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UNDER SECTION 80D TAX BENEFIT FOR THE PREMIUM PAID FOR MEDICLAIM MAXIMUM LIMIT FOR AN INDIVIDUAL IS Rs.15000/- Plus for additional Rs.15000/- for Premium Paid from HUF Account. HAVE WE UTILIZED THE BENEFIT IF NOT
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UNDER SECTION 80D TAX BENEFIT FOR THE PREMIUM PAID FOR MEDICLAIM MAXIMUM LIMIT FOR AN INDIVIDUAL IS Rs.15000/- Plus for additional Rs.15000/- for Premium Paid from HUF Account. HAVE WE UTILIZED THE BENEFIT IF NOT THEN HERE IS PLAN THAT GIVES YOU COMPLETE TAX BENEFIT WITH MEDICLAIM INSURANCE COVER AND OUT PATIENT BENEFIT.
Major Product Features • Flat premium of only Rs. 14,725/- inclusive of service tax. • Coverage for both inpatient and outpatient treatment • Policy can be given for both individual and family floater basis. • Any unutilised amount under outpatient benefit can be carried forward to the next one year
Coverages • Under section – I • Hospitalization Expenses incurred as an inpatient for • Sickness/Illness/Diseases • Accidental injuries • Under section – II • Hospitalization Expenses incurred as an outpatient treatment subjects to the limits
Age Limits • 5 Months – 60 Yrs • Dependent Children can be covered only with any one of their Parents
Sum Insured • Minimum Sum Insured - Rs. 1,00,000/- • Maximum Sum Insured - Rs. 5,00,000/- • The following Sum Insured options are available • Rs. 1,00,000/- • Rs. 2,00,000/- • Rs. 3,00,000/- • Rs. 4,00,000/- • Rs. 5,00,000/-
Limit of Outpatient benefits for individual IP – Inpatient NA – Not Available
Limit of Outpatient benefits for family floater A- Adult C- Child IP- Inpatient OP- Outpatient NA- Not Available (policy cannot be given)
Limit of Outpatient benefits for family floater (contd.) A- Adult C- Child IP- Inpatient OP- Outpatient NA- Not Available policy cannot be given
How is ‘Star Health Gain’ different from ICICI’s Tax Advantage • ICICI’s Tax Advt OP claim cannot be made after 90 days from the date of the policy- No such restriction in Star Health Gain policy • ICICI Tax Advt allows only ONE OP claim per year - Any number of OP claims allowed in one year under Star Health Gain policy • Residue OP amount can be carried forward to next one year under Star Health Gain policy • OP benefit can be taken even for PED, Maternity, dental, diagnostics under Star Health Gain policy.