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Family And Business Health Security Act

Family And Business Health Security Act. SB400 and HB1660 (2009). Nine Keys To Serious Healthcare Reform. Nine Keys To Serious Healthcare Reform. #1. HEALTH SECURITY FOR ALL. Quality Affordable Comprehensive Stable costs & employment Publicly-funded Privately-delivered

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Family And Business Health Security Act

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  1. Family And BusinessHealth Security Act SB400 and HB1660 (2009)

  2. Nine Keys To Serious Healthcare Reform

  3. Nine Keys To Serious Healthcare Reform #1. HEALTH SECURITY FOR ALL • Quality • Affordable • Comprehensive • Stable costs & employment • Publicly-funded • Privately-delivered • Guaranteed Healthcare for ALL

  4. Nine Keys To Serious Health Care Reform # 2. FAIR-SHARE FUNDING ONE-PAYER’S FAIR-SHARE ‘HEALTH & WELLNESS TAX’ Saves Money Improves the Economy Creates Jobs

  5. Nine Keys To Serious Health Care Reform #2. (cont.) FAIR-SHARE FUNDING Co-pays, deductibles and caps disappear Individuals pay 3% state health income tax (compared to 8% avg. now paid for personal health ins./healthcare) Businesses pay 10% of payroll (compared to 22% avg. now paid for business-related health insurance) SB 400 will create ~140,000 well-paying, quality healthcare jobs, with many more to follow SB 400 will dramatically reduce workers comp and should significantly cut property taxes and auto ins.

  6. Nine Keys To Serious Health Care Reform #3. ONE-PAYER EFFICIENCY & SAVINGS ($50B) and REINVESTMENT ($35B) • ‘Administrative Overhead’ Savings = $35B • Insurance Companies = $20B • Doctor/ Hospital/Business = $15B • Bulk Rx Purchasing = $5B • Slash Cost of ‘Defensive Medicine’ = $10B • Replace With One Payer Administrative Efficiency = $5B = $5B New Spending • Reinvest = $30B Of Savings Into • Healthcare Delivery = $30B New Spending

  7. Nine Keys To Serious Healthcare Reform #4. COMPREHENSIVE CARE • Medical • Dental • Prescription Drug • Home Nursing • Mental Illness • Optical • Substance Abuse • Hospice Care • Emergency Transport • Physical And Occupational Therapy • Long Term Care

  8. Nine Keys To Serious Health Care Reform #5. GREATER FREEDOM FOR EMPLOYERS & EMPLOYEES • Employers don’t want to manage healthcare systems • But most are willing to pay a ‘fair share health & wellness tax’ that covers everyone • Employees want the freedom to change jobs, start a business, advance their education, or retire – without risking their family’s health security

  9. Nine Keys To Serious Health Care Reform #6. ELIMINATE ‘DEFENSIVE MEDICINE’ AND KICK-BACK MEDICINE (10%) • Our current profit-first funding system poisons the patient-provider relationship while costing PA citizens $10B annually. • Because One-Payer funding provides fast and fair compensation for clinically-sound services and rewards health outcomes, it creates the conditions for fewer lawsuits and decreased malpractice premiums – the best tort remedy among all federal and state bills

  10. Nine Keys To Serious Health Care Reform #7. REVERSE SEVERE RATIONING: ALLOW ‘FREE MARKET’ CHOICE OF DOC’S EMPHASIZE EFFICIENCY AND OUTCOMES • The Profit-first Health Insurance “Middle Man” • Causes a $35B Loss From Pa’s $101B Healthcare Economy • Undermines The Patient-Provider Relationship • Charges More, Pays Out Less and thus • Contributes To The Worst Healthcare Rationing in the Advanced Industrial World: W.H.O. Ranks U.S. : • 37th in Life-Expectancy • 29th in Infant Mortality • 1st In Spending • SB 400 will Dramatically Reverse this Alarming Situation

  11. Nine Keys To Serious Health Care Reform #8. ELIMINATE FRAUD, SAVE MORE MONEY INVEST IN THE FUTURE • Deal seriously with ‘problem’ doctors, nurses, administrators, et al. • (NOTE: last doctor de-licensed in PA was in 2003) • Restore Certificate of Need • (i.e., equipment, infrastructure) • Underwrite transition to electronic records • (aka, “medical home” data base) • Promote primary/preventive care to avoid chronic diseases & misuse of emergency rooms • Initiate common sense/personal responsibility including a K-12 ‘wellness curriculum’

  12. Nine Keys To Serious Health Care Reform #9. SUPPORT VOLUNTEER EMERGENCY RESPONDERS • Volunteers are the backbone of our emergency health response system. • Especially in rural/semi-rural PA. • We lose thousands of veteran responders yearly. • This is a national, state, and local security issue. • SB 400’s $1,000 per year state income tax credit will help encourage retention and new recruitment.

  13. Questions?

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