanent hemi-plegia or permanent quadraplegia resulting from cerebral vascular attack

5. Confirmed cancer • Total loss of vision due to any disease

6. Renal transplant resulting from end-stage renal failure • Liver transplant resulting from end-stage liver failure

7. This policy is on BENEFIT basis – that is once the insured person is diagnosed with any of the major illness the policy sum insured is paid.

8. Special features • At the end of the policy tenure additional period of cover is provided for one year absolutely at no premium. • In addition to the above after completion of the tenure and such free additional period a CASH INCENTIVE equivalent to a min. of 10 % to 17.5% of cumulated premium paid.

9. CONDITIONS: • The occurrence of the major disease/s must be confirmed by any doctor appointed by the company and must be supported by diagnostic evidences. • A survival period of 60 days would apply after diagnosis for payment of lump-sum

10. Tenure once opted cannot be changed after commencement of the first policy. • Sum insured can be changed only after completion of the additional period of cover. • Group policies cannot be issued.

11. In case of any break in insurance the tenure will commence afresh from the date of payment of premium. • Section 80-D benefit available.

13. Rates of cash incentive for different tenure

14. Exclusions • Congenital diseases/defects • PED will not be covered • Alcoholic cirrhosis • In-situ cancers other that skin cancers • War and nuclear perils • HIV and AIDS