1 / 12

Why Cash Flow Predictive Data is More Powerful than Alternative Data

1st Slide: Today, alternative data helps lenders get more accurate, faster, and more granular insights and metrics into business performance than traditional data resources. While this non-financial data can be used to estimate the lending risk of a business, real-time cash flow predictive data can provide a deep level of insight into a business.<br><br>2nd Slide: How Modern Technology Is Making Financial Data More Powerful?<br>

cashvisionusa
Download Presentation

Why Cash Flow Predictive Data is More Powerful than Alternative Data

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. WhyCashFlowPredictive DataisMorePowerfulthan AlternativeData

  2. Today, alternativedatahelpslendersgetmore accurate, faster, andmoregranularinsights andmetricsintobusinessperformancethan traditionaldataresources. Whilethisnon- financialdatacanbeusedtoestimatethe lendingriskofabusiness, real-timecashflow predictivedatacanprovideadeeplevelof insightintoabusiness.

  3. HowModernTechnologyIsMaking FinancialDataMorePowerful?

  4. NowwiththeperfectblendofAI, ML andAPI, lenderscangetthemost robusthistorical, present, andfuture accounting, financialandcashflowdata todetermineanSMEcreditworthiness, providethebestloanproducts, and makebetterlendingdecisions.

  5. TypesofInformationForward-LookingData ProvidestoLendersFinancialData

  6. HowmuchIncomeisabusinessgenerating? Howmuchisacompany’sassets, liabilities, andshareholders’ equity? Howacompanyisspendingitsmoney? Whatisthecompany’spayrollactivitylike?

  7. BusinessCustomers’ Data

  8. Whoarethecompany’sbusinesscustomers? Howquicklydothesecustomerspayinvoices tothecompany? Howconcentratedarethesecustomers?

  9. CashFlowPredictiveData

  10. Whatwillbetheincomeandexpensesofa companyinthenearfuture? Howvariousscenarioswillimpacta business'sfinancialfuture? Whatwillbeacompany’spredictivefuture receipts & payments?

  11. SoCashFlowPredictivedataiskeyfor lenders, frombankstoalternativelenders andnon-bankingfinancialinstitutions. Becausefinancialstatementsoutlineall itsassetsaswellastheshort- andlong- termdebts, lendersgetabettersenseof abusiness'screditworthiness.

  12. Thanks

More Related