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CULTURAL FESTIVALS and PERSONAL FINANCE in WILTSHIRE

Resource 2. CULTURAL FESTIVALS and PERSONAL FINANCE in WILTSHIRE . Objectives of the session:. Students to learn about New Year celebrations and personal finance experiences of minority communities living in Wiltshire. Learning Outcomes - Student will know:.

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CULTURAL FESTIVALS and PERSONAL FINANCE in WILTSHIRE

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  1. Resource 2 CULTURAL FESTIVALS and PERSONAL FINANCE in WILTSHIRE

  2. Objectives of the session: • Students to learn about New Year celebrations and personal finance experiences of minority communities living in Wiltshire.

  3. Learning Outcomes - Student will know: • the dates when other local community groups celebrate New Year • the names of New Year rituals practised by specific community groups • the names of two symbols used in New Year celebrations • what different communities buy and spend for New Year festivities • about community groups and their different attitudes towards money

  4. Can you name minority communities living in Wiltshire?

  5. The main minority communities living in Wiltshire are : • Bangladeshi • Chinese • Moroccan • Afro Caribbean

  6. What year is it for different citizens in Wiltshire ? • 534 – Sikhs • 1423 – Muslims • 2002 - Christians • 4699 – Buddhist • 5762 - Jews

  7. Custom defined as: • A general activity or a long established action • For instance: • Couples getting married

  8. A Ritual is defined as: • A specific routine or course of actions regularly repeated • For instance: • The Christian wedding, church ceremony and vows

  9. Definition of a Symbol: • A physical object, with an associated meaning • For instance: • The wedding bands/rings

  10. Chinese New Year (Spring Festival): • Date of next New Year - February 2003 • based on the Lunar Calendar – The moon •  Custom: Decorations in colours of :  • Red – represents - Luck • Gold - represents - Wealth

  11. Symbols: • Double fish – Double happiness • Lanterns – Safety, good luck and financial prosperity • Fan – Good luck • Poetry – A celebration of being a year older

  12. Ritual: • Visit the Temple • Lion Dance • Dragon Dance • Visit friends and family • Giving presents - Lucky Money

  13. Chinese Finance and the New Year: • Community celebrations are financed by: • Donations – mainly from business people • Fundraising activities • Cultural grants • Individuals tend to: • Avoid credit • Save monthly - keeping their savings in high street bank accounts

  14. Cost of a family celebrating Chinese New YearAn example of a budget for a family of 4:

  15. Islamic New Year: • Muslim and Arabic people practice the Islamic religion. • New Year – Known as EID-EL-FITR • Date of EID is influenced by the Lunar Cycle • Community festivals are paid for by donations from worshippers

  16. Custom: • Ramadan • 29-30 days prior to EID fast from dawn to dusk Ritual: • Prayers in the Mosque • Food, drinks and celebrations at the Mosque • Presents for children Symbols: • None involved

  17. Financial principles: • In Islamic religion it is forbidden to hoard money • It is against religious beliefs to overspend or borrow for unnecessary expenditure • Worshippers are encouraged not to waste money, but instead give it to the needy • Worshippers must not pay or receive interest • All worshippers should pay a tax called ZAKAT – 2.5% of their wealth donated to the needy.

  18. Cost of a family celebrating EIDAn example of a budget for a family of 4:

  19. Cultural Diversity and Personal Finance Quiz: 1. What is the date of the next Chinese New year? 2. Name a colour which features in the festive celebrations?

  20. 3. Name two symbols used in community festivals. 4. Name a Chinese ritual. 5. How does the Chinese community save for the New Year celebrations?

  21. 6. During the New Year celebrations a family of 4 is estimated to spend £1080.00. On New Year’s Eve £350.00, on New Year’s Day £730. How much more is spent for the New Year’s Day celebrations? 7. Of the total expenditure of £1080.00, approximately £270 is spent on Entertainment. What percentage is this of the total spent?

  22. 8. What is the difference between the expenditure of £150 for EID and £1,080 for the Chinese New Year? 9. What is the religious faith of Muslim people? 10. How long is the period of Ramadan?

  23. 11. What influences the time of year when people of Islamic faith celebrate EID? 12. Name a ritual of the Islamic New Year community festivals 13. How does the community raise finances for EID?

  24. 14. Name 2 financial principles which have a bearing on a person of Islamic faith’s approach to personal finance. 15. During EID a family unit of 4 spends £40.00 on food and drink. If they were to invite other family and friends to join them, an extra 23 people, what is the total estimated cost? (for 27 people)

  25. Quiz answers: 1. 5th February 2003 2. Red/Gold 3. Double Fish, lantern, Fan or Poetry 4. Lion dance or Dragon dance 5. Monthly amounts into high street banks 6. £380.00 7. 25%

  26. 8. £930.00 9. Islam 10. 29- 30 days 11. The Lunar Cycle 12. Praying at the mosque Food and drink at the mosque. 13. Donation from community members

  27. 14. In Islam it is forbidden to hoard money It is against Islamic religious beliefs to overspend or borrow for unnecessary expenditure Worshippers are encouraged not to waste money All worshippers should pay a tax called ZAKAT Worshippers must not pay or receive interest 15. £270.00

  28. Summing Up • Within Wiltshire, New Year celebrations will take place at different times of the year • These celebrations follow rituals and use symbols which provides identity for community members • Communities have different financial commitment to supporting community festivals. This is influenced by their different approaches to personal finance • The amount of money a family spends on a festival varies considerably and is influenced by financial principles • Families tend to save regularly to finance their festivals and avoid credit

  29. Question Time

  30. Thank you Happy New Year

  31. Resource 3 • NEW YEAR CELEBRATIONS IN WILTSHIRE COMMUNITIES ARABIC AND MUSLIM COMMUNITIES

  32. Date Celebrated • Changes every year, Why? • Based on the Arabic and Islamic calendar. What? • Based on the LUNAR cycle which is 11 days shorter that the normal year. • What is this day called? • Eid El-Fitr, which is the first day after the end of the month of Ramadhan (fasting month)

  33. The Celebration • Get up early and get ready to go out, children put on new clothes purchased specifically for this day • Get together at the local mosque (Trowbridge) • Pray and listen to the Imam’s sermon • Greet each other • Have something to eat and drink (soft drinks) • Children receive presents from the mosque • Eid party for the children at the weekend

  34. Family Celebration • Larger families get together and have fun • Give all the children presents and money • Eat and drink soft drinks, most of the food is cakes. Some special ethnic food is made - like myself as a Tunisian - we prepare something called MLOUKHIA • Smaller families and especially those who don’t have many around them, get together with friends and enjoy the day

  35. Finance / Cost • Clothes (based on 2 children) £50 to £60 • Presents £25 to £50 • Food £20 to £30 • Drinks £5 to £10 • Total £100 to £150

  36. Thank you for your attention Any Questions?

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