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401 k vs indexing edge 4 24 2015tt

The NEW Edge in IUL Training

bryandaly
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401 k vs indexing edge 4 24 2015tt

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  1. For Training Purposes ONLY

  2. “IF YOU HAD A GOOSE THAT LAID GOLDEN EGGS” Would you insure the eggs? Or….. would you insure the goose? ?

  3. For Training Purposes ONLY

  4. The problem-95% DIE POOR Of every 100 Americans, at age 65: 1 4 is wealthy are financially secure 12 are still working 29 are dead 54 are dead broke 2

  5. A 16 Year Look Back Historical Performance  S&P 500 Index  IUL Indexed to S&P 500 -14% Cap and 0% Floor  “Edge” IUL Indexed to DJRE100- No Cap,1.5% Spread For Training Purposes ONLY

  6. For Training Purposes ONLY

  7. For Training Purposes ONLY

  8. Would you prefer to pay tax on the Seed or the Harvest ?

  9. 401K/IRA S & P Index IRS Sec.7702 Indexed to S & P 500 $317,756 14% Cap 0% Floor IRS Sec.7702 IRS Sec.7702 Indexed to Indexed to Dow Dow Jones Jones R/E100 $460,606 No Cap. 1.5% Spread 0.25% Floor R/E100 $167,477 No Cap No Floor VS VS Fees 3% IUL COST -$51,598 Receive Death Benefits & Living Benefits VS Taxes 20% -$23,175 VS TAX FREE VS $317,756 VS Spendable $92,703 $460,606 Experts suggest a 4% safe withdrawal in retirement to avoid running out of money. 4% 4% of = $3,600/year = $3,600/year of $92,703 $92,703 15% of $317,756 = $47,000/year 20% of $460,684 =$92,000/year VS VS

  10. 38 Year Old Female Saves $500 month in 401K from age 38-62 (25 years) Earns 8% -3% (fees) anually Total contribution = $150,000 Grows to $300,000 BEFORE TAX For Training Purposes ONLY

  11. For Training Purposes ONLY

  12. 60 Year Old Female Has $150,000 in 401K Needs to draw on it at age 70 Earns 8% -3% (fees) annually Grows to $250,000 BEFORE TAX For Training Purposes ONLY

  13. For Training Purposes ONLY

  14. For Training Purposes ONLY

  15. For Training Purposes ONLY

  16. For Training Purposes ONLY

  17. For Training Purposes ONLY

  18. Thank You For Training Purposes ONLY

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