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Kit & Contents Insurance

Kit & Contents Insurance. November 2011. FF1123 (1111) Forces Financial is a trading name of Stuart Harvey Insurance Brokers Ltd, who is authorised and regulated by the Financial Services Authority. Registration Number 301858. Forces Financial ….

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Kit & Contents Insurance

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  1. Kit & Contents Insurance November 2011 FF1123 (1111) Forces Financial is a trading name of Stuart Harvey Insurance Brokers Ltd, who is authorised and regulated by the Financial Services Authority. Registration Number 301858.

  2. Forces Financial … • Provider of insurances and other financial services to the UK military and wider emergency services for over 25 years • We understand what you do and how you work • And have professional advisers to assist you • Offices across the UK, Germany and Cyprus • Registered at United Nations • The only financial services company granted Status under the 1951 NATO Status of Forces Agreement • Our services include • Insurance / Banking / Travel Services / Free to use ATMs • Regulated by the Financial Services Authority www.forcesfinancial.com 00 800 00 01 02 03

  3. Kit & Possessions Insurance • What does it cover? • Service Equipment, Personal Possessions & Home Contents • Worldwide cover against accidental loss and damage • And much more… • Whether single or living with partner • In MOD or your own accommodation • Question… • Can you afford to replace items if they aren’t insured? www.forcesfinancial.com 00 800 00 01 02 03

  4. Service Equipment … • QM can bill you to the value of the equipment lost or damaged Contents up to £7,000 NVG – £2,000 www.forcesfinancial.com 00 800 00 01 02 03

  5. Personal Possessions … • Your personal property… • Clothes, DVDs, pedal cycles • Laptops, personal computers, i pods, mobile phones • In your room… • Flat screen TV?, DVD player? microwave? • Dress uniforms / ceremonial swords… • Can cost thousands • Question… • How much does yours all add up to? www.forcesfinancial.com 00 800 00 01 02 03

  6. Possessions & Liability Insurance… • Fixtures & Fittings… • Your responsibility – not MOD’s responsibility • Married Quarters?... • Simply add the Contents to your Kit policy • Tri Service Regulations… • Requires £20,000 of tenants liability for accidental damage • Included as standard in our policy • Also includes £500 money cover and £1m personal liability www.forcesfinancial.com 00 800 00 01 02 03

  7. Identity Theft … • Your identity and personal information is valuable • Criminals can obtain loans, passports, driving licences, open bank accounts and more – all in your name • It can cost you a lot of money and impact upon your credit record • Our Identity Theft service can help you if you fall victim to ID Theft • A helpline and advice service to help put things right • Saves you considerable time / effort / money • Remember – keep your documents and PINs safe www.forcesfinancial.com 00 800 00 01 02 03

  8. Claims … • Service Equipment is lost / damaged on operations • Then you are able to reclaim from the MoD • All other claims • Simply call the claims line – 0845 0700 972 • Or call into the office on base • Our advisers will be pleased to help • Claims Advice • Keep any receipt / obtain photographs of valuable items • It will assist if you need to make a claim

  9. How Much Does It Cost? • Some examples Officer in MQ Premium = £258.83 Saved £65.71 Marine with issued Kit Premium = £185.37 Saved £46.35 Submariner Premium = £141.98 Saved £35.49 Basic Training Premium = £76.99 Saved £19.25 • Our 3 months free for new customers will save you money All example premiums disclosed are correct at November 2011 and include IPT at the applicable rate  

  10. Any Questions? Please see an adviser

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