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What is long term care? What are LTC services and who needs this type of care?
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Long Term Care Insurance What is long term care?
What is long term care? • Long term care is a type of custodial care that provides assistance in performing activities of daily living for people who are incapable of performing them on their own.
Activities of Daily Living • ADLs include bathing, dressing, eating, ambulating, transferring, toileting and continence • Long Term Care is not covered by Medicare and health insurance plans.
Long term care options • Home Care -receive care in the comforts of your own home; have a family care-giver; can be provided by an in-home service provider • Community-based Care - adult day care centers and other care services provided by LTC associations and LTC advocates; usually on temporary basis
Long term care options • Long term care facilities – e.g. nursing homes and assisted living facilities
For more information, visit http://www.infolongtermcare.org